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Empower your team to thrive with less money stress

Boost your benefits package with Financial Wellness by YNAB.

The mental health benefit you didn’t know you needed.

Money stress is real. It's not just affecting your team's financial well-being; it's seeping into their work, affecting engagement and retention. But there's a remedy.

Hi, we’re Financial Wellness by YNAB.

Our benefit program equips your employees with a powerful app and the education they need to conquer financial challenges with ease.

Maximize every paycheck

Help employees make their dollars go further—even in times of inflation—with four money habits to live by.

Strengthen financial well-being

Empower your team to kick money stress to the curb so they can come to work as their best selves.

Elevate employee morale

Our education-based money management method helps your team find joy in their financial journey.

Healthier money habits. Happier employees.

The Financial Wellness by YNAB program provides the knowledge, tools, and encouragement your team needs to feel less money stress.


Our Financial Wellness Assessment helps you measure your team’s overall financial health and see the impact of your new benefit.


Provide access to the YNAB app, which includes personal and family spending plans, goal tracking, reporting, and a debt payoff calculator.

A stack of books


Live workshops and on-demand education teach simple habits to completely change your team’s outlook and relationship with money.

plans & pricing

Offer a new level of support to your team beyond salary increases

We’ll teach your employees powerful money habits to manage day-to-day spending, tackle ambitious savings goals, and prepare for life’s surprises—all while doing their best work.

Self-Service Plan

Designed for companies with under 50 employees who need minimal rollout support and are ready to get started today.
YNAB App Access (Web & Mobile)
On-Demand Financial Education
Community Support
Utilization Reporting
Rollout Guide
Promotional Resources
Quarterly Facilitated Workshops
Financial Wellness Assessment Administration & Analysis
Custom Employee Engagement Plan
Dedicated Client Success Manager
$98.99/year per employee, prorated

Enterprise Program

Designed for larger teams and includes a custom rollout plan, live launch event, and a dedicated client success team.
YNAB App Access (Web & Mobile)
On-Demand Financial Education
Community Support
Utilization Reporting
Launch Event & Rollout Support
Custom Promotional Resources
Quarterly Facilitated Workshops
Financial Wellness Assessment Administration & Analysis
Custom Employee Engagement Plan
Dedicated Client Success Manager
Contact our Sales team to discuss


From paycheck pinching to financial freedom

Don't just take our word for it—hear from workers who have experienced the profound impact of Financial Wellness by YNAB.

At one point, there wasn't much I could do but pay the minimum amount to student loans. It felt like I was stuck in financial quicksand. But YNAB changed the game. I had better visibility into my expenses, and I realized when I could allocate part of a raise to my student loan payments without sacrificing elsewhere. The YNAB vibe is all about empowerment, and it's changed my financial life for good.

-Adam, Trade Compliance
I was losing sleep, and somehow the daily commute to the office felt even worse because I knew every month, no matter what I did, I was still digging myself a financial hole. Then, YNAB came into our lives like a breath of fresh air. Now, our arguments about money have magically evaporated. My commute? A breeze. I feel like I'm making progress every day, and I can connect doing a good job at work with a potential raise in the future and even more freedom.

-Jonathan, Technical Illustrator
YNAB has helped me take control of my money. I feel more empowered than ever to spend and save dollars! For the first time in my life, I’m maxing out my IRA and still have money leftover to satisfy all of my other expenses. I grew my net worth by over $20k in less than a year!

-Sadie, Help Desk Specialist

how it works

Minimal work for you. Maximum change for your people.

YNAB provides everything you need to launch and run a successful financial wellness program.


Introduce YNAB

We'll equip you with a custom signup link and rollout support to introduce YNAB to your workplace.

Engage your team

Use our library of promotional resources and educational programming to engage employees.

Transform your workplace

As financial stress melts away, watch your team thrive and start bringing their best selves to work.

Money transformation with a human touch

Everyone carries financial stress—and employees carry it right into work. Financial Wellness by YNAB can help your team change their relationship with money.

  • Boost employee morale and loyalty
  • Stand out as an employer of choice
  • Enhance mental health and well-being
  • Increase productivity and engagement
  • Reinforce your company's values

Frequently asked questions

Absolutely! Send an inquiry to and we’ll schedule a demo for you.

Our survey of over 3,000 full-time workers in the US who use YNAB showed that employees who use YNAB carry less financial stress than the general full-time population. You can dive into the data in our Employee Financial Wellness Survey Report. The proof is in the pudding.

Financial Wellness is designed for YNAB to do the work—so you don’t have to. From the time you sign up, we make it easy to manage the program from your rollout guide and streamlined Dashboard. Your team will also have immediate access to our vast pool of financial education resources.

For Enterprise customers, we also provide quarterly engagement email templates, team challenges, and workshop invitations to encourage employee engagement beyond your personalized Launch Event.

We’re firm believers in the power of community. Maybe your team would like to do a More Money Challenge together, create a YNAB: The Book book club, or simply have a monthly lunch check-in to celebrate and support each other’s progress. Whatever your team is looking for, we can help make it happen!

We encourage you to get to know YNAB for yourself! Try YNAB for free for 34 days to get a crystal-clear view into what your employees will experience when they sign up for YNAB through your workplace.

Your team can smoothly transition their YNAB account to a plan paid by your workplace! During rollout, these team members will be able to sign into an existing account and automatically receive a prorated refund for the remaining time on their personal subscription. They’ll continue using YNAB just like they always have! No starting from scratch going on around here.

We're so glad you asked! We created these handy message templates to send to your HR professional to suggest Financial Wellness as a benefit. Soon, everyone at work could be YNABing with you!

We'd love to chat. Drop us a line at and our sales team will be in touch.

Sure can! YNAB Founder Jesse Mecham loves to speak with fellow business leaders about the power of managing your money. Get a sense of his presence on the YNAB Podcast and Beginning Balance Podcast, or send us a request at

We are happy to discuss bulk pricing for organizations with over 50 employees. Complete this brief form to start the conversation.

Oftentimes, yes! Ask your benefit provider if you can use Wellness funds to pay for YNAB for your employees.

The Financial Wellness by YNAB team is here to help. Don't hesitate to reach out to with any and all questions.

Make measurable change in your employees’ lives with Financial Wellness by YNAB