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New to organizing your finances (or maybe new to YNAB?) Pop the bubbly, you’re here! Check out the most popular posts about how to be a better money manager.

New to organizing your finances (or maybe new to YNAB?) Pop the bubbly, you’re here! Check out the most popular posts about how to be a better money manager.

Learn the whys and hows of money management

New to YNAB? Start Here!

Learn how to use the YNAB Method, give every dollar a job, and set up your first categories with beginner videos and guides.

We’re a Spendfulness App Now. We Always Were.

It doesn’t feel like we made up spendfulness, it feels like we found it. Dan breaks down what it means for you (spoiler: a life well spent).

Top 10 Frequently Asked YNAB Questions

You've got questions, we've got answers. Here are the 10 most frequently asked questions from new YNABers.

Feeling Overwhelmed With Budgeting?

Jesse Mecham
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May 21, 2012

When it comes to managing money, people are often overwhelmed at the thought of getting started. Good news: it's not as hard as you think.

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Dear Account Balance...It's Over

Jesse Mecham
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February 13, 2012

Dear Account Balance, I’m really, really sorry about this. I know, it being Valentine’s Day and all, my timing couldn’t be worse, but…I just can’t pretend any longer. It’s over. I know we’ve had some good times in the past.

Trying to Get a Month Ahead with Your Money? Read This

Jesse Mecham
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March 7, 2011

Rule Four, as I’ve talked about before, is budgeting bliss, your money Mecca. It’ll let you sleep better. You’ll be able to handle variable income with ease. Your bill-paying process will be studied by Harvard Business School students as a case for efficiency and effectiveness.

Life with Rule Four: Money Management Time-Saver

Jesse Mecham
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March 2, 2011

My guess is that you spend 4-8 hours per month “managing” your money. I use the word “managing” with plenty of definitional slack.

How to Sleep Better? Get a Budget

Jesse Mecham
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February 23, 2011

Here are just a few benefits of better sleep: Lower cholesterol and blood pressure. Why wouldn't you want better sleep? But it's elusive...

Is Budgeting Worth It?

Jesse Mecham
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February 22, 2011

I just had to share this. A YNABer reports the following, after helping their friend get started: For the first time in a very long time, he had a clear picture of where he spends his money, and more importantly, where he stands financially. The picture was not particularly happy-making, to be sure.

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The Power of Finite Resources. Why Rule One is 'Rule One'

Jesse Mecham
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February 10, 2011

My dear mother-in-law bought my oldest son (6 1/2), a bank that has three sections: Tithing (10%) Savings (45%) Fun Money (45%) It’s a budget :) My 4 1/2-year-old doesn’t have a bank yet (anyone have any recommendations on a good one that’s sturdy? And preferably makes only Fun Money and Tithing accessi

Trust your Budget and Close Some Accounts!

Jesse Mecham
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November 7, 2010

Can you imagine how simple things would be with one account? Think about it. No transfers, no wondering how to move things around.

Dear Budget: An Open Apology Letter to my Budget

Erin Lowell
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June 7, 2010

An open apology letter to my budget, which has supported my life while helping me reach my goals. I promise to stick to a budget from now on!

Activities that Raise Awareness (Whiteboard Wednesday)

Jesse Mecham
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March 31, 2010

We discuss both budgeting and data entry, and how different activities land on a y-axis of awareness (we want more awareness, keeping mind diminishing returns obviously).

Balancing Your Budget and Accounts (Whiteboard Wednesday)

Jesse Mecham
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March 18, 2010

Today we discuss a simple equation to help you balance your on-budget accounts with your budget.

Weighing Effort & Reward

Jesse Mecham
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February 3, 2010

Sometimes it makes sense to simplify your budget and take a lower effort approach, especially when un-needed complications are holding you back.

Budgeting: Important Questions Needing Answers

Jesse Mecham
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July 28, 2007

Three important questions to ask yourself as you build your budget that will set you up for financial success.

Learn How Living on a Budget is Peace

Jesse Mecham
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April 7, 2007

Peace comes from aligning your money with your goals. It comes from the decision to have your money do what you actually want it to do.

Waiting for the Perfect Month? Just Keep on Waiting

Jesse Mecham
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August 31, 2006

The normal month is the month where an unbelievable amount of unexpected things culminate and knock you financially off balance.

Budgeting: Have Fun with It (Part III)

Jesse Mecham
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December 19, 2005

Let’s face it, you need to have a bit of fun with your money. It’s vital to a functioning financial situation.

Budgeting: Finding Cash Flow (Part I)

Jesse Mecham
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December 8, 2005

I’ve decided I’m going to focus on the various advantages of budgeting. Yes – I call it budgeting. Yes – it involves writing down what you spend. Yes – it means you can’t spend willy nilly without reaping the consequences (well, you’ll reap the consequences whether you budget or not).

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Money Trick: Give Every Dollar a J-O-B

Jesse Mecham
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October 14, 2005

If someone were to ask me to give them one piece of advice regarding their money I would tell them one thing: Get on a written budget.

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