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The best features all in one app

A wealth-building tool at your fingertips

We’re on a mission to build a better blueprint for spending and saving.

Ad-free

No popups, no third-party products in the app—just money-management zen.

Bank-grade security

Data encryption, 2FA, and data centers that are accredited multiple times over.

World-class support

Friendly, helpful, and all-around wonderful human beings just waiting to help you.

Connect to your bank

Securely link your accounts and import transactions automatically.

Stay in sync

Access YNAB on your computer, phone, or tablet (even offline!). YNAB updates automatically across all of your devices.

Manage money together

Share your YNAB subscription with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription!

Other features

That’s not all. We’re constantly pumping out new features to improve the way you manage your money.

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Easy Setup Mode

Icon of a document with two dollar bills

Split Transactions

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Endless Customization

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The YNAB app shown on a laptop and two mobile devices

Goal tracking

Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.

The loan calculator tool in YNAB adjusts the payoff date and interest saved when you make payments above the minimum

Loan calculator

Demolish debt with YNAB’s loan planner tool. We’ll calculate how much interest and time you'll save for every extra dollar you put toward debt.

Spending and net worth reports

Eye candy (read: graphs and charts) makes it fun to obsess over your progress. See your average grocery spend (down to the cent) and your growing wealth in full technicolor glory.

A net worth chart in the YNAB app showing an increase over 2 years