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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Annette Althuizen

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Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
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Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Amy Aston

She/Her
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Franklin, Tennessee, United States
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Budgets by Design
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Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
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Anita O’Neal

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Dallas, Texas, United States
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Powerful People Plan
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As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
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Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
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Matt Lenhart

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Pittsburgh, Pennsylvania, United States
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Matt Lenhart Coaching
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I help individuals and families who are new to budgeting get started with YNAB and ensure their spending habits match their priorities. As an experienced software coach, I hope to make learning app-based personal finance simple and straightforward.

Focus Areas
Couples
College Grads
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Marian Carroll

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Morris County, New Jersey, United States
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The Budget Workshop
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I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Mika Marcondes de Freitas

He/Him/His
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Campinas, Brazil
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Not Mad Yet
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English, Portuguese
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I'm an ordinary person. I attribute my successes to simply taking my dreams seriously and intentionally pursuing them, along with excellent tools like YNAB, which have helped me align my actions with my goals. I've learned how to access and use these tools, and now I can teach you, too.

Focus Areas
Couples
Variable Income
Life Transitions
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Diamond Towns

She/Her
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Columbus, Ohio, United States
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Diamond Wealth Group
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Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
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Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
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Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
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Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

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Couples
Variable Income
Small Business Owners
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Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Andrew Parks

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St Charles, Illinois, United States
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Momentum Strategic Advisors
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Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
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Whitney Farmer

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Alexandria, Virginia, United States
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I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Sareeta Lopez

She/Her
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Vancouver, British Columbia, Canada
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Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Kristin Wade

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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Abigail Dankwa

She/Her/Hers
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London, United Kingdom
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The Mindset Exchange
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I am a TV Director who has used YNAB for over 10 years, after graduating film school and becoming a self-employed freelancer, earning a (very!) variable income. YNAB helped me even out the high-earning months to balance the non-existent ones, and I couldn't be more grateful.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kristina Letendre

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Charles Town, West Virginia, United States
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Beyond Budgeting Solutions
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As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
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Lindsey Ciarrocca

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Carlisle, Pennsylvania, United States
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The Exuberant Elephant
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Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
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Bobbi Olson

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La Habra, California, United States
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All About The Budget
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
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Cortney Kaveh

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McMinnville, Oregon, United States
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Northwest Money Coaching LLC
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Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Joy Triolo

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Sugar Hill, GA, United States
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www.thejoyofbudgeting.com by EAGLEJOYLLC
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Welcome, Joy here. My passion is Empowering 60y+ Christian Single Wealthy (1M+) Working Woman to become humbly confident money managers using YNAB.com! As a long-time YNABer and grateful certified YNAB coach, I love giving value working with smart wealthy 60y+ Christian Woman in Life Transitions of Singleness: Divorce, Widow, and Retirement.

Focus Areas
Retirees
Life Transitions
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Maggie Weinreb

She/Her
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Tarrytown, New York, United States
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Technically Maggie
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Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Susan B.

She/Her
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Florida, United States
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Getting Out from Going Under Publishing
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I'm a recovering compulsive debtor and spender. Since 2010, I've helped others who suffer from this addiction develop their spending plan and learn how to work with it using YNAB. I also offer YNAB troubleshooting and YNAB "Do It For You" services.

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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Jessica Nethers

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Cincinnati, Ohio, United States
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Start Smart Budget Coaching
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Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
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Julie Dunscomb

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Portland, Oregon, United States
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New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
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Taj Chiu

She/Her
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Pasadena, California, United States
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Taj Johnson Chiu Coaching
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Coaching is a partnership between you and me. We go exploring together in your world. We find the things that are working, and the things that aren't, and then we search around for ways to improve them. We talk, we explore, we experiment. It's fun!

Focus Areas
Couples
Variable Income
Small Business Owners
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Jan Tell

She/Her
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Grand Island, Nebraska, United States
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Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

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Couples
Retirees
College Grads
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Shabbar Kassam

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London, UK
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I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
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Jessica Koch

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Calgary, Alberta, Canada
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Koch Legal & Financial Solutions
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I am a Certified YNAB coach, graduate of the Financial Coach Academy, licensed financial advisor, and former family lawyer. I specialize in helping newly single people get their financial lives back in order.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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I'll help you gain control over your spending so you save more money for the things you love. We'll optimize your YNAB so you can buy a home, save for an emergency fund, get out of debt, and pay cash for that next vacation.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
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Kelly Kolb

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Milford, Nebraska, United States
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47sky
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My aim is to provide clients with clarity regarding their money. Whether your goal is to get out of debt, save for your dream vacation or just have peace of mind surrounding money, I can help.

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Darío Martínez

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Santo Domingo, Dominican Republic
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Sal de la Olla
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Spanish, English
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¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
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Stephanie Berman

She/Her
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Pacific Northwest, United States
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Your Neurodivergent Money Coach
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Focus Areas
Variable Income
Small Business Owners
College Grads
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Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
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Easthampton, MA, United States
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Reimagine.works Financial Coaching
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I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
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Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Chelsea Alventosa

She/Her
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Bristol, England, United Kingdom
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The YNAB Coach
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English, Spanish
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If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Anna Diemer

They/Them
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Asheville, North Carolina, United States
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Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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