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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Emily Gowen

she/her
Vermont, USA
PDX Money Coaching
Remote
Meetings

Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristen Donnellan

Fort Worth, Texas, United States
Kristen Donnellan Coaching
Remote & In-Person
Meetings

YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Faisal Almutlaq

Saudi Arabia/Bahrain
Arabic, English
Remote & In-Person
Meetings

Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
YNAB Certified Coach badge

Noreen Keesey

She/Her
Bismarck, North Dakota, United States
Thresholds, LLC
Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Natalie Graham

She/Her
Tucson, Arizona, United States
Go From Broke
Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Diamond Towns

She/Her
Columbus, Ohio, United States
Diamond Wealth Group
Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Christine MacLaren

Winston Salem, North Carolina, United States
Breathe Again Budgets
Remote & In-Person
Meetings

Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Trevor Vance

Marysville, Washington, United States
Intentional Budgets
Remote & In-Person
Meetings

I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Ashley Wong

She/Her/Hers
Kingston, Washington, USA
Madrona Money
Remote & In-Person
Meetings

I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kerrie Saephanh

she/her
Oakland, California, United States
Mindful Budgets
Remote
Meetings

I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Joe Ahrens

Snellville, Georgia, United States
Joe Ahrens Consulting LLC
Remote & In-Person
Meetings

Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Matt Renwick

He/Him
Mineral Point, Wisconsin, United States
Budget Coaching for Educators
Remote & In-Person
Meetings

I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kim Fisher

Virginia, United States
Wealth Building with Kim
Remote
Meetings

Learn how to easily set up and use YNAB so it works for you—even if you’ve felt lost or stuck before. I’ll guide you through creating a budget that fits your real life, and mapping out your Dream Life Spending Plan so your money finally supports the life you want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Lindsey Hardegree

She/Her
Atlanta, Georgia, United States
Get Organized Y’all
Remote
Meetings

By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ruth Liebel

Boise, Idaho, United States
Ruth Liebel Financial Coaching
Remote
Meetings

I help high-capacity, faith-filled women become undeniably skilled with money—so they can lead their family’s finances with confidence, peace, and purpose. Through my different Abundant Budgets™ programs, I teach women to build systems that turn good household income into lasting abundance.

Focus Areas
Small Business Owners
College Grads
YNAB Certified Coach badge

Kinley Prince

Greenville, South Carolina, United States
House of Prince Financials
Remote & In-Person
Meetings

I believe money should support your life, not control it. YNAB drastically changed my relationship with money and I know it can for you as well. I help individuals and families use YNAB to gain clarity, confidence, and peace—building a plan that reflects what matters most to you.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Ellen Oliver

She/Her
Blacksburg, Virginia, United States
Capricorn Bookkeeping & Consulting, LLC
Remote
Meetings

I support business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Michelle Anderson

She/Her
San Diego, California, United States
Budgeting with Mitch
Remote
Meetings

I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Michael Collison

Charlotte, North Carolina, United States
Your Fire Journey
Remote
Meetings

If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Trent Ladle

Stansbury Park, Utah, United States
Master Budget Coaching
Remote & In-Person
Meetings

Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Marin Laukka

She/Her
Twin Cities, Minnesota, United States
Yes&, LLC | Joyful BudgetingTM
Remote
Meetings

I support individuals experiencing sudden wealth and the emotional whiplash that comes with it. Using psychology and practical tools, we build a values-based cash flow system you actually like using, so money stops feeling stressful or secret and starts supporting the life you want next.

Focus Areas
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Joy Schell

She/Her/Hers
Grand Isle, Vermont
Supportive Solutions, LLC
Remote & In-Person
Meetings

YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Julia McCleave

She/Her
Halifax, Nova Scotia, Canada
Fresh Start Money Coaching
English
Remote
Meetings

Helping financial late bloomers take control of their money with practical, judgment-free coaching. I specialize in building realistic systems for managing money that work in real life, whether you’re new to YNAB, starting over after a life transition, or finally ready to focus on your financial future.

Focus Areas
Couples
Variable Income
Life Transitions

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