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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Hayley Brown

she/her/hers
Athens, Georgia, USA
Hello Wealth
Remote & In-Person
Meetings

If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
Kansas City, Missouri, United States
Budget With Nate, LLC
Remote
Meetings

I’m a soul-centered budget coach guiding individuals to experience money as a source of stability, empowerment, and purpose. Through a grounded yet intuitive approach, I help clients align their financial lives with their deepest values—transforming budgeting into an intentional, liberating practice that supports both practical freedom and spiritual growth.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Tara Whitaker

she/her
Illinois, United States
Tara Whitaker, Inc.
Remote
Meetings

As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Trent Ladle

Stansbury Park, Utah, United States
Master Budget Coaching
Remote & In-Person
Meetings

Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

AJ Frenzel

St. Paul, Minnesota, United States
MoneyDoula Coaching
Remote
Meetings

Coach, hand holder, real human person.

Focus Areas
No items found.
YNAB Certified Coach badge

Jen Fuhler

She/Her
Edwardsville, Illinois, United States
Remote
Meetings

Money is all about storytelling. Using my experience as a college English and literature professor, I designed a low-cost asynchronous coaching course that applies a literary lens to personal finance and budgeting. My 1:1 Story Session is limited to my "Story & Spreadsheet" course clients in a flipped coaching design model.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Lissa Lumutenga

She/Her
Los Angeles, California, United States
Lissa Lumutenga
Remote & In-Person
Meetings

I help women go from money-stress to money-confident by organizing cash flow, building safety nets, and growing wealth & abundance. I’m a CFP® professional, Accredited Financial Counselor®, YNAB superfan, and personal finance creator on YouTube, TikTok, and Instagram.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Sarah Menini

Dallas, Texas, United States
Make Money. Spend Money.
Remote & In-Person
Meetings

Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Ellen Oliver

She/Her
Blacksburg, Virginia, United States
Capricorn Bookkeeping & Consulting, LLC
Remote
Meetings

I support business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Small Business Owners
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Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jacqueline Keeley

she/her/hers
New York City, New York, United States
The Wealthy Artist Collective
ASL
Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Kimberley Demarest

Owensboro, Kentucky, USA
Be Knot Afraid LLC
Remote
Meetings

Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrea Liebross

She/Her/Hers
Zionsville, Indiana, United States
Andrea Liebross Coaching, LLC
English
Remote
Meetings

Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Amy Coroso

she/her
Bolton, Connecticut, United States
Real Talk Finance
Remote & In-Person
Meetings

Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Stephanie Berman

She/Her
British Columbia, Canada
True North Money Management: Your Neurodivergent Money Coach
Remote
Meetings

Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Katie Woolums

Denton, Texas, United States
Dollar Doula
Remote & In-Person
Meetings

I love dark chocolate, grueling hikes, and helping people get excited about finances. You know your relationship with money could be better - gotta nix some debt, financially prepare for life, or make a spending plan that both aligns with your values and fits your actual paycheck. I can help.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Christine MacLaren

Winston Salem, North Carolina, United States
Breathe Again Budgets
Remote & In-Person
Meetings

Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Jeni Hall

She/Her
New Hampshire, United States
Your Budgeting Coach
Remote & In-Person
Meetings

I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Thuy Kudsi

Los Angeles, California, United States
Clutter-Free Serenity
Remote & In-Person
Meetings

Raising a family costs money! I'm here to help support you to uncover where your money is going, create a plan for a healthy financial future and build the habits necessary to get there.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Laura Brinks

She/Her/Hers
Brantford, Ontario, Canada
Beyond the Brink Coaching
French
Remote & In-Person
Meetings

Hi! I'm Laura. I'm a teacher by profession, and have coached in a professional capacity for several years (teaching and supporting other teachers). I love to help people grasp concepts that I'm passionate about and understand well. I became YNAB certified in 2024 and hope to help others here, too.

Focus Areas
College Grads
Couples
Life Transitions
YNAB Certified Coach badge

Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
No items found.
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Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Holly Grosvenor

She/Her
Fairfax Station, Virginia, United States
Microstuff LLC
Remote
Meetings

I have been doing financial coaching part-time since 2018. I enjoy helping families gain financial confidence to take control of their lives and guide them towards financial independence. I provide one-on-one coaching on basic personal finances.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Katharine Williams

United Kingdom
Centre Stage Money
Remote
Meetings

I can work with you to transform your financial situation: in your personal finances, your small business, or both.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Kim Fisher

Virginia, United States
Wealth Building with Kim
Remote
Meetings

Have you tried budgeting before but still feel behind financially? I help women set up YNAB in a simple, realistic way that fits real life. Together, we'll reduce the overwhelm, clarify your priorities, and create a spending plan that helps you feel calmer and more confident with money.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Amanda Brink

Orlando, Florida, United States
Mindful Money Studio
Remote & In-Person
Meetings

Your money should support your life, not stress it. If you're building a life you love, but the money side feels chaotic, heavy or just permanently on the back burner, that's where I come in. I help business owners and professionals get financially organized, mentally clear and back in control.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Abby Hart

She/Her/Hers
Snohomish, Washington, United States
Hart of Learning
Remote & In-Person
Meetings

Hi! I am Abby Hart. I help clients build simple, personalized financial systems using YNAB so they can feel more organized, confident and in control of their money. My coaching focuses on practical strategies, habit building and creating routines that work in everyday life.

Focus Areas
Variable Income
College Grads
YNAB Certified Coach badge

Chelse Hounshell

She/Her
Lagrange, Kentucky, United States
Joyful Money Spend
Remote & In-Person
Meetings

My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
YNAB Certified Coach badge

Corbin Walls

He/Him/His
Washington, DC
Walls Coaching
Remote
Meetings

I help students, early-career professionals, and young couples build calm, confident money habits using the YNAB method. My coaching focuses on clear structure, accountability, and sustainable budgeting practices—without shame or judgment—so clients can reduce stress, gain control, and feel confident navigating financial transitions.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Meoz

She/Her/Hers
Portland, Oregon, United States
You Need A Family Budget Coach
Remote
Meetings

Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Eric Hout

Pennsylvania, United States
New Trajectories LLC
Remote
Meetings

Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
Retirees
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Maria Garcia-Leano

Houston, Texas, United States
Budgeting with Maria LLC
English, Spanish
Remote & In-Person
Meetings

I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jennifer "Jenna" Cropper

Spartanburg, South Carolina, United States
Fairforest Financial
Remote & In-Person
Meetings

Financial coach and CPA using YNAB to help individuals and families reduce stress, improve cash flow awareness, and make more confident financial decisions.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners

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