Personal Finance

Student Loans are Paused—Should You Keep Paying?

Rachel Wong

February 3, 2021

Millions of Americans have their student loan payments put on pause. What does this mean for you, and how should you respond to it?

How to Get Rich Fast (& It’s Not Budgeting)

Lindsey Burgess

January 27, 2021

Want to get rich fast? We'll lay out a surefire way to make it happen, and we won't even talk about budgeting!

How to Spend Your Stimulus Money

Rachel Wong

January 1, 2021

The second round of stimulus checks are already hitting bank accounts. How should you spend yours? We've got some tips to help you decide.

True Confessions: We Lost Our Home

Erin Gobler

December 7, 2020

Natalie and Larry went from living paycheck to paycheck to saving enough money to reach their dream of adopting a child.

Five Months into Budgeting, COVID Hit

Krys

October 30, 2020

Krys is working to pay off $20,000 of debt. When she was five months into budgeting, the COVID global pandemic hit. See what happened...

Meet the Joneses: Surviving Back-to-School 2020

Rachel Wong

September 11, 2020

How this hypothetical average American family is surviving back-to-school season 2020 in their budget during the global pandemic.

12 Best Personal Finance Episodes from The Jesse Mecham Show

Rachel Wong

September 4, 2020

We've laid out 12 of the best episodes of The Jesse Mecham Show that are all about personal finance and growing in your money mindset.

8 Ways Rich People Think Differently

Jesse Mecham

August 24, 2020

Ever wondered how rich people think differently? See the key factors in how they built their wealth and start putting them into practice.

Meet the Joneses: Part Four

Rachel Wong

August 3, 2020

We're checking in again with the hypothetical average American family as they start a budget through the financial changes of COVID.

Is Balancing a Checkbook Necessary?

Jesse Mecham

July 24, 2020

Are you wondering if it's necessary to keep balancing your checkbook? I say no. It's not worth your time, and I'll lay out why.

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What the Enneagram Can Teach You About How You Handle Money

Sarajane Case

July 20, 2020

Each Enneagram type handles money a little differently. See the challenges and tips based on your type to help you understand your money management style.

5 Things New Service Members Should Know About Money

Renae Cruz

July 2, 2020

If you know (or are!) a graduating senior heading off to military service, here are five things you should know before shipping out.

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Meet the Joneses: Part Three

Rachel Wong

July 1, 2020

Joe and Josie are writing a new money story right at this moment. You’re seeing the first chapter. Whew! How exciting is that!?

Afraid to Spend Money Right Now? Let’s Talk

Erin Lowell

June 26, 2020

Feeling guilty about spending money now? With the world turned upside down, you’re not so sure you want to make that purchase after all.

The Racial Wealth Gap Explained in Plain Terms

Rachel Wong

June 19, 2020

To understand the racial wealth gap in the United States, it's crucial to acknowledge the headwinds and tailwinds that exist for wealth creation.

12 Surprises from Seasoned YNABers During COVID-19

Rachel Wong

May 22, 2020

Grocery spending increased and savings contributions stayed the same: see what other surprises came out of our COVID spending survey.

Meet the Joneses: Part Two

Rachel Wong

May 20, 2020

It’s time to check in again with Joe and Josie Jones: our hypothetical average American family as they deal with income loss and money stress

How to Get Money Right Now

Ben Barlowe

May 18, 2020

If money is tight and you have to borrow money right now, it can be confusing where to turn to for help. See your best options for borrowing money.

Should I Keep Saving for Vacation Right Now?

Rachel Wong

May 4, 2020

We had this vacation planned but we don’t know if it’s going to happen. What should we do with the money we’ve been saving? Sound like you? Listen up.

How A Family Making $63K a Year Can Survive the Next Three Months

Rachel Wong

April 27, 2020

Meet the hypothetical average American family. They’ve got two kids, love apple pie, and live paycheck to paycheck. Here's a plan so they can thrive. Part 1.

How to Know What You Can Afford

Rachel Wong

April 6, 2020

Recently lost your job or been furloughed? Here's Part 2 of how to manage your money with reduced stress no matter when you'll get paid again.

Things Change, Your Budget Can Too!

Rachel Wong

April 6, 2020

You adjust. You get creative. You change course. This is something you already do. You have the freedom to do it with your budget as well.

Build Security by Aging Your Money

Rachel Wong

April 6, 2020

Commit to aging your money now, and you'll be building up a powerful habit that will serve you well in the days, months, and years to come.

What to Do During (Unexpected) Life at Home

Rachel Wong

March 25, 2020

Bored at home? Here's how to stay sane and entertained during stay-at-home life. The team at You Need a Budget gives our top picks for things to do now.

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Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

8 Ways Rich People Think Differently

6 Myths That Could Be Holding You Back Financially

Other resources…

The Jesse Mecham Show

The Investing Series

Simplify Your Finances

Stop Living Paycheck to Paycheck

Student Loans are Paused—Should You Keep Paying?