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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Emily Meoz

She/Her/Hers
Portland, Oregon, United States
You Need A Family Budget Coach
Remote
Meetings

Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Terri Hughes

She/Her
Norfolk, Virginia, United States
Budget Harmony
Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kerrie Saephanh

she/her
Oakland, California, United States
Mindful Budgets
Remote
Meetings

I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Ori Green

She/Her
Tucson, Arizona, United States
Ori Green Bookkeeping
Remote
Meetings

It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Jack Brady

Milford, New Hampshire, United States
Budget for Life
Remote & In-Person
Meetings

Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Gowen

she/her
Vermont, USA
PDX Money Coaching
Remote
Meetings

Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amy Aston

She/Her
Franklin, Tennessee, United States
Budgets by Design
Remote & In-Person
Meetings

Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Elizabeth Schuhr

She/Her
Roswell, Georgia, United States
elizabudget
Remote
Meetings

Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kacy Smith

San Diego, California, United States
Kacy Smith Corp.
Remote
Meetings

Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Scott Stillman

Clear Lake, Texas, United States
Scott Stillman
Remote & In-Person
Meetings

From Budgeting and Investments to Insurance and Planning; Scott owns a Financial Planning practice, where he helps you fight off pirates and weather storms in your financial life.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Theresa Bartelle

San Antonio, TX
Bartelle's Financial Coaching
Remote
Meetings

I help women organize their money, eliminate financial chaos, and gain clarity with a simple, sustainable plan. As a Certified Financial Coach and Certified YNAB Coach, I provide practical, judgment-free guidance so you can take control and build lasting financial peace.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Lauren Mitchell

She/Her/Hers
San Francisco, California, United States
Budget With Lauren
Remote
Meetings

Together we’ll build a budgeting system that fits your actual life, unpack the habits and patterns shaping your spending, and create a plan that feels sustainable instead of restrictive. Whether you’re brand new to YNAB or feeling stuck, I offer a judgment free space with structure and accountability.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kinley Prince

Greenville, South Carolina, United States
House of Prince Financials
Remote & In-Person
Meetings

I believe money should support your life, not control it. YNAB drastically changed my relationship with money and I know it can for you as well. I help individuals and families use YNAB to gain clarity, confidence, and peace—building a plan that reflects what matters most to you.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Dana Puzey

she/her/hers
Maryland, United States
Mosaic Money Coach
Remote
Meetings

Dana dreams of a world where more people are leveraging their money to reflect their values. If you are interested in building healthy habits to align your money with what truly matters in your life, let's get started!

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Kelly W. Barber

She/Her
Roanoke Rapids, North Carolina, United States
KWB & CO
Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Michelle Anderson

She/Her
San Diego, California, United States
Budgeting with Mitch
Remote
Meetings

I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Donna Ferris

she/her
Port Orchard, Washington, United States
Real Life Budget Coaching
Remote & In-Person
Meetings

I help individuals and couples find freedom, clarity and peace with their money. With years of hands-on bookkeeping and business tax experience working closely with small business owners, I bring real-world financial expertise to every session — no judgment, no rigid plans, just a budget built around your real life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kathryn Hanna

she/her
Chandler, Arizona, United States
Making Your Money Matter
Remote & In-Person
Meetings

My passion is helping young professionals align their money with what matters most (10 years of using YNAB has shown me the impact this can have!). As a CPA and CFP®, I help people gain confidence and control over their cash flow, plan for taxes, and spend on what brings them joy, without guilt.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Leyda Cordova

She/Her/Hers
Cary, North Carolina, United States
Cherry Blossoms LLC
English, Tagalog, Cebuano
Remote & In-Person
Meetings

Let me help you build a plan that's practical, empowering, and yours. Through YNAB coaching, you’ll gain clarity, peace of mind, and control over your finances. Together, we’ll create a spending plan that supports your goals, reduces stress, and helps you live a more intentional, fulfilling, and energized life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Ryan Page

Nashville, Tennessee, United States
Backpocket CPA
Remote
Meetings

I help entrepreneurs organize their finances through outsourced CFO services, cleaning and maintaining bookkeeping, and budget coaching. Let’s chat and see if we’re a good fit!

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Robertson

She/Her/Hers
Boston, Massachusetts, United States
Studio Robertson
Remote
Meetings

I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Trevor Vance

Marysville, Washington, United States
Intentional Budgets
Remote & In-Person
Meetings

I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Corbin Walls

He/Him/His
Washington, DC
Walls Coaching
Remote
Meetings

I help students, early-career professionals, and young couples build calm, confident money habits using the YNAB method. My coaching focuses on clear structure, accountability, and sustainable budgeting practices—without shame or judgment—so clients can reduce stress, gain control, and feel confident navigating financial transitions.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Noreen Keesey

She/Her
Bismarck, North Dakota, United States
Thresholds, LLC
Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Darío Martínez

Santo Domingo, Dominican Republic
Sal de la Olla
Spanish, English
Remote
Meetings

¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Lindsey Ciarrocca

Carlisle, Pennsylvania, United States
The Exuberant Elephant
Remote
Meetings

Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jeni Hall

She/Her
New Hampshire, United States
Your Budgeting Coach
Remote & In-Person
Meetings

I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Christine MacLaren

Winston Salem, North Carolina, United States
Breathe Again Budgets
Remote & In-Person
Meetings

Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Julie Dunscomb

Portland, Oregon, United States
Remote & In-Person
Meetings

New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
YNAB Certified Coach badge

Ruth Liebel

Boise, Idaho, United States
Ruth Liebel Financial Coaching
Remote
Meetings

I help high-capacity, faith-filled women become undeniably skilled with money—so they can lead their family’s finances with confidence, peace, and purpose. Through my different Abundant Budgets™ programs, I teach women to build systems that turn good household income into lasting abundance.

Focus Areas
Small Business Owners
College Grads
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Em Lowing

they/them
Philadelphia, Pennsylvania, United States
Root to Crown
Remote & In-Person
Meetings

My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Diamond Towns

She/Her
Columbus, Ohio, United States
Diamond Wealth Group
Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Tyler Smith

Lehi, Utah, United States
Tyler Smith Consulting LLC
Remote
Meetings

Still feel like you're doing YNAB wrong? You're not alone. I help high earners who've tried YNAB but still feel stuck. Book a free session to experience personalized support and finally make YNAB click with a setup that delivers clarity, confidence, and momentum.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions

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