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Save $600 in 60 days, $6,000 in one year
Stop second-guessing your spending.
Stop arguing with your partner about money.
Stop asking if you can afford the life you’d love to live.
Start living spendfully
Can you put a price on inner peace? Not really. But $109 a year will get you pretty close.
What’s in it for you?
91%
of YNABers say YNAB has changed the way they think about money for the better.*
78%
of YNABers spend money without feeling guilty since starting YNAB.*
70%
of YNABers could support themselves on savings for 3 months or more.*
What would you do if money was an opportunity instead of an obstacle?
Rene used YNAB to hit the road with her terminally ill pup when she realized their time together was limited. The memories made and the freedom experienced inspired her family to continue their adventures—without worrying about the cost. What would spendfulness look like in your own life?
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Give every dollar a job for 34 days (for free!) and see how life changes.
A few of the features you need to succeed.
Here's a little bit of what makes YNAB wonderful...
Get a big-picture perspective
See account balances, priorities, goals, and transactions wherever you go with real-time syncing across devices.
Share your subscription
Share YNAB with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription!
Set saving goals
Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.
Demolish debt
Enjoy future-focused freedom with debt management features, including an integrated loan calculator.
Still wondering if YNAB is worth it?
We’ll have Ernie drive to your house to prove it, if necessary.* Until then, check out what other YNABers have to say.
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I’m loving the app so far—paying monthly for an app like this seemed crazy before I got settled into it but now I’m not worried about money, have savings, and haven’t had an overdraft in months. I’m absolutely going to keep it going.
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YNAB is the best purchase I make every year!!!! There simply isn’t anything else out there that compares to the level of dedication, service, education, community and authenticity that you all represent.
A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.
Frequently asked questions
There’s a saying that if you’re not paying for the product, YOU’RE the product. When it comes to something as private and confidential as your financial data, we want the reins in your hand. We only want to make money from you paying us money, with you fully knowing and understanding what’s going on.
You pay us the monthly or annual subscription price, and there you have it. That’s it. Transaction complete. That’s how we make our money.
On average, new YNABers save $600 in their first two months with YNAB. Oh, and more than $6,000 after one year. Also, they enjoy more control and less stress. In terms of an investment, that’s a serious return.
But you don’t have to take our word for it. Let the numbers speak for themselves.
We offer all college students a free 365-day trial. If you’re interested, check out our College Program to submit proof of enrollment—think student ID card, transcript or tuition statement (but anything that shows you are currently enrolled and includes your name, your school, and the date will do). We can’t wait to help you manage your money!
Most certainly! Financial Wellness by YNAB is a benefits program that combines YNAB app access with our award-winning support and financial education. We help employees build mindful spending habits so they can be fully present to collaborate, create, and connect when they're at work.
You can learn more, start your team's self-service subscription, or contact our Enterprise sales team at ynab.com/wellness.
Yes, it's all included in your YNAB subscription! You can share your YNAB with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription.
Direct import currently supports select US, Canadian, UK, and EU Banks. If you don’t live in any of those regions, File-Based Import works like a charm. (It’s seriously slick, you should try it.)
YNAB is priced in US dollars. Exchange rates are not reflected in the price.
Nope, no credit card needed when you sign up directly through us! Sign up and try YNAB free for 34 days without ever entering your credit card by using the Free Trial button above. At the end of your free trial, you can pick one of the plans (monthly or yearly) and enter your payment method.
Keep in mind that third-party app stores may require credit card information when signing up for a trial.
You can select the currency you want to use in YNAB, but you can’t use multiple currencies together in a single spending plan.
If you’d like to use the new YNAB, you will need to create a new account, sign-up for a free, 34-day trial, and then (hopefully!) purchase a subscription. If you’d like to continue using YNAB 4, check out this page for all of the details on compatibility and support.
Yes! Upgrade here, and a 10% lifetime discount will be automatically applied to your annual subscription.
Follow the steps in this article to migrate your YNAB 4 account!
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Love How You Spend
Try the life-changing money app that helps you spend smarter.
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