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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Elizabeth Snyder

She/Her
Bellingham, Washington, United States
Trail Financial Planning LLC
Remote & In-Person
Meetings

I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Matt Lenhart

Pittsburgh, Pennsylvania, United States
Matt Lenhart Coaching
Remote
Meetings

I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Elizabeth Schuhr

She/Her
Roswell, Georgia, United States
elizabudget
Remote
Meetings

Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Amy Aston

She/Her
Franklin, Tennessee, United States
Budgets by Design
Remote & In-Person
Meetings

Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Julie Dunscomb

Portland, Oregon, United States
Remote & In-Person
Meetings

New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
YNAB Certified Coach badge

Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jacqueline Keeley

she/her/hers
New York City, New York, United States
The Wealthy Artist Collective
ASL
Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Candida Stamp

She/Her/Hers
Athens, Ohio, United States
Big Time Bookkeeping, LLC
Remote
Meetings

I help small business owners use the YNAB method to confidently manage their money and make spending decisions based on their personal and business vision. My ideal clients are service-based and craft business owners who want to live off their business income. I also provide bookkeeping services using QuickBooks Online.

Focus Areas
Couples
Small Business Owners
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nick Smith

He/Him
Alexandria, Virginia, United States
Personal Wealth Adventures, LLC
Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Litsa DeJulio

she/her/hers
Connecticut, United States
LD Coaching LLC
Remote
Meetings

I help single adults manage their time, money and energy. Through my signature 1:1 coaching program, Cashflow Confidence, we build a flexible, values-based budget that supports your real life — not someone else’s. Together, we simplify your finances and make space for the life you actually want to live.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jack Brady

Milford, New Hampshire, United States
Budget for Life
Remote & In-Person
Meetings

Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Hayley Brown

she/her/hers
Athens, Georgia, USA
Hello Wealth
Remote & In-Person
Meetings

If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Michael Collison

Charlotte, North Carolina, United States
Your Fire Journey
Remote
Meetings

If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
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YNAB Certified Coach badge

Spencer Lutvak

New York, New York, United States
Budget with Spencer
Remote & In-Person
Meetings

Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions
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Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Nick Kaylor

He/Him
McKinney, Texas, United States
Budget Better LLC
Remote & In-Person
Meetings

Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emelia Benitez

Waxahachie, Texas, United States
Emilian Services, LLC.
Spanish, English
Remote & In-Person
Meetings

Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristin Economos

she/her
Des Moines, Iowa, United States
The Life Skills Launch
Remote
Meetings

Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
YNAB Certified Coach badge

Michelle Anderson

She/Her
San Diego, California, United States
Budgeting with Mitch
Remote
Meetings

I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Dana Puzey

she/her/hers
Maryland, United States
Mosaic Money Coach
Remote
Meetings

Dana dreams of a world where more people are leveraging their money to reflect their values. If you are interested in building healthy habits to align your money with what truly matters in your life, let's get started!

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
YNAB Certified Coach badge

Whitney Farmer

Alexandria, Virginia, United States
Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Marian Carroll

Morris County, New Jersey, United States
The Budget Workshop
Remote & In-Person
Meetings

I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Krish Anders

She/Her
Fort Collins, Colorado, USA
Pen Your Path
Remote & In-Person
Meetings

I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Katharine Williams

United Kingdom
Centre Stage Money
Remote
Meetings

I can work with you to transform your financial situation: in your personal finances, your small business, or both.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Natalie Graham

She/Her
Tucson, Arizona, United States
Go From Broke
Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Bobbi Olson

La Habra, California, United States
All About The Budget
Remote
Meetings

My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
Austin, Texas, USA
Start Your Finances Right
Hindi, Bengali, English
Remote
Meetings

I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Lindsey Ciarrocca

Carlisle, Pennsylvania, United States
The Exuberant Elephant
Remote
Meetings

Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Amanda Perez

Corona, California, United States
Amplified Budget
Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Kacy Smith

San Diego, California, United States
Kacy Smith Corp.
Remote
Meetings

Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income

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