Kerrie Saephanh

Growing up in a low-income, first generation household, I only knew scarcity when it came to money. So, I started budgeting, but most methods told me where my money was going, but only after it was already gone. I thought I'd do better next month… but I never did. When I found YNAB, I didn’t have to wait until next month to find peace with my money. Once I found the clarity I was looking for, I wanted to help others find it too! When I am not coaching YNABers, I work in finance for local nonprofits in my hometown.

Online discourse about money can be very judgy, but personal finance is just that – personal. I fought for years to piece together a money philosophy that works for me using free resources that were written by people with vastly different life experiences than mine. I struggled to understand YNAB, to detangle shame and scarcity from my spending, and to find peace with my money, and I did it mostly alone. But you don’t have to. I coach to provide safety and one-on-one attention to help my clients find peace with their money, a lot faster than I did!

We’re here to do two things: build a budget that works for your actual life, and have fun doing it. I believe in the power of a budget, no matter if you’re low or high income, in helping you understand your money and, more importantly, your values. I will provide a fun, no-judgment zone to teach you the YNAB skills to budget independently and help you troubleshoot any specific issues you’re struggling with: budgeting with a partner, struggling with overspending, or just finding the support you need when life gets tough. Let’s find what works for you.