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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Dermott Smith

she/they
Chicago, Illinois, United States
Grounded Budget Coaching
Remote
Meetings

My training as a social worker provides me with tools to approach financial conversations with empathy, curiosity, patience, and a deeper understanding of the emotional experiences that often accompany money and debt. I offer compassionate, nonjudgmental budget coaching to help people build sustainable financial habits, increase clarity, and reduce overwhelm.

Focus Areas
Couples
Variable Income
College Grads
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Amanda Perez

Corona, California, United States
Amplified Budget
Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
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Whitney Farmer

Alexandria, Virginia, United States
Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Tara Fitzpatrick-Navarro

she/her
Loudoun County, Virginia, United States
Clarity Compass Coaching
Remote
Meetings

I help people get honest with their money. Couples who avoid the conversation, professionals who earn well and feel uneasy anyway, new graduates learning the system before bad habits set. The work is agency: what you have, what it is for, whose decisions these are. I help you author it.

Focus Areas
Couples
Life Transitions
College Grads
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Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Marian Carroll

Morris County, New Jersey, United States
The Budget Workshop
Remote & In-Person
Meetings

I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Nick Smith

He/Him
Alexandria, Virginia, United States
Personal Wealth Adventures, LLC
Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Joy Schell

She/Her/Hers
Grand Isle, Vermont
Supportive Solutions, LLC
Remote & In-Person
Meetings

YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
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Candida Stamp

She/Her/Hers
Athens, Ohio, United States
Big Time Bookkeeping, LLC
Remote
Meetings

I help small business owners use the YNAB method to confidently manage their money and make spending decisions based on their personal and business vision. My ideal clients are service-based and craft business owners who want to live off their business income. I also provide bookkeeping services using QuickBooks Online.

Focus Areas
Couples
Small Business Owners
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Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Ashley Wong

She/Her/Hers
Kingston, Washington, USA
Madrona Money
Remote & In-Person
Meetings

I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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Jennifer Trumbore

She/Her
Emmaus, Pennsylvania, United States
Jen Your Money Coach
Remote & In-Person
Meetings

Friendly, funny, no-judgement coach ready to help you with your YNAB woes! Specializing in new grads, young adults, couples starting out - helping you start life on the right foot to pay off and avoid debt. I’ll teach you what schools didn’t, about how to live happily with your money!

Focus Areas
Couples
College Grads
Life Transitions
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Yordano Lopez

he/his
Sacramento, California, United States
Viewpoint Budget
English, Spanish
Remote & In-Person
Meetings

Growing up as a first-generation immigrant, I watched my family struggle without a financial roadmap. That stayed with me. When my son was born, I needed money to work in real life, not just in theory. YNAB gave me a framework to take control and stop wondering where it went.

Focus Areas
Life Transitions
Couples
College Grads
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Kristine Du

she/her
Cranford, New Jersey, United States
Brightrise Coaching
Remote
Meetings

Big life changes — first job, new home, growing family — deserve a money plan that grows with you. I help people build a YNAB plan that covers the essentials, funds the goals, and still leaves room to enjoy what you’ve earned, guilt-free. Let’s explore what your money can do.

Focus Areas
Couples
Life Transitions
College Grads
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Katharine Williams

United Kingdom
Centre Stage Money
Remote
Meetings

I can work with you to transform your financial situation: in your personal finances, your small business, or both.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Matt Lenhart

Pittsburgh, Pennsylvania, United States
Matt Lenhart Coaching
Remote
Meetings

I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
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Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Irina Iurcisin

Kyiv, Ukraine
Copy Bundle
Ukrainian, Romanian, Russian, English
Remote & In-Person
Meetings

I help business moms and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
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Amanda Brink

Orlando, Florida, United States
Mindful Money Studio
Remote & In-Person
Meetings

Your money should support your life, not stress it. If you're building a life you love, but the money side feels chaotic, heavy or just permanently on the back burner, that's where I come in. I help business owners and professionals get financially organized, mentally clear and back in control.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Matt Renwick

He/Him
Mineral Point, Wisconsin, United States
Budget Coaching for Educators
Remote & In-Person
Meetings

I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
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Natalie Graham

She/Her
Tucson, Arizona, United States
Go From Broke
Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Kim Fisher

she/her
Virginia, United States
Wealth Building with Kim
Remote
Meetings

Have you tried budgeting before but still feel behind financially? I help women set up YNAB in a simple, realistic way that fits real life. Together, we'll reduce the overwhelm, clarify your priorities, and create a spending plan that helps you feel calmer and more confident with money.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions
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Ellen Oliver

She/Her
Blacksburg, Virginia, United States
Capricorn Bookkeeping & Consulting, LLC
Remote
Meetings

I support business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Small Business Owners
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Katie Woolums

Denton, Texas, United States
Dollar Doula
Remote & In-Person
Meetings

I love dark chocolate, grueling hikes, and helping people get excited about finances. You know your relationship with money could be better - gotta nix some debt, financially prepare for life, or make a spending plan that both aligns with your values and fits your actual paycheck. I can help.

Focus Areas
Couples
Variable Income
Life Transitions
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Emma Newman

She/Her/Ella
Eugene, Oregon, United States
Remote & In-Person
Meetings

I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
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Jacqueline Keeley

she/her/hers
New York City, New York, United States
The Wealthy Artist Collective
ASL
Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
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Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Eric Hout

Pennsylvania, United States
New Trajectories LLC
Remote
Meetings

Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
Retirees
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Boris Steiner

Stuttgart, Germany
Boris Steiner Coaching & Training
English, German
Remote & In-Person
Meetings

Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
Kansas City, Missouri, United States
Budget With Nate, LLC
Remote
Meetings

I’m a soul-centered budget coach guiding individuals to experience money as a source of stability, empowerment, and purpose. Through a grounded yet intuitive approach, I help clients align their financial lives with their deepest values—transforming budgeting into an intentional, liberating practice that supports both practical freedom and spiritual growth.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Tara Whitaker

she/her
Illinois, United States
Tara Whitaker, Inc.
Remote
Meetings

As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Heather Emerick

She/Her
Vienna, Virginia, United States
DiploBudgets
Remote & In-Person
Meetings

Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Laura Brinks

She/Her/Hers
Brantford, Ontario, Canada
Beyond the Brink Coaching
French
Remote & In-Person
Meetings

Hi! I'm Laura. I'm a teacher by profession, and have coached in a professional capacity for several years (teaching and supporting other teachers). I love to help people grasp concepts that I'm passionate about and understand well. I became YNAB certified in 2024 and hope to help others here, too.

Focus Areas
College Grads
Couples
Life Transitions
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Chelsea Alventosa

She/Her
Bristol, England, United Kingdom (UK)
The YNAB Coach
English, Spanish
Remote & In-Person
Meetings

If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Jessica Nethers

Cincinnati, Ohio, United States
Start Smart Budget Coaching
Remote & In-Person
Meetings

Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
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Emily Rhodes

she/her
New Orleans, Louisiana, United States
Remote & In-Person
Meetings

As a coach, I'm here to support you in getting good at money. We’ll explore what success looks like for you and take each step together to get you there. My focus is helping build confidence in your ability to align spending with the life you want to live.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Andrea Liebross

She/Her/Hers
Zionsville, Indiana, United States
Andrea Liebross Coaching, LLC
English
Remote
Meetings

Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

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Meetings

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Focus Areas
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Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Michele Jones

Placentia, California, United States
Bookkeeping by Michele
Remote
Meetings

Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jen Fuhler

She/Her
Edwardsville, Illinois, United States
Remote
Meetings

Money is all about storytelling. Using my experience as a college English and literature professor, I designed a low-cost asynchronous coaching course that applies a literary lens to personal finance and budgeting. My 1:1 Story Session is limited to my "Story & Spreadsheet" course clients in a flipped coaching design model.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Kristin Economos

she/her
Des Moines, Iowa, United States
The Life Skills Launch
Remote
Meetings

Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
YNAB Certified Coach badge

Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners

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