Money Stories
Talking about money is taboo? Not here. Read real stories from real people. You’ll laugh, you’ll cry, and most of all—you’ll feel understood.
Welcome to Financial Therapy
We all have our own private relationship with money, and sometimes we like to keep that under wraps.
But sitting in silence with money stuff can lead to guilt, shame, embarrassment, or uncertainty. Sharing is caring! That’s why we’ve collected the following stories about money matters. Your situation, regardless of what that may be, probably isn’t as unusual as you think.
Read Real-Life Money Stories
More Money Stories…
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9 Inspiring Financial Stories
When you’re in the middle of wrangling your finances into shape, sometimes an inspirational money story (or nine) is just the boost you didn’t know you needed. Here are real stories of people that made it to the other side to bring you a nudge of hope, inspiration, motivation, and stick-to-it-ness in your own money …
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How I Went from Paycheck to Paycheck to Near Perfect Credit
We were a family of six barely surviving from paycheck to paycheck. It seemed emergencies were always popping up—a car that needed new brakes, a roof that needed repairing. We were in a desperate position of choosing between how to pay for the unexpected expense and still put food on the table. At the time, …
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How I Got a Handle on My Finances
Andrew Abela is the dean of the Busch School of Business at the Catholic University of America. He has an MBA, a PhD, and years of experience of managing a work budget. But when it came to managing his budget at home, it was complicated and stressful. How Hard Could a Home Budget Really Be? …
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True Confessions: Budgeting for Retirement
Susan is 73 years old, living in the DC metro area, and using YNAB to float through the tricky maze of managing her money in retirement. Here’s her story. My Unexpected “Retirement” In 2010, I became “retired”—a little earlier than I had planned. After a successful career, my former employer did some restructuring and I …
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How to Handle a Pay Cut: Bulletproof Your Budget
With stay-at-home orders and normal business flipping on its head during the COVID-19 pandemic, many people lost jobs, went on furlough, started doing remote work, or had to readjust their lives to accommodate a pay cut. When Arron Ramsey’s hours as a programmer were abruptly cut from full-time to just eight hours a week, it took …
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For the First Time My Finances Don't Feel Hopeless
Many YNAB users get started when they’re faced with a foreboding future ahead. It might be just feeling completely overwhelmed with their finances, or facing an emergency where they need to make some financial changes. That’s precisely what happened to today’s YNAB success story, Liz Huburtise. Liz had tried budgeting before, but an illness pushed …
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Why I Changed My Mind About Budgeting
Honestly, it’s hilarious that I work for a company with the word “budget” in its name. The word alone used to give me a stomachache that was a nice mix of stress and guilt. I would feel the walls closing in at the thought of having to check a spreadsheet to see what I was …
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We Couldn't Agree on How to Handle Money
When you find a life partner, the chances of finding someone with the exact same financial habits and opinions is slim. In fact, you’re probably more likely to get eaten by a shark, or get hit by lightning. Upon thinking a little further and with absolutely zero scientific backing, it might be near impossible that …
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The Best Way to Pay for Home Improvements
Having a baby is one of the most expensive life changes that many of us will go through in our lives. Between the actual medical expenses you rack up in childbirth and the cost of raising a child, it’s enough to instill a little (or a lot) of financial anxiety in even the most zen-like …
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Be the Star of Your Own Story
Restart your money story. Whatever your situation, it doesn’t have to stay like this. Start making a new plan for your money with YNAB. What do you have to lose? Except all that debt and stress?