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certified YNAB coach

Chris Harcksen-Lucero

She/Her

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

My Background

With over 35 years of experience in EMS/HEMS as a Paramedic/Flight Paramedic, I bring a wealth of firsthand knowledge to my coaching practice. As a Ramsey Master Training coach and YNAB certified coach, I have honed my skills in financial education and coaching, specializing in guiding fellow first responders towards financial wellness. My extensive background allows me to understand the unique challenges and pressures faced in our line of work, empowering individuals to navigate financial pitfalls with confidence. Let my expertise and dedication help you achieve your financial goals and thrive both personally and professionally.

Why Work with Me

Work with me because I bring a unique blend of firsthand experience and specialized knowledge to guide you through the financial challenges specific to first responders. With a focus on reducing stress and fostering overall wellness, I provide personalized strategies to navigate pitfalls like stress spending, the overtime trap, and retirement planning. My commitment is to empower you with practical solutions that prioritize your financial security and enhance your quality of life. Together, we'll build a roadmap tailored to your goals, ensuring you maintain balance, preserve relationships, and thrive in both your professional and personal endeavors.

Why I Coach

I coach to support fellow first responders in navigating common financial pitfalls like stress spending, the overtime trap, and lack of retirement planning. My mission is to reduce their stress, enabling overall wellness and fostering healthy off-duty lives. By empowering them to make informed financial decisions, I aim to preserve their relationships and enhance their quality of life both on and off the job.

Focus Areas

Couples
Variable Income
Life Transitions
YNAB Certified Coaches have completed an intensive training program but are not employed by YNAB. Pricing is determined individually by each coach.
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Company
Beyond the Number$
Location
Turlock, California, United States
Meeting Options
Remote & In-Person
Language
YNAB Certified Since
March 2023
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