Now You Can Choose to Snooze
Roll with the punches? Of course we do. But judgy looks from an underfunded category we chose to deprioritize? How rude.
Introducing: Target Snooze ⏰
When your priorities shift, now you can hit Snooze on any Target to stop underfunded alerts for the rest of the current month. When next month starts, your Target will automatically wake up, refreshed and with an adorable bedhead.
The Sanest Way Ever to Use Credit Cards
Imagine if you could use credit cards for all the good things—points, hotel stays, ham and cheese croissants at the Delta lounge—without the bad things like debt, stress, and shuffling money at the last minute to pay your statement.
YNAB has created the simplest, most effective system for keeping you and your credit card spending on track. Our promise is that we'll let you know if there isn't enough cash on hand to pay off your total card balance. We'll either show you how to fund that spending right then, or help you make a plan to pay it off over time.
So keep earning perks, protecting your purchases, and save the drama for your next points-fueled trip to Broadway.
Categorizing Purchases from Major Retailers Just Got Easier
Tired of doing detective work for every dollar spent at big-box stores and major retailers? Stop combing through Costco receipts or grilling your loved one about everything in that Amazon package.
Now, for several major retailers, you’ll see a handy dandy link to your order history in the Bank Import Details (which you can find by clicking the Information icon next to a payee name in the Edit Payee dropdown menu). The link takes you directly to Amazon, Walmart, and others, so you can see what you bought and easily split transactions on shopping trips that include a bit of everything.
A Simpler Way to Approve and Edit Transactions
Select one or more transactions and you'll see the actions available to you pop up on a magic floating bar. You can Approve, Reject, Categorize, Flag, and more without having to search through menus ever again. Looking to impress your friends? Intimidate your enemies? You can also access these options by right clicking on a transaction or selection.
Stay in touch with your spending, make quick edits, and get back to living the good life 😎.
Introducing: Focused Views!
Focused Views allow you to see categories together that share a common theme, but that aren't necessarily nested within the same category group.
Have you ever wanted to see all your home categories together? But utilities are under Immediate Obligations and saving for a new roof is under True Expenses and a new pool is in your Wish Farm? Maybe you want to see Underfunded categories to make moving money easier? Or just the categories you share with your partner for a quick money night date?
With just a click, you can zoom in on the categories that matter to you most in the moment. Customize your views and organize in ways that align with your priorities!
May we offer a suggestion? Instead of scrolling through your entire category list every time you enter a transaction, our smart category suggestions will now surface the most likely options based on past transactions. This feature, like 👖denim fashion👖, is still evolving and will get better the more you use YNAB.
Reconcile with Direct Import
Reconciliation just got easier for linked accounts! You can now see if your linked account balance in YNAB matches the balance at your bank without leaving YNAB. When it does, only one quick click and you’re reconciled. When it doesn’t, we’ll highlight the balance mismatch so you can figure it out more quickly.
This will make reconciling your linked accounts faster and smoother. So why not give it a try today and see for yourself? 🎉
YNAB's Loan Planner Just Got Better
Today is a good day for loan account users! We’re releasing a new layout for our loan accounts that includes a new data visualization that will give you better insight into different payment possibilities. With the new progress chart, you can easily see the history of your loan payments and how you are tracking towards your debt payoff goals.
We also revamped the paired category card within loan accounts to give you a better glimpse of your debt payment target information, and added the option to open up our payoff simulator directly in your spending plan! With these tools at your fingertips, debt doesn’t stand a chance 🔥
Introducing: YNAB Together!
Once upon a time in the YNABverse, YNABing was an individual sport. You linked accounts (or didn’t), practiced YNAB’s method, and gradually life got less stressful. You felt more in control. You saved for a down payment, paid down your debt, or bought hot dog finger gloves. And you felt great about it.
But maybe you wished that you could share the power of YNAB with your partner, your teenage children, or use it to help manage an elderly parent’s finances. It changed your life, but what about the people you care the most about? Sure, everyone could share passwords and pretend their name is Tanya, but who has the time for it?
Today, we are thrilled to announce the launch of YNAB Together, our brand-new solution for partners, families, and other close-knit groups of up to six people who want to share money management and take on their dreams—all for the price of a single subscription!
Introducing: Custom Flags
Here at YNAB, we know that managing your finances can often feel like a juggling act. Between your savings goals, subscriptions, and daily spending, sometime you just need another layer of organization. Don't worry, we've got you!
We're thrilled to announce that you can now set custom names for transaction flags in YNAB on all platforms! This update allows you to give your flags a useful name like “Health Care” or “Tax Deductible” or, well, just about anything! You can also resize the flags column on the web to show/hide flag names to your heart’s desire.