Brandon Olivares

In 2008, I discovered YNAB for the first time, and the four rules immediately made sense to me. Those four rules permanently changed the way I approached money in my day-to-day life. Over the years I would periodically introduce others to the rules and always saw the same result: their relationship with money totally transformed as they applied the rules to their own lives.

I relished the transformation I saw in others, which drove me to become a certified YNAB coach to help even more people experience similar results.

YNAB is more than just software to me. I've used and been changed by the principles behind it for over 15 years, and I believe it's those principles that can help you, too. My goal is not just to help you learn how to use the software, though that's important, too. It's the principles behind the software that have the real power to change your life. If you embrace the YNAB principles for yourself, you'll find your financial life transformed in ways you never thought possible. I'm here to facilitate that transformation for you.

I coach because I love seeing the changes in other people's lives as they start to apply the YNAB rules for themselves. It's such a small change and yet can have such a massive impact on your life. With just a few tweaks, you can feel more confident and empowered to manage your financial situation, whatever it might be. When I see that change in others, I feel like I've done something truly worthwhile, and that's what drives me forward.