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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Jen Fuhler

She/Her
Edwardsville, Illinois, United States
Remote
Meetings

Money is all about storytelling. Using my experience as a college English and literature professor, I designed a low-cost asynchronous coaching course that applies a literary lens to personal finance and budgeting. My 1:1 Story Session is limited to my "Story & Spreadsheet" course clients in a flipped coaching design model.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Leyda Cordova

She/Her/Hers
Cary, North Carolina, United States
Cherry Blossoms LLC
English, Tagalog, Cebuano
Remote & In-Person
Meetings

Let me help you build a plan that's practical, empowering, and yours. Through YNAB coaching, you’ll gain clarity, peace of mind, and control over your finances. Together, we’ll create a spending plan that supports your goals, reduces stress, and helps you live a more intentional, fulfilling, and energized life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ryan Page

Nashville, Tennessee, United States
Backpocket CPA
Remote
Meetings

I help entrepreneurs organize their finances through outsourced CFO services, cleaning and maintaining bookkeeping, and budget coaching. Let’s chat and see if we’re a good fit!

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
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Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Sabrina Cavalli

she/her
Huntington, New York, United States
Frugal Chic Mom
English, Spanish
Remote & In-Person
Meetings

I help women build wealth without sacrificing the life they love. Through intentional spending, practical financial coaching, and simple strategies, you'll create more freedom, security, and options—because money should expand your life, not limit it.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Lauren Gerber-Fleury

She/Her/Hers
Asheville, North Carolina, United States
Savor Your Money
Remote & In-Person
Meetings

I help folks shed money shame and ditch the “shoulds” by building a budget system that actually flows with your real life—not against it. With YNAB, we make space for both peace of mind and pizzazz, so you can trust your money and live a life filled with delight.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Donna Ferris

she/her
Port Orchard, Washington, United States
Real Life Budget Coaching
Remote & In-Person
Meetings

I help individuals and couples find freedom, clarity and peace with their money. With years of hands-on bookkeeping and business tax experience working closely with small business owners, I bring real-world financial expertise to every session — no judgment, no rigid plans, just a budget built around your real life.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
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Kinley Prince

Greenville, South Carolina, United States
House of Prince Financials
Remote & In-Person
Meetings

I believe money should support your life, not control it. YNAB drastically changed my relationship with money and I know it can for you as well. I help individuals and families use YNAB to gain clarity, confidence, and peace—building a plan that reflects what matters most to you.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Michelle Anderson

She/Her
San Diego, California, United States
Budgeting with Mitch
Remote
Meetings

I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
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Annette Althuizen

Remote
Meetings

Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Ashley Wong

She/Her/Hers
Kingston, Washington, USA
Madrona Money
Remote & In-Person
Meetings

I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Katharine Williams

United Kingdom
Centre Stage Money
Remote
Meetings

I can work with you to transform your financial situation: in your personal finances, your small business, or both.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
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Steven Reed

he/him
Littleton, Colorado, United States
Compound Financial Coaching
Remote & In-Person
Meetings

A decade in tech and five years coaching taught me why smart, driven, high earners still feel behind on money. I trail run and mountain bike in Colorado, and coach the same way I train: by building resilient habits that hold up in all seasons.

Focus Areas
Couples
Variable Income
Life Transitions
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Scott Stillman

Clear Lake, Texas, United States
Scott Stillman
Remote & In-Person
Meetings

From Budgeting and Investments to Insurance and Planning; Scott owns a Financial Planning practice, where he helps you fight off pirates and weather storms in your financial life.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristin Economos

she/her
Des Moines, Iowa, United States
The Life Skills Launch
Remote
Meetings

Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
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Kelly W. Barber

She/Her
Roanoke Rapids, North Carolina, United States
KWB & CO
Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Boris Steiner

Stuttgart, Germany
Boris Steiner Coaching & Training
English, German
Remote & In-Person
Meetings

Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Candida Stamp

She/Her/Hers
Athens, Ohio, United States
Big Time Bookkeeping, LLC
Remote
Meetings

I help small business owners use the YNAB method to confidently manage their money and make spending decisions based on their personal and business vision. My ideal clients are service-based and craft business owners who want to live off their business income. I also provide bookkeeping services using QuickBooks Online.

Focus Areas
Couples
Small Business Owners
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
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Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Laura Brinks

She/Her/Hers
Brantford, Ontario, Canada
Beyond the Brink Coaching
French
Remote & In-Person
Meetings

Hi! I'm Laura. I'm a teacher by profession, and have coached in a professional capacity for several years (teaching and supporting other teachers). I love to help people grasp concepts that I'm passionate about and understand well. I became YNAB certified in 2024 and hope to help others here, too.

Focus Areas
College Grads
Couples
Life Transitions
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Janine Adams

She/her
St. Louis, Missouri, United States
Peace of Mind Spending
Remote
Meetings

YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kristen Donnellan

Fort Worth, Texas, United States
Kristen Donnellan Coaching
Remote & In-Person
Meetings

YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Jeni Hall

She/Her
New Hampshire, United States
Your Budgeting Coach
Remote & In-Person
Meetings

I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jan Tell

She/Her
Grand Island, Nebraska, United States
Remote & In-Person
Meetings

Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
YNAB Certified Coach badge

Em Lowing

they/them
Philadelphia, Pennsylvania, United States
Root to Crown
Remote & In-Person
Meetings

My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Maria Garcia-Leano

Houston, Texas, United States
Budgeting with Maria LLC
English, Spanish
Remote & In-Person
Meetings

I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Dustyn Roberts

she/her
Philadelphia, PA, United States
Fiscal Therapy
Remote
Meetings

By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Chelsea Alventosa

She/Her
Bristol, England, United Kingdom (UK)
The YNAB Coach
English, Spanish
Remote & In-Person
Meetings

If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Nika Anwell

she/they
United States
Of Iron & Willow Coaching
Remote
Meetings

As a coach with backgrounds in counseling, evaluation, education, and financial coaching, Nika helps clients uncover the patterns behind their challenges and build systems and a budget that support the life they want.

Focus Areas
Small Business Owners
Retirees
Couples
YNAB Certified Coach badge

Spencer Lutvak

New York, New York, United States
Budget with Spencer
Remote & In-Person
Meetings

Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Sareeta Lopez

She/Her
Vancouver, British Columbia, Canada
Remote
Meetings

Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Anita O’Neal

Dallas, Texas, United States
Powerful People Plan
Remote
Meetings

As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income

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