YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!

34 days to less money stress

Try YNAB for free during your 34-day trial, no commitment (or credit card) required.

Take YNAB for a test drive

You want to wrangle your money, that much you know. But is YNAB the money management method for you? Maybe you’ve tried to get organized about your finances before, maybe this is your very first time. And you’re worried—what if it doesn’t even work?

We get it, it’s a big commitment to find a new system to manage your money. That’s why we’re inviting you to try our app for free: no commitment, no credit card on file, no risk of getting charged for a forgotten cancellation.

Get started with a free trial of YNAB

But what can you do in a mere month? We’ll let these customers speak for themselves on what they accomplished during their free trial.

Large decorative opening quotation marks
I paid off $1,500 in my first month of YNAB

The day we started YNAB we were nearly $20,000 in debt and only had $300 for an emergency. One year later, we've saved $18,000 and have paid off almost half our debt.

Large decorative opening quotation marks
I have a lot less stress

I have money in my savings account for the first time in 10 years.

Large decorative opening quotation marks

It takes me 30 seconds per day

I tried other programs—it was all just a whole lot of work, and I never had a clear sense of how we were actually doing. YNAB has made a huge difference in my awareness and day-to-day decision making.

Here’s how it works

Start your free trial

Get started right away with just your email—no credit card required. You’ll have 34 days to try YNAB, with all of its powerful features.

Learn the YNAB way

Access live Q&As or recorded workshops anytime, along with our entire roster of educational content—always free.

Reach your goals

Pay off debt, save more money, start reaching your financial goals at warp speed. If you like it, convert to a paid subscription at anytime during your trial.

The YNAB app shown on a laptop and two mobile devices

Why 34 days?

You’ll feel the real power of YNAB when the month rolls over. And while 30 days has September, April, June, and November, all the rest have 31. So, the usual 30-day trial wouldn’t be quite enough for someone who started on the first day of the month. We built in a few extra days so you could really feel the magic, no matter when you begin.

You’ll have access to all the tools and features

Here's what you get during your trial…

Full access to YNAB's powerful software

Whether you manage money on mobile or web, you have access to the full powerhouse of features during your free trial, including the loan planner, reports, multiple money plans, spending targets, auto import, and more.

One-on-one instruction

Our team of world-class educators will guide you through setting up YNAB and more. We offer real human instruction at all hours of the day to fit your busy schedule, with plenty of time built in to answer your specific questions.

A tool you can trust

Your data is private—it’s yours and only yours. We will never sell your user data of any kind, whether you’re a subscriber or just going through the free trial. You're not our product.

Award-winning customer support

Our support team is Mr. Rogers-level friendly and available via chat or email to answer every question! They’ve even been known to send memes and videos for highly-personalized support.


You can subscribe any time during your trial and your free trial time will still count! We offer monthly and annual subscriptions.
Annual Plan
$80 Savings!
$99 paid annually
Monthly Plan
*USD; plus tax where applicable