The best features all in one app
A wealth-building tool at your fingertips
We’re on a mission to build a better blueprint for spending and saving.
Ad-free
No popups, no third-party products in the app—just money-management zen.
Bank-grade security
Data encryption, 2FA, and data centers that are accredited multiple times over.
World-class support
Friendly, helpful, and all-around wonderful human beings just waiting to help you.
Connect to your bank
Securely link your accounts and import transactions automatically.
Stay in sync
Access YNAB on your computer, phone, or tablet (even offline!). YNAB updates automatically across all of your devices.
Manage money together
Share your YNAB subscription with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription!
Other features
That’s not all. We’re constantly pumping out new features to improve the way you manage your money.
Easy Setup Mode
Split Transactions
Endless Customization
Widgets
Goal tracking
Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.
Loan calculator
Demolish debt with YNAB’s loan planner tool. We’ll calculate how much interest and time you'll save for every extra dollar you put toward debt.
Spending and net worth reports
Eye candy (read: graphs and charts) makes it fun to obsess over your progress. See your average grocery spend (down to the cent) and your growing wealth in full technicolor glory.