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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Terri Hughes

She/Her
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Norfolk, Virginia, United States
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Budget Harmony
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Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
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Sarah Menini

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Dallas, Texas, United States
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Make Money. Spend Money.
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Remote & In-Person
Meetings

Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
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Heather Emerick

She/Her
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Vienna, Virginia, United States
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DiploBudgets
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Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Jacqueline Keeley

she/her/hers
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New York City, New York, United States
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The Wealthy Artist Collective
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ASL
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Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
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Easthampton, MA, United States
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Reimagine.works Financial Coaching
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Remote
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I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
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Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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Remote & In-Person
Meetings

I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
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Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Holly Grosvenor

She/Her
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Fairfax Station, Virginia, United States
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Microstuff LLC
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Since 2018, Holly Grosvenor has been a financial coach, helping families gain financial confidence to take control of their lives and guide them towards financial independence. She provides one-on-one coaching on basic personal finances.

Focus Areas
Couples
Variable Income
College Grads
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Dustyn Roberts

she/her
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Philadelphia, PA, United States
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Fiscal Therapy
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Remote
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By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
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Julie Dunscomb

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Portland, Oregon, United States
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New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
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Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
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Em Lowing

they/them
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Philadelphia, Pennsylvania, United States
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Root to Crown
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My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
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Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Spencer Lutvak

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New York, New York, United States
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Budget with Spencer
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Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
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Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Taj Chiu

She/Her
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Pasadena, California, United States
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Taj Johnson Chiu Coaching
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Coaching is a partnership between you and me. We go exploring together in your world. We find the things that are working, and the things that aren't, and then we search around for ways to improve them. We talk, we explore, we experiment. It's fun!

Focus Areas
Couples
Variable Income
Small Business Owners
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Joy Schell

She/Her/Hers
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Grand Isle, Vermont
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Supportive Solutions, LLC
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YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
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Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
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Sarah Elledge

She/Her
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Mineral Wells, Texas, United States
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Every Penny Accounts
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Meetings

My passion is to help people live wealthier and feel better about their finances every single day. I do this by helping you recognize your obstacles, discover your goals, and ensure you’re having fun along the way!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

Focus Areas
No items found.
YNAB Certified Coach badge

Leyda Cordova

She/Her/Hers
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Cary, North Carolina, United States
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Chat bubble
English, Tagalog, Cebuano
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Remote & In-Person
Meetings

How much does it cost to be you? Don't panic if you don't know. I can help you get the numbers to this deceptively simple question as we work together. I'll also prompt you to consider your money and your unique priorities to reflect your real values in your budget.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Julia McCleave

She/Her
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Halifax, Nova Scotia, Canada
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Fresh Start Money Coaching
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English
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Remote
Meetings

Make a fresh start with your finances, find peace of mind about money, and reach your goals! As a money coach and certified YNAB coach since 2022, I know how to ask the right questions, provide encouragement, and (gently) keep you accountable.

Focus Areas
Couples
Variable Income
Life Transitions
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Tyler Smith

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Lehi, Utah, United States
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Tyler Smith Consulting LLC
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Remote
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Still feel like you're doing YNAB wrong? You're not alone. I help high earners who've tried YNAB but still feel stuck. Book a free session to experience personalized support and finally make YNAB click with a setup that delivers clarity, confidence, and momentum.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Stephanie Berman

She/Her
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Washington
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Your Neurodivergent Money Coach
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Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Kaylie Stokes

She/Her
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Sarasota, Florida, United States
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Remote & In-Person
Meetings

If you’re ready to develop a healthier relationship with money, gain clarity around your finances, and build confidence and competence to put your money to work creating the life you desire, schedule a free introductory call today! Together we can master your money mindset and make YNAB work for you.

Focus Areas
Couples
Variable Income
College Grads
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Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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Remote
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I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Rasheeda Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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Remote
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I help women—especially overextended Superwomen—ditch money stress and build budgeting systems rooted in real life. Whether you need a YNAB setup, ongoing YNAB bookkeeping, or some help navigating YNAB, I’ve got you. My approach is simple, judgment-free, and built to support freedom, not perfection.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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Remote & In-Person
Meetings

I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Whitney Farmer

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Alexandria, Virginia, United States
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I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chelsea Hester

She/Her
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New York, New York, United States
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Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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Remote
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kristin McGlothlin

She/Her
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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Irina Iurcisin

She
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Kyiv, Ukraine
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One Family Budget
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Ukrainian, Romanian, Russian, English
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Remote & In-Person
Meetings

I help busy working mothers and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Wave Melen

They/Them/She/Him
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Eugene, Oregon, United States
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Financial Coaching with Wave
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Remote & In-Person
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Hi! I'm your Hella-Queer, Financial Wizard, and Best Friend in the Epic Adventure of Money Mastery. I have been tossing glitter bombs into the gray world of finance for over seven years. I help folks like you embrace their Financial Adventure so that we can live Wild and Free!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Anna Diemer

They/Them
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Asheville, North Carolina, United States
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Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Mark Mastalski

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Aurora, Colorado, United States
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Mastalski Coaching & Consulting
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It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Remote
Meetings

Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jack Brady

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MILFORD
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Budget for Life
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Remote & In-Person
Meetings

Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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Remote & In-Person
Meetings

I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Joy Triolo

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Sugar Hill, GA, United States
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www.thejoyofbudgeting.com by EAGLEJOYLLC
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Welcome, Joy here. My passion is Empowering 60y+ Christian Single Wealthy (1M+) Working Woman to become humbly confident money managers using YNAB.com! As a long-time YNABer and grateful certified YNAB coach, I love giving value working with smart wealthy 60y+ Christian Woman in Life Transitions of Singleness: Divorce, Widow, and Retirement.

Focus Areas
Retirees
Life Transitions
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Bobbi Olson

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La Habra, California, United States
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All About The Budget
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Lindsey Ciarrocca

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Carlisle, Pennsylvania, United States
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The Exuberant Elephant
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Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
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