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Personal Finance

Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

Want to transform your financial life? Focus on these small healthy money habits today, and the effects will compound for your future.

8 Ways Rich People Think Differently

Ever wondered how rich people think differently? See the key factors in how they built their wealth and start putting them into practice.

6 Myths That Could Be Holding You Back Financially

We had the best of intentions, but it always goes off the rails. What if the real problem was that we've bought into lies that keep us stuck?

The Many (Tax) Benefits Of Charitable Giving

Jesse Mecham
|
December 13, 2016

It's "the most wonderful time of the year" so why not ruin it with a little talk about tax strategy, eh? Sugar plum fairies dance in some people's heads. My marginal tax rate and the timing of charitable contributions dance in my head. There's power in giving your money away. It asserts your authority.

Break The Paycheck To Paycheck Cycle

Jesse Mecham
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November 30, 2016

As soon as you break the cycle, you are able to back away from the financial edge, which allows you to make better decisions.

Want To Be A Better Budgeter? Count Your Blessings

Jesse Mecham
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November 23, 2016

Anything you can do to help yourself feel more gratitude will make you more content. The more content you are the better your budget will be!

Savers Beware: Money Alone Is Not A Priority

Lindsey Burgess
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November 22, 2016

You are good at saving that money. But how do you fare when something happens which requires you to use the money?

The Most Powerful Trick to Saving

Lindsey Burgess
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November 14, 2016

People are always looking for “tips and tricks” to make saving faster and easier. I mean, of course, they are. Because we all want to work smarter, not harder. Plus, saving is hard.

When Everything Around You Is In Flux...

Jesse Mecham
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November 11, 2016

Consider not just your money management, but also money principles that will keep you grounded when everything around you is in flux.

Getting Intentional with Your Financial Fitness

Lindsey Burgess
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October 11, 2016

I had a brief fling with a FitBit but lost interest and have since lost the thingamajig to charge it? So, that is probably the end of that.

How Are Your Emotions Messing With Your Money?

Lindsey Burgess
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October 3, 2016

We are emotional with money and is that a bad thing? Or can we operate within the the rules and carry on with our emotional selves?

Perfect Is The Enemy

Lindsey Burgess
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September 20, 2016

I have this fun, dare-I-say Pinterest-worthy gallery wall in my office full of photos and moose heads and inspirational sayings—some that are actually inspirational, and some that just make me laugh. One little sign says, “Believe in Your Selfie.” One says, “Trust me, you can Dance—Vodka."

But What If You Just Love Spending Money?

Lindsey Burgess
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September 10, 2016

If you have ever thought you could never stick to a budget because you just “love to spend money so much”—we’ve got a success story for you.

The Ultimate Rule Two Expense

Lindsey Burgess
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September 6, 2016

We talk a lot about the importance of funding your Rule Two categories because it is really important.

Are You Working For A Paycheck Or Your Freedom?

Lindsey Burgess
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September 5, 2016

The more money we have saved, the more we budget for the future, and the more respect we have for every dollar, the more options we have.

The Secret of Contentment

Jesse Mecham
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August 24, 2016

Everything we do at YNAB has a pretty singular goal: To help people reduce financial stress. And one of the best ways we can do that is to make your financial life very boring. Just so incredibly boring. As the boring-ness of your finances increase, so does your contentment, peace, and control.

What Should I Be Saving For?

Lindsey Burgess
|
June 21, 2016

You are saving money and that is good. But what are you saving for? And what should you be saving for? Luckily, this is the fun part.

What If Giving Money Away Is Actually Best For You?

Lindsey Burgess
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June 9, 2016

They say, it is better to give than to receive. But who are “they” really, and how do “they” know, because receiving can be pretty awesome. I still don’t know who “they” are, I just know from my own experience that giving is a powerful and important practice. For us, it is a priority.

Bill Me Later, Bill Me More

Jesse Mecham
|
April 5, 2016

You don't want to have your priorities forced on you by past you that ran up a big tab that you are stuck paying in the here and now.

Why Debt Gets Us Fired Up

Jesse Mecham
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February 10, 2016

It's a forced obligation. A forced priority. And you have to do something about it. So, the question is just how intense do you want to be?

January vs. December

Jesse Mecham
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January 26, 2016

January is the antithesis of December. Think about it. December is all about the spending. And January is all about opening that credit card bill. I'm mostly speaking to those of you that maybe weren't following the YNAB way in 2015, or let the holiday spirit get the best of you.

Little Things Can Add Up To Big Things

Jesse Mecham
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November 18, 2015

If little things add up to something big, you should continue doing those things and not feel bad about it. Yes, I'm talking about lattes.

What if Saving Without A Purpose Isn’t Saving at All?

Lindsey Burgess
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August 25, 2015

From Podcast #185: Saving Without A Purpose Isn’t Saving At All, the one in which Jesse makes a case for saving with a purpose. So, what are you saving for? And does it really matter? Yes.

Are Credit Cards Bad?

Jesse Mecham
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June 16, 2015

Credit cards aren't inherently bad. People using credit cards can get themselves into trouble. Credit cards themselves? They aren't the problem.

From Missed Mortgage Payments to Vacation Funds

Lindsey Burgess
|
May 15, 2015

To those who are currently feeling desperate: the small, day-to-day decisions will start to add up and soon will feel like progress.

An Experiment in Credit Card Churning

Jesse Mecham
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May 1, 2015

The experiment with credit card churning started because Julie and I realized that our travel budget is an important line item for us.

A Tale of Two Savings Strategies

Jesse Mecham
|
April 16, 2015

Money management can be as simple or as complicated as we want it to be.  Choose simple. You won’t regret it.

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