Personal Finance

This Is Not About Whole Life Insurance

Dan Cayer

January 9, 2026

After receiving a glossy sales package from a financial advisor, the author realizes that the discomfort wasn’t about life insurance, but about not being in touch with their money. Avoiding day-to-day financial awareness undermines your confidence and causes you to miss the small, meaningful opportunities to move forward.

I Thought I Was Good at Money. I Was Wrong.

Erin Lowell

December 2, 2025

Worried about money despite doing everything "right"? Erin reveals how to transform your financial stress into confidence and finally give your dollars a purpose.

Debt vs. Month Ahead: What to Tackle First

Ernie Reppe

November 20, 2025

Should you pay off debt or get a month ahead first? The Budget Nerds weigh the pros and cons of each approach, showing how both can help you build confidence and peace with your money. A calmer money life is just ahead...

The Problem With “Just Earn More”

Dan Cayer

September 25, 2025

Tired of waiting for a worry-free financial future? Dan shares how to ditch the “just earn more” mindset. Find peace now by embracing what you have and making intentional choices—no raise required.

What Is Financial Wellness—and How Do You Actually Achieve It?

Ben Barlowe

July 10, 2025

Discover what financial wellness really means and how to achieve it. Learn how YNAB helps you reduce stress, build confidence, and spend with purpose.

The Hidden Cost of Convenience: Why “Buy Now, Pay Later” Could Be Hurting Your Financial Health

Dan Cayer

with Ben M.

May 15, 2025

DoorDash and Klarna now let you finance a burrito. But at what cost? Discover what gets lost when there's no friction to impulse buying, and how you can create intentional spending habits.

What is a High Yield Savings Account?

Matthew Amster-Burton

April 30, 2025

Learn more about the ever-popular high-yield savings account and how saving the YNAB way will lead to a more spendful future.

How Much of My Paycheck Should I Save?

Ben Barlowe

April 8, 2025

Many aim to save a certain amount of their paycheck, but there is a better way. Rather than focusing on how much of your paycheck to avoid spending, try asking “How do I want to spend my money?” instead.

How to Make Your Money Go Further (Without Making More)

Jack Silk

February 27, 2025

You deserve to get the most from your money. That’s why it’s vital to squeeze maximum satisfaction from every precious paycheck. Jack tells you how.

How Money Can Buy Happiness—Wait, What?

Ben Barlowe

January 6, 2025

New research has questioned the ubiquitous idea that money doesn’t make you happier once you reach $75,000 and suggests that the real secret is in how you spend, not how much you make.

Don’t Separate Money and “Life”

Dan Cayer

December 19, 2024

You work too hard to not care or appreciate how you spend. Dan weighs in on how YNAB breaks down is the artificial barrier between money and the rest of... you.

What is Money Dysmorphia and How to Free Yourself

Ben Barlowe

September 26, 2024

Money dysmorphia is a financial fog that is plaguing the masses! The YNAB Method can help you dispel the fear, face reality, and discover what you want most out of life.

Can You Pay Me Back? How to Handle Money with Friends

Dan Cayer

September 23, 2024

Feeling uneasy about asking friends or family to pay you back? You’re not alone. Discover practical tips from YNAB on how to handle these tricky situations with confidence and clarity.

How to Get Back on Track with YNAB

Ashley McCann

August 22, 2024

Did you fall off of the budgeting bandwagon? It's never too late to get back on track. Learn to enjoy a guilt-free Fresh Start with YNAB.

How to Understand “Irrational” Spending Decisions

Dan Cayer

April 11, 2024

Ever wonder why we make those baffling, wallet-opening decisions? Dive into a captivating story that makes sense of surprise purchases.

Why Is Personal Financial Advice So Mean?

Dan Cayer

January 6, 2024

Why is it acceptable to get your money advice delivered with an insult or an eye roll? My car mechanic and my doctor don’t talk to me that way. My lawn guy isn’t performatively banging his head into a microphone when I tell him my grass is underwatered.

How I Learned to Stop Worrying and Love My Surprise Expenses

Ben Barlowe

November 14, 2023

How some preparation and a small change in your mindset can help you love how you spend your money, even for unexpected emergencies.

There’s No Such Thing as Saving Money

Ben Barlowe

September 19, 2023

The number one rule of personal finance: you have to save money. Why? What if I told you there is no such thing as saving money?

Impulse Buying: How to Splurge Without Sabotaging Your Budget

Emily Hudson

August 2, 2023

Stop impulse buys from wrecking your finances without sacrificing joy. The YNAB Method isn't about cutting back, it's about planning ahead!

How Family Histories Strained Our Finances

Dan Cayer

June 19, 2023

The relationship your parents (and their parents before them) had with money affects yours. Overcome your family's history with finances.

How to Spend Less Money Starting Now

Rachel Wong

December 27, 2022

You want to know how to spend less money and we've got a list of 10 new habits to help. We've got a plan for the pace of your choosing.

Buy Now Pay Later Apps: 5 Hidden Costs

Sofia Hergenrader

December 13, 2022

Buy Now Pay Later apps are a tempting option when you want something you can't quite afford, but that purchase comes with hidden costs.

True Confessions: Budgeting for Retirement

Rachel Wong

November 15, 2022

Budgeting for retirement can feel extra tricky. See how Susan uses YNAB in retirement to gain total control of her money.

Managing Your Retirement Budget with YNAB

Ashley McCann

October 20, 2022

Making your retirement savings last is a priority, so what’s the best strategy for setting up and managing a retirement budget?

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Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

Other resources…

The Jesse Mecham Show

The Investing Series

Simplify Your Finances

Stop Living Paycheck to Paycheck

This Is Not About Whole Life Insurance

I Thought I Was Good at Money. I Was Wrong.

Debt vs. Month Ahead: What to Tackle First

The Problem With “Just Earn More”

What Is Financial Wellness—and How Do You Actually Achieve It?

The Hidden Cost of Convenience: Why “Buy Now, Pay Later” Could Be Hurting Your Financial Health

What is a High Yield Savings Account?

How Much of My Paycheck Should I Save?

How to Make Your Money Go Further (Without Making More)

How Money Can Buy Happiness—Wait, What?

Don’t Separate Money and “Life”

What is Money Dysmorphia and How to Free Yourself

Can You Pay Me Back? How to Handle Money with Friends

How to Get Back on Track with YNAB

How to Understand “Irrational” Spending Decisions

Why Is Personal Financial Advice So Mean?

How I Learned to Stop Worrying and Love My Surprise Expenses

There’s No Such Thing as Saving Money

Impulse Buying: How to Splurge Without Sabotaging Your Budget

How Family Histories Strained Our Finances

How to Spend Less Money Starting Now

Buy Now Pay Later Apps: 5 Hidden Costs

True Confessions: Budgeting for Retirement

Managing Your Retirement Budget with YNAB

No articles found

Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

Other resources…

The Jesse Mecham Show

The Jesse Mecham Show

The Investing Series

The Investing Series

Simplify Your Finances

Stop Living Paycheck to Paycheck

All