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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Scott Stillman

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Clear Lake, Texas, United States
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Scott Stillman
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From Budgeting and Investments to Insurance and Planning; Scott owns a Financial Planning practice, where he helps you fight off pirates and weather storms in your financial life.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kelly Kolb

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Milford, Nebraska, United States
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47sky
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My aim is to provide clients with clarity regarding their money. Whether your goal is to get out of debt, save for your dream vacation or just have peace of mind surrounding money, I can help.

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Shabbar Kassam

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London, UK
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I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
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Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Lindsey Hardegree

She/Her
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Atlanta, Georgia, United States
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Get Organized Y’all
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By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
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Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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Christine Osterwalder

She/Her/Hers
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Easthampton, MA, United States
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Reimagine.works Financial Coaching
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I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
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Spencer Lutvak

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New York, New York, United States
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Budget with Spencer
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Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
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Kingshuk Banerjee

He/Him/His
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Austin, Texas, USA
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Start Your Finances Right
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Hindi, Bengali, English
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I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
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Jack Brady

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Milford, New Hampshire, United States
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Budget for Life
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Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
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Kacy Smith

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San Diego, California, United States
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Kacy Smith Corp.
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Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
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Tyler Smith

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Lehi, Utah, United States
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Tyler Smith Consulting LLC
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Still feel like you're doing YNAB wrong? You're not alone. I help high earners who've tried YNAB but still feel stuck. Book a free session to experience personalized support and finally make YNAB click with a setup that delivers clarity, confidence, and momentum.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Stephanie Berman

She/Her
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Washington
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Your Neurodivergent Money Coach
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Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
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Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Krish Anders

She/Her
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Fort Collins, Colorado, USA
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Pen Your Path
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I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
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Cortney Kaveh

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McMinnville, Oregon, United States
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Northwest Money Coaching LLC
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Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Lindsey Ciarrocca

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Carlisle, Pennsylvania, United States
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The Exuberant Elephant
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Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
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Nathaniel (Nate) Beam

He/Him
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Kansas City, Missouri, United States
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Budget With Nate, LLC
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I’m a soul-centered budget coach guiding individuals to experience money as a source of stability, empowerment, and purpose. Through a grounded yet intuitive approach, I help clients align their financial lives with their deepest values—transforming budgeting into an intentional, liberating practice that supports both practical freedom and spiritual growth.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

Focus Areas
No items found.
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Dustyn Roberts

she/her
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Philadelphia, PA, United States
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Fiscal Therapy
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By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
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Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
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Elizabeth Snyder

She/Her
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Bellingham, Washington, United States
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Trail Financial Planning LLC
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I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
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Marian Carroll

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Morris County, New Jersey, United States
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The Budget Workshop
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I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Andrew Parks

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St Charles, Illinois, United States
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Momentum Strategic Advisors
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Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single adults manage their time, money and energy. Through my signature 1:1 coaching program, Cashflow Confidence, we build a flexible, values-based budget that supports your real life — not someone else’s. Together, we simplify your finances and make space for the life you actually want to live.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Andrea Liebross

She/Her/Hers
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Zionsville, Indiana, United States
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Andrea Liebross Coaching, LLC
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English
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Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
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Kristin McGlothlin

She/Her
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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Lissa Lumutenga

She/Her
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Los Angeles, California, United States
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Lissa Lumutenga
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I help women go from money-stress to money-confident by organizing cash flow, building safety nets, and growing wealth & abundance. I’m a CFP® professional, Accredited Financial Counselor®, YNAB superfan, and personal finance creator on YouTube, TikTok, and Instagram.

Focus Areas
Couples
Variable Income
College Grads
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Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Taj Chiu

She/Her
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Pasadena, California, United States
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Taj Johnson Chiu Coaching
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Coaching is a partnership between you and me. We go exploring together in your world. We find the things that are working, and the things that aren't, and then we search around for ways to improve them. We talk, we explore, we experiment. It's fun!

Focus Areas
Couples
Variable Income
Small Business Owners
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Kimberley Demarest

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Owensboro, Kentucky, USA
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Be Knot Afraid LLC
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Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Hayley Brown

she/her/hers
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Athens, Georgia, USA
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Hello Wealth
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If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
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Meagan Rathman

She/Her
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Florida, United States
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Cat mom, wife, and YNAB obsessed human- ready to help anyone work towards their money goals- big or small, just starting out or "seasoned" budgeter. I'm standing by to help change your mindset to change your money!

Focus Areas
Couples
Life Transitions
Variable Income
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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
YNAB Certified Coach badge

Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Capricorn Bookkeeping & Consulting, LLC
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I support business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Thuy Kudsi

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Los Angeles, California, United States
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Clutter-Free Serenity
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Raising a family costs money! I'm here to help support you to uncover where your money is going, create a plan for a healthy financial future and build the habits necessary to get there.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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