Nick Smith

I have been a YNAB user since 2017 and I have completed hundreds of hours of self-education on personal finance topics. Writing my book formalized my self-education and led me to define my coaching style. In my full-time job, I started out as an actuary, and I now currently lead three separate organizations in the field of customer service. This work experience has included numerous leadership trainings where I have grown my ability to coach people to achieve desired outcomes. I'm confident I can partner with you to build a vision towards financial wellness.

We will start with a discussion to define your starting place and establish your short and long-term goals. I will then create a custom plan defining the steps we can take together for achieving your goals. I offer a range of services including one-hour Q&A sessions, one month programs including three one-hour sessions, and a full-service budget set-up and support option (including an optional historical transactions analysis to launch into YNAB use with a starting budget template). I pride myself on building coaching programs that are custom tailored to my client's needs.

Growing up, I had a warped view that people who had nice houses and expensive cars had money and were rich. While in college, my family's home was foreclosed on. Living through this experience motivated me to self-educate myself to ensure I would never be in that position. As I grew my own education on personal finance, I realized that it isn’t how much you make, it is how much you keep that is the key to building long-term wealth. All my self-education led me to write my book, and my passion for helping people led me to financial coaching.