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Personal Finance

Personal Finance

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Dig into the big picture with these personal finance topics for a holistic look at growing your wealth.

Let’s talk personal finance

5 Healthy Money Habits

Want to transform your financial life? Focus on these small healthy money habits today, and the effects will compound for your future.

8 Ways Rich People Think Differently

Ever wondered how rich people think differently? See the key factors in how they built their wealth and start putting them into practice.

6 Myths That Could Be Holding You Back Financially

We had the best of intentions, but it always goes off the rails. What if the real problem was that we've bought into lies that keep us stuck?

Don't Let Two Worlds Collide

Erin Lowell
|
June 18, 2024

At YNAB, we teach you to only assign jobs to dollars that you have right now. Erin dives into one reason why that’s such an important principle!

How to Understand “Irrational” Spending Decisions

Dan Cayer
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April 11, 2024

Ever wonder why we make those baffling, wallet-opening decisions? Dive into a captivating story that makes sense of surprise purchases.

How to Fall in Love With Your Money

Emily Hudson
|
February 14, 2024

With a proven process for your money, you'll start seeing (and loving!) money as a part of you.

Why Is Personal Financial Advice So Mean?

Dan Cayer
|
January 6, 2024

Why is it acceptable to get your money advice delivered with an insult or an eye roll? My car mechanic and my doctor don’t talk to me that way. My lawn guy isn’t performatively banging his head into a microphone when I tell him my grass is underwatered.

The Goal of Good Enough

Ashley McCann
|
January 3, 2024

“Good enough” is a state to be celebrated. It's normal to feel a little less motivated when it comes to managing your money (or life!) sometimes.

How YNAB Is Like a Smart Gift Card

Ben Barlowe
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December 27, 2023

YNAB gives your money all the benefits of gift cards, with none of the drawbacks.

How I Learned to Stop Worrying and Love My Surprise Expenses

Ben Barlowe
|
November 14, 2023

How some preparation and a small change in your mindset can help you love how you spend your money, even for unexpected emergencies.

There’s No Such Thing as Saving Money

Ben Barlowe
|
September 19, 2023

The number one rule of personal finance: you have to save money. Why? What if I told you there is no such thing as saving money?

Impulse Buying: How to Splurge Without Sabotaging Your Budget

Emily Hudson
|
August 2, 2023

Stop impulse buys from wrecking your finances without sacrificing joy. The YNAB Method isn't about cutting back, it's about planning ahead!

How Family Histories Strained Our Finances

Dan Cayer
|
June 19, 2023

The relationship your parents (and their parents before them) had with money affects yours. Overcome your family's history with finances.

Bye Now, Amazon

Emily Hudson
|
March 27, 2023

Looking for tips and tricks about how to save money on Amazon? Learn how one YNABer changed her online shopping habits—and her life.

How YNAB Makes Tax Time Easier for Freelancers

Guest Author
|
February 23, 2023

Are you a freelancer who's tired of feeling disorganized at tax time? Use YNAB to easily track your income and organize deductions.

20 Financial New Year's Resolutions for 2023

Rachel Wong
|
December 31, 2022

Why not make it the best year ever? Set financial New Year's resolutions for 2023 to organize your finances and optimize your life!

How to Spend Less Money Starting Now

Rachel Wong
|
December 27, 2022

You want to know how to spend less money and we've got a list of 10 new habits to help. We've got a plan for the pace of your choosing.

Piano Now, Pay Later?

Matthew Amster-Burton
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December 15, 2022

Is zero-percent financing on hefty purchases a savvy financial move or maybe just snake oil in disguise? Break it down with this piano story.

Buy Now Pay Later Apps: 5 Hidden Costs

Sofia Hergenrader
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December 13, 2022

Buy Now Pay Later apps are a tempting option when you want something you can't quite afford, but that purchase comes with hidden costs.

Frugal Living Hacks

Emily Hudson
|
November 29, 2022

Living a more frugal lifestyle doesn’t mean giving up on the things you love. Follow YNAB's Four Rules to live your best life...for less.

True Confessions: Budgeting for Retirement

Rachel Wong
|
November 15, 2022

Budgeting for retirement can feel extra tricky. See how Susan uses YNAB in retirement to gain total control of her money.

Managing Your Retirement Budget with YNAB

Ashley McCann
|
October 20, 2022

Making your retirement savings last is a priority, so what’s the best strategy for setting up and managing a retirement budget?

Living Within Your Means

Jesse Mecham
|
October 18, 2022

It seems like the golden rule of personal finance is to "live within your means." This seems simple enough, so why don't more people do it?

What is the 100 Envelope Challenge?

Ashley McCann
|
September 30, 2022

The 100 Envelope Challenge puts a novel twist on plumping up your piggy bank with some extra cash. Download our free tracker to get started!

How to Buy What You Want

Ashley McCann
|
September 27, 2022

Ready to buy what you want without the guilt, regret, or shame? A YNAB Wish Farm is a fun budgeting trick that helps make it happen.

What’s Your Spending & Saving Street Cred Score?

Ashley McCann
|
September 26, 2022

When it comes to the wisdom of financial experts and famous rappers, there’s a surprising amount of overlap. Who said it best? Test yourself!

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6 Steps to Make Your Money Go Further

Rachel Wong
|
September 21, 2022

Ok, so you need your current stack of cash to last as long as it can. Here are helpful hints to help make your money go further.

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