YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!

Free YNAB for college students

Because you need money for late-night pizza.

The existence of a free lunch is debatable, but the YNAB app is free for all college students.


It’s easy to get started

A stack of books

Be a college student

You have to be a college student to qualify for the free year of YNAB.

Provide proof of enrollment

The verification process will look different depending on your school’s location but have a college ID card, transcript, or tuition statement on hand.
A desktop computer with the YNAB logo on the screen

Redeem your free year

Once your student status is verified, you’ll receive a unique student invite to redeem your free year.
An image of the monthly category list screen in YNAB mobile app

When we say “total control,” we mean it.

YNAB is different. A “forget-everything-you-think-you-know-about-money” kind of different. And it works: You’ll stop overdrafting, you’ll pay off your credit card debt, your stress levels will plummet, and you’ll achieve financial peace.

Frequently asked questions

Sure thing! As long as you’re in college, you’re a college student!

A document issued by your university that shows you’re currently enrolled—including your name, the school name, and the date. Think student ID card, transcript, or tuition statement.

Our college program is only available through YNAB. If you’ve subscribed through any other company, first, you’ll need to contact that company to cancel. (If your subscription is through iTunes, please see Apple’s instructions for canceling.) Then, contact our support team at help@ynab.com with proof that you’re a student, and they’ll get you set up with your free year!

No. But by this point, YNAB will have saved you so much money, it’ll be a no-brainer.

YNAB continues to grow like crazy—almost entirely from word of mouth. We think having a bunch of super-savvy, money-smart, socially-active, recent college graduates—hooked on following YNAB’s four rules—will only increase that word of mouth momentum. Plus, we really hate student loan debt, and if we can help college students graduate with less debt and pay it off quickly, that alone would be a win.