YNABing

What’s the Difference Between Budget vs. Bank Account?

Jesse Mecham

February 25, 2019

YNAB let's you see your money from two different angles—in your bank accounts or in your budget. Same money, different organization.

You, Too, Can Fall in Love with Budgeting.

Shannon Marie

February 14, 2019

Imagine saying goodbye, forever, to your student loans or never worrying about when your next payday is, all while enjoying the process of budgeting.

All About Budget Reconciliation

Shannon Marie

February 11, 2019

Budget reconciliation is the key to creating harmony between your budget and your bank accounts. Learn how (and why!) to reconcile in YNAB.

Budget Your Way to the Exciting Side of Boredom

Shannon Marie

February 4, 2019

My budget is predictable. It’s boring. And, with a little fun money along the way, it’s the most satisfying kind of boredom there is!

Plan Your Impossible Dream

Shannon Marie

January 28, 2019

Budgeting has a bad rap for being restrictive, but what if you looked at it as a ticket to your biggest, best life, instead?

For Financial Success, Adopt a Kondō Attitude.

Shannon Marie

January 24, 2019

The reward for decluttering your home or tidying up your finances is less anxiety, more breathing room (literal and metaphorical) and fresh potential.

How to Manage a Credit Card (Any Credit Card!) in YNAB

Ernie Reppe

January 23, 2019

A quick walk-through on how to use credit cards in YNAB, stay on budget and finally crush your debts. It's all possible, and here's how!

Your Bank Balance Blind Spot

Shannon Marie

January 22, 2019

Beware. If you make financial decisions based on your bank balance (instead of your budget categories), you’re operating with a blind spot.

I’m a Budgeter and I Love Eating Out

Jacob Lewis

January 17, 2019

You’ve probably even been told that dining out is the very first thing you should cut back on—but doesn’t that make you cringe? It did me.

Start Budgeting in Just One Hour

Shannon Marie

January 15, 2019

Want to start budgeting but don't know where or how to start? Don't overcomplicate it. Just get started. Find 60 minutes and get going!

How Do I Know How Much to Budget?

Shannon Marie

January 8, 2019

When you're creating a budget for the first time, how do you know how much to budget for certain expenses? Here's a little trick.

The Unofficial YNAB Support Starter Kit

Shannon Marie

January 1, 2019

To stay motivated and boost your chances for success, you need more than good intentions. Check out YNAB's unofficial support starter kit!

Master Your Variable Income in Two Steps

Kat Hickey

November 30, 2018

Budgeting is a journey, my friend, and this is the story of how one couple finally figured out how to get a grip on variable income.

Why Budgeting is Perfect for Irregular Pay Cycles

Shannon Marie

November 26, 2018

Can you budget with variable income? Yes! In fact, your budget is the key to making sure that you’re never caught empty-handed.

How Much Money Should You Keep in Checking?

Erin Lowell

November 12, 2018

Finally, an answer to the age-old question, "How much money should I keep in my checking account?" The answer is simpler than you think!

Are Your Budget Categories Earning Their Keep?

Erin Lowell

October 10, 2018

There are two considerations that will help you decipher the precise number of categories that you need: simplicity and awareness.

Make Your Budget Sticky with Goals That Inspire

Shannon Marie

September 20, 2018

When you have money, you spend it. But, when you have money and goals, you set aside some of that cash to make your goals a reality.

Budgeting: An Action-Driven Pep Talk

Shannon Marie

September 4, 2018

You might be surprised how much satisfaction you’ll feel when you make spending decisions that support your long-term happiness.

Keep Your Budget Simple & Avoid Decision Fatigue

Shannon Marie

August 22, 2018

One of the biggest benefits of budgeting is peace of mind—a huge perk when you consider we only have so much cognitive energy.

In Times of Financial Struggle, Keep the Truth in Front of You

Mark Butler

July 2, 2018

My friend started a budget. His situation isn't easy, but during this struggle, it’s crucial that he keep his financial truth in front of him.

6-Step YNAB Checkup

Shannon Marie

June 20, 2018

There are six more months to go this year, and it's the perfect time for a financial checkup. So get focused and show your 2018 resolutions who’s boss!

3 Steps to Save Money Faster

Erin Lowell

June 10, 2018

Want to save money faster? Here’s a little game that can help you save $30 to $100 more per month – without affecting your quality of life.

How Tracking Accounts Work in YNAB

Ben Barlowe

June 1, 2018

If you like to keep things simple, don’t worry about tracking accounts and just focus on your budget. If you’re way-deep into personal finance nerdery, then you might enjoy tracking accounts for the insight ...

Rainy Day Funds: What Are They and Do You Need Them?

Jesse Mecham

May 16, 2018

Wondering what a rainy day fund is? We'll explain what rainy day funds are and why you need 'em in this post.

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New to organizing your finances (or maybe new to YNAB?) Pop the bubbly, you’re here! Check out the most popular posts about how to be a better money manager.

New to organizing your finances (or maybe new to YNAB?) Pop the bubbly, you’re here! Check out the most popular posts about how to be a better money manager.

Learn the whys and hows of money management

New to YNAB? Start Here!

We’re a Spendfulness App Now. We Always Were.

Top 10 Frequently Asked YNAB Questions

Other resources…

Getting Started with YNAB

The Budget Nerds Podcast

The Jesse Mecham Show

13 Expenses You're Forgetting to Budget For

Irregular Income

What’s the Difference Between Budget vs. Bank Account?