Rica Molet

My main job is Marketing in Telecoms and my part-time job is a Fitness Instructor at a local studio. I've been utilizing YNAB since 2016 and became a YNAB Certified Budgeting Coach in June of 2024. I learned how to Travel Hack in 2018 and never looked back!

I am working on becoming a certified Travel Coach and a Life Coach by the end of 2025.

As a dedicated YNAB Coach, I specialize in empowering minority independent travelers, AKA “Rich Aunties & Uncles”, to achieve financial freedom. With a unique focus on travel and travel hacking (experience managing multiple credit cards in YNAB), I provide personalized guidance to help you take control of your finances and fund your dream adventures. My approach combines practical budgeting techniques with innovative travel strategies, ensuring you not only save money but also maximize your travel experiences. Let me help you transform your financial future and unlock the freedom to explore the world on your terms.

I coach because I am passionate about empowering minority independent travelers, the “Rich Aunties & Uncles”, to achieve financial freedom. My journey with YNAB transformed my financial life, and I want to share that transformative experience. By focusing on budgeting and travel hacking, I help women gain control over their finances, enabling them to live their dreams and explore the world. Seeing my clients achieve their financial goals and embark on adventures they never thought possible is the most rewarding part of my work. Let’s take control of your finances and make your dreams a reality together!