YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!

Personal Finance

Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

Want to transform your financial life? Focus on these small healthy money habits today, and the effects will compound for your future.

8 Ways Rich People Think Differently

Ever wondered how rich people think differently? See the key factors in how they built their wealth and start putting them into practice.

6 Myths That Could Be Holding You Back Financially

We had the best of intentions, but it always goes off the rails. What if the real problem was that we've bought into lies that keep us stuck?

I Need a Budget, Like, RIGHT NOW

Rachel Wong
|
March 23, 2020

Need a budget? Experience the calming presence of a budget. We're here to help teach, support, and guide you to financial control.

How I Stopped Impulse Buying

Lindsey Burgess
|
February 28, 2020

Want to stop impulse shopping and start spending more intentionally? Check out YNAB to gain total control of your money.

2 Ways to Get Better with Money in 2020

Rachel Wong
|
December 26, 2019

Make your New Year's resolution this year to pay off your debt and get your finances under control. YNAB can help with two different plans!

4 Lessons From My Zero Percent Nightmare

Lindsey Burgess
|
November 11, 2019

I thought I was entirely in control of my credit card spending, but it is a serious head game and no one is immune.

What Makes You Feel Rich?

Rachel Wong
|
November 5, 2019

What makes you feel rich? Owning a Rolls Royce? Paying with a heavy credit card? Driving up to your huge house through a gated driveway? Hogwash.

Do I Need a Budget if I’m Cheap?

Rachel Wiggins
|
November 1, 2019

If you have a pile of savings and you're cheap, what good is a budget? We'll go over how a budget gives you more freedom.

Are Payday Advances Bad?

Rachel Wong
|
October 10, 2019

It's easier than ever to get paid early with pay advances apps—but there’s a hidden side to these new services (like getting deeper in debt).

Is Your Money Stress Making You Sick?

Rachel Wong
|
September 20, 2019

Money consistently ranks as one of the biggest stressors of Americans. But what is it doing to your body? Is money stress making you sick?

Jesse’s Interview: Quit Like a Millionaire

Ben Barlowe
|
July 9, 2019

Jesse interviewed Kristy Shen and Bryce Leung, authors of Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required.

What Should I Do With Extra Money?

Dave Crombleholme
|
June 25, 2019

Have you found yourself in the fortunate position of trying to decide what to do with extra money? Let's go through your best options.

How to Avoid the Slippery Slope of Lifestyle Creep

Janelle Whitaker
|
May 31, 2019

I think of lifestyle creep as a trap. It can trap you into living a certain way. It can trap you at a high paying job that you hate.

The No-Regrets Way to Spend Your Tax Refund

Erin Lowell
|
March 22, 2019

We asked YNABers—the pros at giving every dollar a job—how they plan to spend their tax refund money this year. Here's what they said ...

Would You Try These 6 Ways to Save a Buck?

Shannon Marie
|
February 27, 2019

We humans have developed countless quirky habits, clever hacks and, sometimes, completely baffling approaches to fulfilling our needs ...

Your Bank Balance Blind Spot

Shannon Marie
|
January 22, 2019

Beware. If you make financial decisions based on your bank balance (instead of your budget categories), you’re operating with a blind spot.

Four Reasons Why Buying Later Is Greater

Shannon Marie
|
December 26, 2018

Pleasure in the moment is great, but not if it’s at the expense of your long-term happiness. Delayed gratification leads financial success.

When the Money Itself Becomes a Priority, Watch Out

Shannon Marie
|
November 7, 2018

It might feel good to see that big balance sitting there in the bank, but stick with your budget—your plan—to use that money for emergencies.

Are Credit Card Rewards Worth It?

Shannon Marie
|
October 24, 2018

Before you play the credit card rewards game, do your research. Make sure it’s worth it. Sometimes, it's safer to stick with "real" money.

How Big Should Your Emergency Fund Be?

Shannon Marie
|
September 24, 2018

How big should your emergency fund be? There’s no one-size-fits-all answer, but here are a few things that can help you figure it out...

5 Ways to Get Your Spending Under Control & Still Enjoy Life

Shannon Marie
|
September 5, 2018

Here are five ways to get your spending under control so that you can gain control of your money while enjoying life more.

Time Is Money, Spend It Wisely

Jacob Lewis
|
August 20, 2018

Does your to-do ist stress you out? Form this one, simple habit, and you'll never worry about time-management, again! It's a lot like budgeting ...

How I Lost Weight & What It Has to Do With Budgeting

Mark Butler
|
June 20, 2018

We’d reach our goals more quickly and with less stress by making some simple (not necessarily easy) structural changes to our lives.

3 Steps to Save Money Faster

Erin Lowell
|
June 10, 2018

Want to save money faster? Here’s a little game that can help you save $30 to $100 more per month – without affecting your quality of life.

Insurance Deductibles 101

YNAB
|
May 30, 2018

When it comes to budgeting for car-related expenses and health care needs, understanding your deductibles is key.

The Law of Fiscal Inertia 101

YNAB
|
May 7, 2018

Changing the course you're on is hard. We fear change. Even the good kind. That’s why we always put stuff off until tomorrow. But that thing you’re putting off? It’s bound to stay put off.

No articles found

Adjust the filters or reset to view all articles