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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Trevor Vance

Marysville, Washington, United States
Intentional Budgets
Remote & In-Person
Meetings

I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Dustyn Roberts

she/her
Philadelphia, PA, United States
Fiscal Therapy
Remote
Meetings

By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Jen Fuhler

She/Her
Edwardsville, Illinois, United States
Remote
Meetings

Money is all about storytelling. Using my experience as a college English and literature professor, I designed a low-cost asynchronous coaching course that applies a literary lens to personal finance and budgeting. My 1:1 Story Session is limited to my "Story & Spreadsheet" course clients in a flipped coaching design model.

Focus Areas
Life Transitions
College Grads
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Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Emily Gowen

she/her
Vermont, USA
PDX Money Coaching
Remote
Meetings

Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
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Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
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Jacqueline Keeley

she/her/hers
New York City, New York, United States
The Wealthy Artist Collective
ASL
Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
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Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Emelia Benitez

Waxahachie, Texas, United States
Emilian Services, LLC.
Spanish, English
Remote & In-Person
Meetings

Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Bobbi Olson

La Habra, California, United States
All About The Budget
Remote
Meetings

My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
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Spencer Lutvak

New York, New York, United States
Budget with Spencer
Remote & In-Person
Meetings

Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
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Elizabeth Schuhr

She/Her
Roswell, Georgia, United States
elizabudget
Remote
Meetings

Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
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Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Leyda Cordova

She/Her/Hers
Cary, North Carolina, United States
Cherry Blossoms LLC
English, Tagalog, Cebuano
Remote & In-Person
Meetings

Let me help you build a plan that's practical, empowering, and yours. Through YNAB coaching, you’ll gain clarity, peace of mind, and control over your finances. Together, we’ll create a spending plan that supports your goals, reduces stress, and helps you live a more intentional, fulfilling, and energized life.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Kingshuk Banerjee

He/Him/His
Austin, Texas, USA
Start Your Finances Right
Hindi, Bengali, English
Remote
Meetings

I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
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Faisal Almutlaq

Saudi Arabia/Bahrain
Arabic, English
Remote & In-Person
Meetings

Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Maggie Weinreb

She/Her
Tarrytown, New York, United States
Technically Maggie
Remote
Meetings

Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kimberley Demarest

Owensboro, Kentucky, USA
Be Knot Afraid LLC
Remote
Meetings

Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
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Theresa Bartelle

San Antonio, TX
Bartelle's Financial Coaching
Remote
Meetings

I help women organize their money, eliminate financial chaos, and gain clarity with a simple, sustainable plan. As a Certified Financial Coach and Certified YNAB Coach, I provide practical, judgment-free guidance so you can take control and build lasting financial peace.

Focus Areas
Couples
Retirees
Life Transitions
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Nika Anwell

she/they
United States
Of Iron & Willow Coaching
Remote
Meetings

As a coach with backgrounds in counseling, evaluation, education, and financial coaching, Nika helps clients uncover the patterns behind their challenges and build systems and a budget that support the life they want.

Focus Areas
Small Business Owners
Retirees
Couples
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Eric Hout

Pennsylvania, United States
New Trajectories LLC
Remote
Meetings

Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
Retirees
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Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions
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Miriam Pérez

They/Them
Washington D.C., United States
Spanish, English
Remote & In-Person
Meetings

As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Lindsey Hardegree

She/Her
Atlanta, Georgia, United States
Get Organized Y’all
Remote
Meetings

By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Ryan Page

Nashville, Tennessee, United States
Backpocket CPA
Remote
Meetings

I help entrepreneurs organize their finances through outsourced CFO services, cleaning and maintaining bookkeeping, and budget coaching. Let’s chat and see if we’re a good fit!

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Matt Renwick

He/Him
Mineral Point, Wisconsin, United States
Budget Coaching for Educators
Remote & In-Person
Meetings

I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Irina Iurcisin

Kyiv, Ukraine
Copy Bundle
Ukrainian, Romanian, Russian, English
Remote & In-Person
Meetings

I help business moms and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Ruth Liebel

Boise, Idaho, United States
Ruth Liebel Financial Coaching
Remote
Meetings

I help high-capacity, faith-filled women become undeniably skilled with money—so they can lead their family’s finances with confidence, peace, and purpose. Through my different Abundant Budgets™ programs, I teach women to build systems that turn good household income into lasting abundance.

Focus Areas
Small Business Owners
College Grads
YNAB Certified Coach badge

Brandi Jo Delony

Willis, Texas, United States
Sparrow Financial Solutions LLC
Remote & In-Person
Meetings

I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
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Lissa Lumutenga

She/Her
Los Angeles, California, United States
Lissa Lumutenga
Remote & In-Person
Meetings

I help women go from money-stress to money-confident by organizing cash flow, building safety nets, and growing wealth & abundance. I’m a CFP® professional, Accredited Financial Counselor®, YNAB superfan, and personal finance creator on YouTube, TikTok, and Instagram.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Katie Woolums

Denton, Texas, United States
Dollar Doula
Remote & In-Person
Meetings

I love dark chocolate, grueling hikes, and helping people get excited about finances. You know your relationship with money could be better - gotta nix some debt, financially prepare for life, or make a spending plan that both aligns with your values and fits your actual paycheck. I can help.

Focus Areas
Couples
Variable Income
Life Transitions
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Kerrie Saephanh

she/her
Oakland, California, United States
Mindful Budgets
Remote
Meetings

I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Rachelle Swanson

Omaha, Nebraska, United States
Purposeful Profit Pro
Remote & In-Person
Meetings

Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Chelse Hounshell

She/Her
Lagrange, Kentucky, United States
Joyful Money Spend
Remote & In-Person
Meetings

My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
YNAB Certified Coach badge

Noreen Keesey

She/Her
Bismarck, North Dakota, United States
Thresholds, LLC
Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

AJ Frenzel

St. Paul, Minnesota, United States
MoneyDoula Coaching
Remote
Meetings

Coach, hand holder, real human person.

Focus Areas
No items found.
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Jack Brady

Milford, New Hampshire, United States
Budget for Life
Remote & In-Person
Meetings

Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrea Liebross

She/Her/Hers
Zionsville, Indiana, United States
Andrea Liebross Coaching, LLC
English
Remote
Meetings

Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Krish Anders

She/Her
Fort Collins, Colorado, USA
Pen Your Path
Remote & In-Person
Meetings

I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Whitney Farmer

Alexandria, Virginia, United States
Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions

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