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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Amanda Perez

Corona, California, United States
Amplified Budget
Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
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Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Eric Hout

Pennsylvania, United States
New Trajectories LLC
Remote
Meetings

Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
College Grads
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Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Janine Adams

She/her
St. Louis, Missouri, United States
Peace of Mind Spending
Remote
Meetings

YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Josh Collier

He/Him
Tacoma, Washington, United States
Gig Harbor Financial Services
Remote & In-Person
Meetings

I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Litsa DeJulio

she/her/hers
Connecticut, United States
LD Coaching LLC
Remote
Meetings

I help single adults manage their time, money and energy. Through my signature 1:1 coaching program, Cashflow Confidence, we build a flexible, values-based budget that supports your real life — not someone else’s. Together, we simplify your finances and make space for the life you actually want to live.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Joe Ahrens

Snellville, Georgia, United States
Joe Ahrens Consulting LLC
Remote & In-Person
Meetings

Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Thuy Kudsi

Los Angeles, California, United States
Clutter-Free Serenity
Remote & In-Person
Meetings

Raising a family costs money! I'm here to help support you to uncover where your money is going, create a plan for a healthy financial future and build the habits necessary to get there.

Focus Areas
Couples
Variable Income
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Leyda Cordova

She/Her/Hers
Cary, North Carolina, United States
Cherry Blossoms LLC
English, Tagalog, Cebuano
Remote & In-Person
Meetings

Let me help you build a plan that's practical, empowering, and yours. Through YNAB coaching, you’ll gain clarity, peace of mind, and control over your finances. Together, we’ll create a spending plan that supports your goals, reduces stress, and helps you live a more intentional, fulfilling, and energized life.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Rica Molet

She/Her/Hers
Colorado, USA
Dragonflyy Coaching
Remote
Meetings

I want to help you gain control of your variable income and crush debt. As a Certified YNAB Budget Travel Coach, I give you the empowerment to build a budget that funds your biggest goals—whether you are planning a trip around the world or making your next major life move.

Focus Areas
Variable Income
Life Transitions
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Beth Williams

Gainesville, Georgia, United States
New Hope Budget Counseling
Remote & In-Person
Meetings

As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
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Nick Smith

He/Him
Alexandria, Virginia, United States
Personal Wealth Adventures, LLC
Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Anita O’Neal

Dallas, Texas, United States
Powerful People Plan
Remote
Meetings

As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Marian Carroll

Morris County, New Jersey, United States
The Budget Workshop
Remote & In-Person
Meetings

I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Irina Iurcisin

Kyiv, Ukraine
Copy Bundle
Ukrainian, Romanian, Russian, English
Remote & In-Person
Meetings

I help business moms and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
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Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ellen Oliver

She/Her
Blacksburg, Virginia, United States
Capricorn Bookkeeping & Consulting, LLC
Remote
Meetings

I support business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Small Business Owners
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Amy Coroso

she/her
Bolton, Connecticut, United States
Real Talk Finance
Remote & In-Person
Meetings

Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hayley Brown

she/her/hers
Athens, Georgia, USA
Hello Wealth
Remote & In-Person
Meetings

If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Chelsea Alventosa

She/Her
Bristol, England, United Kingdom (UK)
The YNAB Coach
English, Spanish
Remote & In-Person
Meetings

If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Noreen Keesey

She/Her
Bismarck, North Dakota, United States
Thresholds, LLC
Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jennifer Trumbore

She/Her
Emmaus, Pennsylvania, United States
Jen Your Money Coach
Remote & In-Person
Meetings

Friendly, funny, no-judgement coach ready to help you with your YNAB woes! Specializing in new grads, young adults, couples starting out - helping you start life on the right foot to pay off and avoid debt. I’ll teach you what schools didn’t, about how to live happily with your money!

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Lenna Titizian

She/They
Kitchener, Ontario, Canada
Money Roots: Branches in Balance
Remote & In-Person
Meetings

From surviving on debt, to getting to a stress-free financial situation, I've been a YNAB user since 2013! An AuDHD, trauma-informed coach, I offer a wide range of services that combine my lived experience with compassionate, practical "how-to" steps, so you can setup, maintain, refresh, or deep-dive your YNAB experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Terri Hughes

She/Her
Norfolk, Virginia, United States
Budget Harmony
Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Matt Lenhart

Pittsburgh, Pennsylvania, United States
Matt Lenhart Coaching
Remote
Meetings

I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Kristin Economos

she/her
Des Moines, Iowa, United States
The Life Skills Launch
Remote
Meetings

Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
YNAB Certified Coach badge

Lindsey Ciarrocca

Carlisle, Pennsylvania, United States
The Exuberant Elephant
Remote
Meetings

Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Amy Aston

She/Her
Franklin, Tennessee, United States
Budgets by Design
Remote & In-Person
Meetings

Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
Austin, Texas, USA
Start Your Finances Right
Hindi, Bengali, English
Remote
Meetings

I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Scott Stillman

Clear Lake, Texas, United States
Scott Stillman
Remote & In-Person
Meetings

From Budgeting and Investments to Insurance and Planning; Scott owns a Financial Planning practice, where he helps you fight off pirates and weather storms in your financial life.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kimberley Demarest

Owensboro, Kentucky, USA
Be Knot Afraid LLC
Remote
Meetings

Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Dawn Koplitz

She/Her
Chippewa Falls, Wisconsin, United States
Sign of Money
English, ASL
Remote & In-Person
Meetings

I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Chelse Hounshell

She/Her
Lagrange, Kentucky, United States
Joyful Money Spend
Remote & In-Person
Meetings

My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
YNAB Certified Coach badge

Emily Blain

She/Her
Minnesota, United States
Dream Big Financial Coaching
Remote
Meetings

Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Kristen Donnellan

Fort Worth, Texas, United States
Kristen Donnellan Coaching
Remote & In-Person
Meetings

YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
Kansas City, Missouri, United States
Budget With Nate, LLC
Remote
Meetings

I’m a soul-centered budget coach guiding individuals to experience money as a source of stability, empowerment, and purpose. Through a grounded yet intuitive approach, I help clients align their financial lives with their deepest values—transforming budgeting into an intentional, liberating practice that supports both practical freedom and spiritual growth.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
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