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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Emily Robertson

She/Her/Hers
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Boston, Massachusetts, United States
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Studio Robertson
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I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Joy Triolo

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Sugar Hill, GA, United States
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www.thejoyofbudgeting.com by EAGLEJOYLLC
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Welcome, Joy here. My passion is Empowering 60y+ Christian Single Wealthy (1M+) Working Woman to become humbly confident money managers using YNAB.com! As a long-time YNABer and grateful certified YNAB coach, I love giving value working with smart wealthy 60y+ Christian Woman in Life Transitions of Singleness: Divorce, Widow, and Retirement.

Focus Areas
Retirees
Life Transitions
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Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
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Kristina Letendre

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Charles Town, West Virginia, United States
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Beyond Budgeting Solutions
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As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
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John Farrar

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Benton Harbor, Michigan, United States
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Budgeting Today
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We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
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Matt Lenhart

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Pittsburgh, Pennsylvania, United States
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Matt Lenhart Coaching
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I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
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Julie Dunscomb

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Portland, Oregon, United States
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New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Michelle Yaciuk

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Winnipeg, Manitoba, Canada
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My Family's Budget
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Do I know what it is like to have variable income?! Absolutely! Have I come from a place where money has been super tight to a place where I almost have no real money stresses - you bet. I'm here to help and support you in creating your best financial life.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Joy Schell

She/Her/Hers
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Grand Isle, Vermont
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Supportive Solutions, LLC
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Joy is a YNAB Certified Coach (May 2025) and a member of the American Association of Daily Money Managers (AADMM). She helps clients gain financial clarity by creating customized budgets and goals. Joy empowers clients to reduce stress, build lasting financial habits, and confidently manage their finances.

Focus Areas
Couples
Life Transitions
College Grads
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Terri Hughes

She/Her
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Norfolk, Virginia, United States
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Budget Harmony
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Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

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Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
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Sareeta Lopez

She/Her
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Vancouver, British Columbia, Canada
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Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Abigail Dankwa

She/Her/Hers
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London, United Kingdom
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The Mindset Exchange
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I am a TV Director who has used YNAB for over 10 years, after graduating film school and becoming a self-employed freelancer, earning a (very!) variable income. YNAB helped me even out the high-earning months to balance the non-existent ones, and I couldn't be more grateful.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Whitney Farmer

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Alexandria, Virginia, United States
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I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Andrew Parks

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St Charles, Illinois, United States
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Momentum Strategic Advisors
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Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
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Sarah Elledge

She/Her
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Mineral Wells, Texas, United States
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Every Penny Accounts
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My passion is to help people live wealthier and feel better about their finances every single day. I do this by helping you recognize your obstacles, discover your goals, and ensure you’re having fun along the way!

Focus Areas
Variable Income
Small Business Owners
College Grads
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Shannon Wilkinson

She/Her
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Portland, Oregon, United States
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As a YNAB, money & life coach, I can help you get your finances under control once and for all. Whether you need to get (re)started, fine-tune your YNAB skills, let go of limiting beliefs, or create new habits, you can build a financial foundation that truly supports you.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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JanaLee Pickett

She/Her
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Eagle Mountain, Utah, United States
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Hope on a Dime
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English, ASL
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Fall in love with how you spend your money! Gain clarity on your finances and discover the habits that bring confidence to your spending. Identify your values and priorities, ensuring your money aligns with what matters most. Start with a free session and take the first step toward financial hope!

Focus Areas
Couples
Variable Income
Life Transitions
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Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Michael Collison

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Charlotte, North Carolina, United States
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Your Fire Journey
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If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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Dawn Koplitz

She/Her
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Chippewa Falls, Wisconsin, United States
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Sign of Money
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English, ASL
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Remote & In-Person
Meetings

I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Amanda Perez

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Corona, California, United States
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Amplified Budget
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I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Annette Althuizen

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Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
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Chelsea Alventosa

She/Her
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Bristol, England, United Kingdom (UK)
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The YNAB Coach
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English, Spanish
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If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Meoz

She/Her/Hers
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Portland, Oregon, United States
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You Need A Family Budget Coach
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Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
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Elizabeth Snyder

She/Her
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Bellingham, Washington, United States
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Trail Financial Planning LLC
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I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
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Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Systems by Ellen, LLC
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I support women business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Matt Renwick

He/Him
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Mineral Point, Wisconsin, United States
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Budget Coaching for Educators
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I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Stephanie Berman

She/Her
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Pacific Northwest, United States
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Your Neurodivergent Money Coach
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Remote
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Focus Areas
Variable Income
Small Business Owners
College Grads
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Christine Langley

She/Her/Hers
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Las Vegas, Nevada, USA
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Christine Langley, Financial Coaching
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I help women, couples, and entrepreneurs gain clarity, confidence, and control through financial coaching rooted in real-life cash flow. With YNAB as our tool, I support clients navigating life or business transitions—guiding them to intentional spending, aligned goals, and lasting financial freedom. No shame or blame—just strategy, support, and transformation.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Lissa Prudencio

She/Her
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Los Angeles, California, United States
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Wealth for Women of Color
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I specialize in helping women of color improve their relationships with money, get organized, and build a life of financial security, wealth, and ABUNDANCE! In addition to being a proud YNAB nerd, I am an Accredited Financial Counselor® and personal finance YouTuber & TikToker.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Jacqueline Keeley

she/her/hers
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New York City, New York, United States
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The Wealthy Artist Collective
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ASL
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Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Blain

She/Her
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Minnesota, United States
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Dream Big Financial Coaching
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Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
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