Julia McCleave

I live in Nova Scotia, Canada with my husband, two children, two step-children, and our beloved beagle, Bella.I’m in my mid-forties, and have had my share of fresh starts in life, including divorce and “blending” a family.I consider myself a financial “late bloomer”. I discovered YNAB and zero-based budgeting in 2020 and haven’t looked back! Life is very busy, but since I have taken control of my money and figured out a plan to reach my financial goals, money isn't the huge stressor that it used to be.

I can help you take control of your money, find peace of mind, and reach your financial goals - judgement free.

Here is what some clients have had to say:

"Your work gave us a game of inches, a few nudges and defaults, that have worked.  We feel strongly that your work has been instrumental to getting us to where we are today."

"Julia is kind, empathetic, and funny. She knows when to push a little but in a way that is encouraging and non-threatening."

"I can't believe where I am, after just three months of working with her."

Being a money coach has been one of the most satisfying and fulfilling things I've ever done! I just love supporting my clients as they blast up and over learning curves (including the YNAB learning curve), experience mindset shifts, and meet their financial goals.