Debt Payoff

The One Shift That Helped Taylor Become Debt-Free During Unemployment

Taylor and her husband lost their jobs twice in one year—but still paid off $9,000 of debt and stayed out of the red. Here’s how breaking their reliance on debt changed everything.

Ben Barlowe

December 9, 2025

Debt vs. Month Ahead: What to Tackle First

Should you pay off debt or get a month ahead first? The Budget Nerds weigh the pros and cons of each approach, showing how both can help you build confidence and peace with your money. A calmer money life is just ahead...

Ernie Reppe

November 20, 2025

Want Better Sleep? Start with Your Spending Habits

Better sleep starts with more than a bedtime routine—it begins with how you manage your money. Align your spending with what matters most to lower stress and rest easier.

Jack Silk

August 5, 2025

6 Money Myths That Kept Me Broke for 20 Years

A lifetime of money myths quietly shaped my choices, limited my options, and kept me stuck. Letting go of these six common misconceptions gave me a new mindset and led to real financial freedom.

Erin Lowell

June 19, 2025

Stretch Your Dollars—Without the Stress

Money doesn't have to be messy. Follow Matthew's 5 steps for to make the most of your dollars and replace chaos with clarity, even in tough financial times.

Matthew Amster-Burton

June 24, 2024

How To Pay Off $20,000 Car Loan Fast: 4 Simple Tips

Amanda found herself with a $20,000 car loan, and she didn't love the feeling. Find out how she paid off her car loan fast with 4 quick tips.

YNAB

November 2, 2021

Slay Your Loans With YNAB’s Loan Payoff Simulator

Find more money for your loans and pay less in interest with YNAB's loan payoff simulator. It's the spear you need to slay your debt payoff.

Rachel Wong

December 7, 2022

5 Best Debt Payoff Planner Apps

Looking for the best apps to help pay off debt? We've got five great options for accelerated debt reduction. Find one that works for you!

Ashley McCann

November 4, 2021

Why I’m Thankful For My Credit Card Debt

You might think having credit card debt is all bad, but for me: there turned out to be a valuable silver lining.

Erin Lowell

November 25, 2020

Which Comes First: Emergency Fund or Pay Off Debt?

Wondering if you should build your emergency fund or pay off debt first? Learn the best method for prioritizing competing financial goals.

Ben Barlowe

October 28, 2021

How to Get Out and Stay Out Of Debt (Forever!)

Stuck in the debt cycle? Let me guess, you're throwing everything at your debt payoff? Stop. Here’s how to stay out of debt forever.

Erin Lowell

March 18, 2020

Pay Off Debt Fast With These 5 Tips

Here's how to pay off debt fast (and stay out of debt for good). We've got five tips (tip number one is the secret sauce) to supercharge your debt paydown.

Ben Barlowe

March 18, 2020

How to Deal with Debt Stress

Dealing with debt stress? It's a heavy emotional burden. See how debt stress manifests itself in daily life and what to do about it.

Allie Cooper

December 16, 2021

5 Tips For Paying Down Debt

If you're trying to pay down debt, here are five tips from people who have been there. Plus, find out where to get support on your journey!

Janelle Whitaker

January 20, 2020

4 Lessons From My Zero Percent Nightmare

I thought I was entirely in control of my credit card spending, but it is a serious head game and no one is immune.

Lindsey Burgess

November 11, 2019

How a T-Shirt Can Help You Pay Off Debt Faster

Staying focused on debt goals is a slog. Pay off debt faster with these four strategies to help you keep the finish line in sight.

Rachel Wong

October 8, 2019

Automate Your Snowball with Undebt.it + YNAB

With YNAB and Undebt.it+, there's no need to enter transactions twice. Record your activity in YNAB, and let this integration do the rest.

Shannon Marie

October 29, 2018

How to Pay Off Student Loans Fast

Are you ready to pay off student loans fast? Read more about the karate-chop strategy Ernie used to defeat his student loan balances!

Emily Hudson

September 8, 2022