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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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Remote & In-Person
Meetings

I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Remote & In-Person
Meetings

Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
YNAB Certified Coach badge

Nick Kaylor

He/Him
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McKinney, Texas, United States
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Budget Better LLC
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Remote & In-Person
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Taj Chiu

She/Her
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Pasadena, California, United States
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Taj Johnson Chiu Coaching
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Remote & In-Person
Meetings

Coaching is a partnership between you and me. We go exploring together in your world. We find the things that are working, and the things that aren't, and then we search around for ways to improve them. We talk, we explore, we experiment. It's fun!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Matt Lenhart

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Pittsburgh, Pennsylvania, United States
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Matt Lenhart Coaching
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Remote
Meetings

I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Sareeta Lopez

She/Her
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Vancouver, British Columbia, Canada
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Remote
Meetings

Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Julia McCleave

She/Her
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Halifax, Nova Scotia, Canada
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Fresh Start Money Coaching
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English
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Remote
Meetings

Make a fresh start with your finances, find peace of mind about money, and reach your goals! As a money coach and certified YNAB coach since 2022, I know how to ask the right questions, provide encouragement, and (gently) keep you accountable.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Remote & In-Person
Meetings

Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
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Portland, Oregon, United States
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Remote
Meetings

As a YNAB, money & life coach, I can help you get your finances under control once and for all. Whether you need to get (re)started, fine-tune your YNAB skills, let go of limiting beliefs, or create new habits, you can build a financial foundation that truly supports you.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kacy Smith

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San Diego, California, United States
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Kacy Smith Corp.
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Remote
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Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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Remote
Meetings

It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Amanda Perez

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Corona, California, United States
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Amplified Budget
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Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Galt Dunn

He/Him
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Sacramento, California, United States
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Dunn Budget Coaching
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Remote & In-Person
Meetings

I want to help others confidently make good decisions around money, and enjoy teaching the software in an easy-going and non-judgmental space. I offer prorated YNAB technical assistance, helping individuals or couples develop budget plans that work for them, and a beginner-friendly introduction to budgeting and personal finance generally.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Loyd McGuire

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Phoenix, Arizona, United States
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Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Joe Ahrens

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Snellville, Georgia, United States
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Joe Ahrens Consulting LLC
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Remote & In-Person
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Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Remote & In-Person
Meetings

Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Sarah Menini

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Dallas, Texas, United States
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Make Money. Spend Money.
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Remote & In-Person
Meetings

Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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Remote
Meetings

I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Susan B.

She/Her
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Florida, United States
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Getting Out from Going Under Publishing
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Remote
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I'm a recovering compulsive debtor and spender. Since 2010, I've helped others who suffer from this addiction develop their spending plan and learn how to work with it using YNAB. I also offer YNAB troubleshooting and YNAB "Do It For You" services.

Focus Areas
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Whitney Farmer

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Alexandria, Virginia, United States
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Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
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Portland, Oregon, United States
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The Friendly Spreadsheet LLC
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Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Diamond Towns

She/Her
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Columbus, Ohio, United States
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Diamond Wealth Group
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Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
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Eric Hout

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Pennsylvania, United States
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New Trajectories LLC
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Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
College Grads
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Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Coyote Jackson

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California, United States
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Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Scott Stillman

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Clear Lake, Texas, United States
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Scott Stillman
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Remote & In-Person
Meetings

I am YOUR Financial Coach. From Budgeting and Investments to Insurance and Planning, talk to me for help charting your financial path. I own a Financial Planning Practice with 20+ years of helping people fight off the pirates and weather the storms in their financial life.

Focus Areas
No items found.
YNAB Certified Coach badge

Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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Remote & In-Person
Meetings

I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Brett Schaffner

He/Him
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Quito, Ecuador
Briefcase icon
Chat bubble
English, Spanish
Icon of two people
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Em Lowing

they/them
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Philadelphia, Pennsylvania, United States
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Root to Crown
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Remote & In-Person
Meetings

My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Terri Hughes

She/Her
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Norfolk, Virginia, United States
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Budget Harmony
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Remote & In-Person
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Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Margo Nelson

She/Her
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Tucson, Arizona, United States
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Margo Blackstone Coaching
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Helping world-changing women get right with money. Margo blends YNAB coaching with emotional and spiritual work (using a variety of modalities but primarily IFS) and approaches budgeting as a mindfulness practice.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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Remote & In-Person
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As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kaylie Stokes

She/Her
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Sarasota, Florida, United States
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Remote & In-Person
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If you’re ready to develop a healthier relationship with money, gain clarity around your finances, and build confidence and competence to put your money to work creating the life you desire, schedule a free introductory call today! Together we can master your money mindset and make YNAB work for you.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
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Easthampton, MA, United States
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Reimagine.works Financial Coaching
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I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Dustyn Roberts

she/her
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Philadelphia, PA, United States
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Fiscal Therapy
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By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jen Fuhler

She/Her
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Edwardsville, Illinois, United States
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Money is all about storytelling. I am a college English and literature professor who works with individuals and families to better understand the stories impacting their finances, decisions, and goals. My coaching focuses on active listening and offering perspective to help clients meet goals.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Laurie Dunne

She/Her
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Portland, Oregon, United States
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My Evolving Wealth
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Everyone deserves to thrive—not just survive—financially. I combine emotional clarity with the practical power of YNAB to help you align your spending with your goals and values. My step-by-step approach brings structure, insight, and support so every financial decision moves you closer to the life you truly want.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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