Talking about money is taboo? Not here. Read real stories from real people. You’ll laugh, you’ll cry, and most of all—you’ll feel understood.
Welcome to financial therapy
We all have our own private relationship with money, and sometimes we like to keep that under wraps. But sitting in silence with money stuff can lead to guilt, shame, embarrassment, or uncertainty. Sharing is caring! That’s why we’ve collected the following stories about money matters. Your situation, regardless of what that may be, probably isn’t as unusual as you think.
She WAMed Her Way to the Grammys: A Swiftie's Financial Fairytale With YNAB
Two Hearts, Four Habits: YNAB Couples Share Their Success Stories
Why A Faithful Mint User Switched to YNAB
YNAB showed us how important awareness still is for our spending, even though we are well beyond paycheck-to-paycheck living.
7 Lessons from 10 Years of YNAB
With YNAB, I've been able to pay off my mortgage in 9 years and give 15% of my income. Here's what I've learned along the way.
“We Make Too Much to Be Going Broke.”
Feel like you make too much money to be going broke? Learn how one family went from almost broke to nearly debt-free & stress-free with YNAB!
How to Handle a Pay Cut: Bulletproof Your Budget
A 75% pay cut is stressful on any day, let alone when you're two weeks away from closing on a new house. Learn what Arron did.
How to Save $30,000 in One Year: Our 3-Step Plan
Jacob and Connor saved $30,000 in one year for a down payment. Here's the three-step plan that turbocharged their saving.
The Most Honest Account of $80K in Student Loan Debt You'll Hear
Well after 20 years, I paid off all my student loans. It wasn’t easy, but I made every payment on time. I couldn't have done it without YNAB.
8 Ways YNAB Helped Us Survive a Year of Unemployment
My husband was laid off at the end of 2019. Despite our best efforts, neither of us secured a full-time job in 2020. Here's how we survived.
How I Got a Handle on My Finances
Andrew Abela has an MBA, a PhD, and managed a multi-million dollar budget at work, but his personal finances were stressful.
9 Inspiring Financial Stories
Looking for some inspiring financial stories? We've rounded up nine of our favorite money stories to encourage, inspire, and motivate.
For the First Time My Finances Don't Feel Hopeless
Liz had tried budgeting before, but an illness pushed her to finally take control of her finances. Now she’s saving for her big goals.
I've Paid Off Half of My Debt in a Year
Krys is working to pay off $20,000 of debt. It's been a year since she started budgeting and she's cut her debt balance in half.
I’ve Saved $18,000 Cash in Less Than a Year
Krys is working to pay off $20,000 of debt. In September of 2020, she realizes her net worth has grown drastically even during the craziness.
I'm Pausing My Debt Payoff
Krys is working to pay off $20,000 of debt. After months of progress, in June 2020 she craves financial security above all else.
How I Built a Financial Safety Net
Krys is working to pay off $20,000 of debt and then the global pandemic hit. She paused debt payoff and focused on her financial safety net.
I’m Stockpiling Money and Mildly Anxious Right Now
Krys is working to pay off $20,000 of debt. She's six months into budgeting and a global pandemic has rapidly shifted her priorities.
One Credit Card Down, Three to Go!
Krys is working to pay off $20,000 of debt. She's four months into budgeting and celebrates paying off one of her credit cards this month.
We’ve Saved $4K and Paid Off $3K in Three Months
Krys is working to pay off $20,000 of debt. After just three months, she's already paid off over $3,000 and saved $4,000 so far.
I’ve Paid Off Over $3K in Two Months
Krys is working to pay off $20,000 of debt. After two months, she's already paid off over $3,000 and is already a month ahead with her money.
I Paid Off $1,500 After One Month Using YNAB
Krys is working to pay off $20,000 of debt. After just one month, she's paid off $1500 and is documenting her experience.
My Experience Starting YNAB (Day 24)
Krys's deepening debt balance was painful to think about. Now, she's facing it head-on and has already made progress on her goals.
It Hurt to Look at Our Finances: But I’m Doing it Anyway
Krys's deepening debt balance was painful to think about, but that wasn't making it go away. Now, she's facing it head on.