Saving

Why You Need More Than a Christmas Budget

Forget the last-minute Christmas budget scramble—start planning now with a Christmas target. Discover how saving a little each month can turn the holiday season into a time of peace on earth and peace of mind.

Ben Barlowe

July 23, 2025

How Much of My Paycheck Should I Save?

Many aim to save a certain amount of their paycheck, but there is a better way. Rather than focusing on how much of your paycheck to avoid spending, try asking “How do I want to spend my money?” instead.

Ben Barlowe

April 8, 2025

What is a High Yield Savings Account?

Learn more about the ever-popular high-yield savings account and how saving the YNAB way will lead to a more spendful future.

Matthew Amster-Burton

April 30, 2025

How Does it Feel to Get A Month Ahead?

Habit Four of the YNAB Method is all about getting a month ahead on your finances. Hear from real YNABers about how it feels to achieve this big financial goal!

Ben Barlowe

May 21, 2024

There’s No Such Thing as Saving Money

The number one rule of personal finance: you have to save money. Why? What if I told you there is no such thing as saving money?

Ben Barlowe

September 19, 2023

Bye Now, Amazon

Looking for tips and tricks about how to save money on Amazon? Learn how one YNABer changed her online shopping habits—and her life.

Emily Hudson

March 27, 2023

What is the 100 Envelope Challenge?

The 100 Envelope Challenge puts a novel twist on plumping up your piggy bank with some extra cash. Download our free tracker to get started!

Ashley McCann

September 30, 2022

How to Buy What You Want

Ready to buy what you want without the guilt, regret, or shame? A YNAB Wish Farm is a fun budgeting trick that helps make it happen.

Ashley McCann

September 27, 2022

How YNAB Can Help With Investing Goals

When it comes to investing goals, having a plan, a system in place, and a source of accountability can help keep you focused. YNAB can help!

Hillary Thow

September 13, 2022

10 Creative Ways to Save Money

As costs continue to rise, it's more important than ever to save cash when and where you can. Check out these 10 creative ways to save money.

Ashley McCann

June 15, 2022

Is It Bad to Keep Money in a Savings Account?

You might be feeling guilty when you glance at your checking account and see a large balance. Shouldn't that money be doing something else?

Matthew Amster-Burton

April 7, 2021

6 Steps to Make Your Money Go Further

Ok, so you need your current stack of cash to last as long as it can. Here are helpful hints to help make your money go further.

Rachel Wong

September 21, 2022

How to Spend Less Money Starting Now

You want to know how to spend less money and we've got a list of 10 new habits to help. We've got a plan for the pace of your choosing.

Rachel Wong

December 27, 2022

Emergency Fund 101: How To Save For a Rainy Day

You've probably heard about an emergency fund. But how much should you be saving? Do you actually need one? Let's cover Emergency Fund 101.

Erin Lowell

July 18, 2022

4 Reasons Why You Really Ought to Keep the Change

Transaction rounding apps and services promise to help you save by removing you from the process. But does that really lead to long-term life change?

Ben Barlowe

September 5, 2024

Do I Need an Emergency Fund?

Wondering whether or not to add an ‘Emergency Fund’ category to YNAB? Here are a few questions to help you figure it out.

Erin Lowell

April 20, 2018

Save Money, Live Better

By being mindful and foregoing things now, we're in a position to make our futures whatever we want them to be. Save money, live better!

Lauren Coulson

May 3, 2022

What Should I Be Saving For?

You are saving money and that is good. But what are you saving for? And what should you be saving for? Luckily, this is the fun part.

Lindsey Burgess

June 21, 2016