Brett Schaffner

Coming from an average, middle-class family where money was rarely discussed, I faced a steep learning curve managing personal finances. After college, I worked for a non-profit—rewarding for my soul but challenging for my wallet. This led me into more debt than I was prepared to handle. I tried numerous budgeting methods without success until I discovered YNAB. Using YNAB, I paid off over $15K in debt and built a six-month emergency fund. My journey from financial confusion to clarity and stability inspired me to become a certified YNAB coach, dedicated to helping others navigate their financial paths with confidence.

I bring empathy, practical strategies, and a touch of humor to budget coaching, making complex concepts accessible and engaging. My approach is highly personalized, tailored to each individual’s unique financial situation. This ensures that clients not only learn YNAB but also apply it effectively to master their finances. By focusing on practical application, I help clients transform theoretical knowledge into real-world success. Whether it’s establishing a robust budget, reducing debt, or building savings, I guide you through each step, ensuring your financial goals are met with confidence and clarity.

I coach because I've seen firsthand how the right budgeting approach can profoundly change lives. It's about more than just managing numbers; it's about empowering individuals to make confident and informed financial decisions that enhance their lives. Through YNAB, I guide clients to a deeper understanding of their spending habits, helping them establish robust savings strategies and significantly reduce financial stress. My coaching goes beyond the practicalities of money management—it's about inspiring a sense of financial freedom and self-efficacy, enabling clients to plan not just for their immediate needs but for their long-term dreams.