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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Michael Reynolds

He/Him
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Indianapolis, Indiana, United States
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Elevation Financial LLC
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I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
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Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
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Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
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Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
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Carey Northington

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Dayton, Ohio, United States
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One Master Ministries
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Carey & Andrea are a husband/wife team that have worked with dozens of individuals & couples & seen lots of success. Read their stories: https://onemaster.org/stories If you’ve never budgeted or tried numerous times to budget and nothing has worked, we can help! Our goals: alleviate stress and create a budget that really works.

Focus Areas
Couples
Life Transitions
College Grads
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Anna Diemer

They/Them
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Asheville, North Carolina, United States
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Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Ashley Wong

She/Her/Hers
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Kingston, Washington, USA
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Madrona Money
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I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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Holly Grosvenor

She/Her
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Fairfax Station, Virginia, United States
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Microstuff LLC
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Since 2018, Holly Grosvenor has been a financial coach, helping families gain financial confidence to take control of their lives and guide them towards financial independence. She provides one-on-one coaching on basic personal finances.

Focus Areas
Couples
Variable Income
College Grads
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Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jan Tell

She/Her
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Grand Island, Nebraska, United States
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Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
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Janine Adams

She/her
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St. Louis, Missouri, United States
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Peace of Mind Spending
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YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. YNAB is a fantastic tool for that and I'm here to guide you.

Focus Areas
Retirees
Variable Income
Small Business Owners
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John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Marian Carroll

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Morris County, New Jersey, United States
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The Budget Workshop
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I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Cortney Kaveh

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McMinnville, Oregon, United States
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Northwest Money Coaching LLC
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Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Suzanne Chaix

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Concord, California, United States
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Swell Rising
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YNAB has helped me step off the cycle of living paycheck to paycheck and I enjoy sharing the benefits of YNAB with anyone who will listen! I became a certified coach in 2022 to help others experience the same financial freedom I have.

Focus Areas
Retirees
Life Transitions
College Grads
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Tyler Smith

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Lehi, Utah, United States
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Tyler Smith Consulting LLC
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Still feel like you're doing YNAB wrong? You're not alone. I help high earners who've tried YNAB but still feel stuck. Book a free session to experience personalized support and finally make YNAB click with a setup that delivers clarity, confidence, and momentum.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Marin Laukka

She/Her
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Minneapolis, Minnesota, United States
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Yes&, LLC
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Joyful Budgeting for female solopreneurs who want to ditch scarcity, get organized, and ENJOY cash flow. Marin applies her expertise in Positive Psychology to ensure you achieve personal and professional goals faster, spend money without guilt, and live with greater ease and freedom because you know you have it covered.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Amanda Brink

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Orlando, Florida
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Mindful Money Studio
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I help people create flexible money plans without strict rules or rigid guidelines. My passion is helping high-achieving individuals and entrepreneurs create a money plan they love—one that lowers their stress and anxiety around money and offers them flexibility and choices in how they spend their money.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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Joy Triolo

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Sugar Hill, GA, United States
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www.thejoyofbudgeting.com by EAGLEJOYLLC
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Welcome, Joy here. My passion is Empowering 60y+ Christian Single Wealthy (1M+) Working Woman to become humbly confident money managers using YNAB.com! As a long-time YNABer and grateful certified YNAB coach, I love giving value working with smart wealthy 60y+ Christian Woman in Life Transitions of Singleness: Divorce, Widow, and Retirement.

Focus Areas
Retirees
Life Transitions
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

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No items found.
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
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Chelsea Alventosa

She/Her
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Bristol, England, United Kingdom (UK)
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The YNAB Coach
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English, Spanish
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If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Nancy Abramowitz

She/Her
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Hartford, Connecticut, United States
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The Budget Brain
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Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Chelse Hounshell

She/Her
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Lagrange, Kentucky, United States
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Joyful Money Spend
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My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
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Kat Sklar

They/Them/Theirs
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Portland, Oregon, United States
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The Friendly Spreadsheet LLC
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I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Michelle Yaciuk

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Winnipeg, Manitoba, Canada
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My Family's Budget
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Do I know what it is like to have variable income?! Absolutely! Have I come from a place where money has been super tight to a place where I almost have no real money stresses - you bet. I'm here to help and support you in creating your best financial life.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Kimberley Demarest

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Owensboro, Kentucky, USA
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Be Knot Afraid LLC
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Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Systems by Ellen, LLC
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I support women business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Looking for a coach in Australia?

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Sydney, Melbourne, Perth, Sydney, Canberra, Brisbane, Adelaide, Darwin, Newcastle, Hobart, Australia
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We have a separate directory for coaches located in Australia.

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Kristina Letendre

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Charles Town, West Virginia, United States
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Beyond Budgeting Solutions
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As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
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Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
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Bobbi Olson

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La Habra, California, United States
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All About The Budget
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Matt Renwick

He/Him
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Mineral Point, Wisconsin, United States
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Budget Coaching for Educators
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I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Ruth Liebel

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Boise, Idaho, United States
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Ruth Liebel Financial Coaching
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I help individuals and couples get the tools needed to make money decisions that build their best life. With a focus on relationships with and around money, my clients walk away with an abundance in money AND life. I love helping people get clarity and confidence with money!

Focus Areas
Couples
Small Business Owners
College Grads
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Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
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Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Laurie Dunne

She/Her
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Portland, Oregon, United States
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My Evolving Wealth
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Everyone deserves to thrive—not just survive—financially. I combine emotional clarity with the practical power of YNAB to help you align your spending with your goals and values. My step-by-step approach brings structure, insight, and support so every financial decision moves you closer to the life you truly want.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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