John Farrar

I grew up in a military family that moved a lot. I joined the service for a tour of duty and then met my wife at a Bible college. We had a family, and now we have grandchildren, and we have been married for over 35 years. Our financial journey includes seasons of good income and deep struggles.

As our financial path grew in stability and security, we began to understand how to pursue freedom. This journey led us to become financial coaches and to get training to be better coaches. My journey also included YNAB Coaching certification.

It is a joy to coach others in their financial journey, which is grounded in the individual budgeter's transformation. Our coaching journey is based on the individual and/or couple's needs, resources, and situation, not a template.

Jeaine and I coach because we enjoy helping others reduce waste and regret. We also enjoy watching them learn to gain more traction with their income, agility, and clarity when opportunities call for changes.

We care.

It has been said that serving others is where we find meaning. It is also true that if we understand the struggles and needs of others, the meaning of service is stronger.

Jeanine and I have struggled with good income seasons and really hard seasons. We have struggled with debt, from personal spending to medical bills. We had a large family and learned many lessons over decades of life together.

Helping others find stability, security, and freedom in their personal finances is deepened by understanding their struggles and victories.