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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Kelly W. Barber

She/Her
Roanoke Rapids, North Carolina, United States
KWB & CO
Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Lissa Lumutenga

She/Her
Los Angeles, California, United States
Lissa Lumutenga
Remote & In-Person
Meetings

I help women go from money-stress to money-confident by organizing cash flow, building safety nets, and growing wealth & abundance. I’m a CFP® professional, Accredited Financial Counselor®, YNAB superfan, and personal finance creator on YouTube, TikTok, and Instagram.

Focus Areas
Couples
Variable Income
College Grads
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Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Matt Lenhart

Pittsburgh, Pennsylvania, United States
Matt Lenhart Coaching
Remote
Meetings

I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Tara Whitaker

she/her
Illinois, United States
Tara Whitaker, Inc.
Remote
Meetings

As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Michele Jones

Placentia, California, United States
Bookkeeping by Michele
Remote
Meetings

Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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Tara Fitzpatrick-Navarro

she/her
Loudoun County, Virginia, United States
Clarity Compass Coaching
Remote
Meetings

I help people get honest with their money. Couples who avoid the conversation, professionals who earn well and feel uneasy anyway, new graduates learning the system before bad habits set. The work is agency: what you have, what it is for, whose decisions these are. I help you author it.

Focus Areas
Couples
Life Transitions
College Grads
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Abby Hart

She/Her/Hers
Snohomish, Washington, United States
Hart of Learning
Remote & In-Person
Meetings

Hi! I am Abby Hart. I help clients build simple, personalized financial systems using YNAB so they can feel more organized, confident and in control of their money. My coaching focuses on practical strategies, habit building and creating routines that work in everyday life.

Focus Areas
Variable Income
College Grads
YNAB Certified Coach badge

Trevor Vance

Marysville, Washington, United States
Intentional Budgets
Remote & In-Person
Meetings

I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Looking for a coach in Australia?

Sydney, Melbourne, Perth, Sydney, Canberra, Brisbane, Adelaide, Darwin, Newcastle, Hobart, Australia
Meetings

We have a separate directory for coaches located in Australia.

Focus Areas
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Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kerrie Saephanh

she/her
Oakland, California, United States
Mindful Budgets
Remote
Meetings

I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
No items found.
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Josh Collier

He/Him
Tacoma, Washington, United States
Gig Harbor Financial Services
Remote & In-Person
Meetings

I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Sarah Menini

Dallas, Texas, United States
Make Money. Spend Money.
Remote & In-Person
Meetings

Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Marian Carroll

Morris County, New Jersey, United States
The Budget Workshop
Remote & In-Person
Meetings

I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Emily Blain

She/Her
Minnesota, United States
Dream Big Financial Coaching
Remote
Meetings

Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
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Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Brandi Jo Delony

Willis, Texas, United States
Sparrow Financial Solutions LLC
Remote & In-Person
Meetings

I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
YNAB Certified Coach badge

Emily Robertson

She/Her/Hers
Boston, Massachusetts, United States
Studio Robertson
Remote
Meetings

I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Scott Stillman

Clear Lake, Texas, United States
Scott Stillman
Remote & In-Person
Meetings

From Budgeting and Investments to Insurance and Planning; Scott owns a Financial Planning practice, where he helps you fight off pirates and weather storms in your financial life.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Darío Martínez

Santo Domingo, Dominican Republic
Sal de la Olla
Spanish, English
Remote
Meetings

¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Amanda Brink

Orlando, Florida, United States
Mindful Money Studio
Remote & In-Person
Meetings

Your money should support your life, not stress it. If you're building a life you love, but the money side feels chaotic, heavy or just permanently on the back burner, that's where I come in. I help business owners and professionals get financially organized, mentally clear and back in control.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Kristine Du

she/her
Cranford, New Jersey, United States
Brightrise Coaching
Remote
Meetings

Big life changes — first job, new home, growing family — deserve a money plan that grows with you. I help people build a YNAB plan that covers the essentials, funds the goals, and still leaves room to enjoy what you’ve earned, guilt-free. Let’s explore what your money can do.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Jan Tell

She/Her
Grand Island, Nebraska, United States
Remote & In-Person
Meetings

Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Beth Williams

Gainesville, Georgia, United States
New Hope Budget Counseling
Remote & In-Person
Meetings

As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
No items found.
YNAB Certified Coach badge

Christine MacLaren

Winston Salem, North Carolina, United States
Breathe Again Budgets
Remote & In-Person
Meetings

Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Lauren Gerber-Fleury

She/Her/Hers
Asheville, North Carolina, United States
Savor Your Money
Remote & In-Person
Meetings

I help folks shed money shame and ditch the “shoulds” by building a budget system that actually flows with your real life—not against it. With YNAB, we make space for both peace of mind and pizzazz, so you can trust your money and live a life filled with delight.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Jeni Hall

She/Her
New Hampshire, United States
Your Budgeting Coach
Remote & In-Person
Meetings

I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Rachelle Swanson

Omaha, Nebraska, United States
Purposeful Profit Pro
Remote & In-Person
Meetings

Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nika Anwell

she/they
United States
Of Iron & Willow Coaching
Remote
Meetings

As a coach with backgrounds in counseling, evaluation, education, and financial coaching, Nika helps clients uncover the patterns behind their challenges and build systems and a budget that support the life they want.

Focus Areas
Small Business Owners
Retirees
Couples
YNAB Certified Coach badge

Maggie Weinreb

She/Her
Tarrytown, New York, United States
Technically Maggie
Remote
Meetings

Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amanda Perez

Corona, California, United States
Amplified Budget
Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Emelia Benitez

Waxahachie, Texas, United States
Emilian Services, LLC.
Spanish, English
Remote & In-Person
Meetings

Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Lindsey Ciarrocca

Carlisle, Pennsylvania, United States
The Exuberant Elephant
Remote
Meetings

Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emma Newman

She/Her/Ella
Eugene, Oregon, United States
Remote & In-Person
Meetings

I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions

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