Michelle Yaciuk

I'm a small business owner that is extremely seasonal, therefore I understand the feeling of feast or famine.  I'm a music therapist and educator by training, and have worked really hard to overcome my own financial mindsets that were holding me back.  I'm now in a situation where my income is steady and I love to help ppl feel become excited about money rather than be scared or frustrated by it.  YNAB honestly saved me so many sleepless nights and I want everyone to have that same sense of security no matter your income.

Talking about and sharing your money situation is stressful, lets not add to that stress.  My money journey hasn't been perfect along the way, so there is zero judgement from me.  I love helping people create a vision and have excitement around their budget.  I want to empower people especially females around feeling comfortable with their money and their lives.  I will laugh, cry and celebrate with you along the way.  You are the decision maker, I am just here to provide options for you.  Can't wait to get to know you and start celebrating your YNAB wins!

I love helping people.  I want everyone to live their best life and have fun doing it.  There's so much more to money than just the spreadsheet.  I coach because I want to help people overcome their limiting beliefs and live a life that doesn't involve money stress.  YNAB really changed my life and I want to help others who feel stuck.  If I can do it, so can you.