Credit Cards

The Hidden Cost of Convenience: Why “Buy Now, Pay Later” Could Be Hurting Your Financial Health

DoorDash and Klarna now let you finance a burrito. But at what cost? Discover what gets lost when there's no friction to impulse buying, and how you can create intentional spending habits.

Dan Cayer

with Ben M.

May 15, 2025

Break the Spend-Track-Regret Cycle

It’s never just about spending money—it’s about how it feels afterward. Learn how to break free from constant guilt and second-guessing by giving every dollar a job.

Emily Hudson and Erin Lowell

January 30, 2025

4 Lessons From My Zero Percent Nightmare

I thought I was entirely in control of my credit card spending, but it is a serious head game and no one is immune.

Lindsey Burgess

November 11, 2019

How to Manage a Credit Card (Any Credit Card!) in YNAB

A quick walk-through on how to use credit cards in YNAB, stay on budget and finally crush your debts. It's all possible, and here's how!

Emily Hudson

January 23, 2019

Are Credit Card Rewards Worth It?

Before you play the credit card rewards game, do your research. Make sure it’s worth it. Sometimes, it's safer to stick with "real" money.

Shannon Marie

October 24, 2018

My Crazy Ride on the Credit Card Float

If you’re on the credit card float, you’re effectively living on next month’s income! And, chances are, you're stressed. Learn how to stop.

Janelle Whitaker

August 1, 2018

How to Do Credit Cards in YNAB

Wondering how to do credit cards in YNAB? See how to set them straight in your budget and finally pay off that pesky balance.

Rachel Wong

November 11, 2021

Are You Riding the Credit Card Float?

Are you riding the credit card float? Here's a quick test: can you pay off your current bill AND meet your current obligations?

Jesse Mecham

October 31, 2023