Michael Collison

I spent much of my life stuck in the financial matrix. Sure, I had the appearance of success, but much of it was just a facade hiding poor money habits, unnecessary debt, and financial programming. I remember the moment I started to wake up.

I made drastic changes using YNAB. I took control of my spending, eliminated debt, discovered unique ways to invest, and was able to not only retire, but retire early. Now, I help others do the same using FIRE, just like I did.

I will help you create a financial independence plan using YNAB as a foundation to create a spending plan with clear priorities.

Without a clear, achievable plan to achieve financial independence, you’ll remain stuck in the “financial matrix”, working at a job you don’t enjoy, in debt, living paycheck to paycheck, with little hope you’ll ever be able to retire, travel, or just live each day of your life on your terms.

I want to help people understand that they are plugged into a financial “Matrix” that, if not navigated carefully, will use and exploit them. I want people to see there is a different financial reality that can be lived. I want to help people unplug from the financial matrix of consumerism and realize they have financial choices and options.
I want to guide people through the difficult challenges that come from unplugging, while also crafting a hopeful financial future.