Terri Hughes

I've been an administrative professional/manager for most of my working years. When I began my own photography business in 2011, learning how to manage my money on a variable income was a challenge at first. Through a networking event, I connected with a banker who told me about YNAB, and I started using the software for my business. But it offered me so much more than just managing my business finances. It changed the whole financial picture for my family as well.

Honestly, you probably can't go wrong with any of the YNAB coaches. We are all passionate about YNAB and helping others on their financial journeys.

I named my business Budget Harmony because I have achieved a harmonious relationship with money through being able to define my priorities and goals and then using my income to implement my plan. I hope to teach the people I coach how to also feel harmony with their own money.

Too many people reach adulthood without having any real skills when it comes to managing their income and expenses. Talking about money is a taboo subject in our society and I want to help shift that paradigm. Using YNAB for our family finances changed our prospects and emotional connection to money dramatically. I am inspired to help others achieve the same stability.