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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Joe Ahrens

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Snellville, Georgia, United States
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Joe Ahrens Consulting LLC
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Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Bobbi Olson

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La Habra, California, United States
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All About The Budget
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Jan Tell

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Grand Island, Nebraska, United States
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Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
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Leyda Cordova

She/Her/Hers
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Cary, North Carolina, United States
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English, Tagalog, Cebuano
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How much does it cost to be you? Don't panic if you don't know. I can help you get the numbers to this deceptively simple question as we work together. I'll also prompt you to consider your money and your unique priorities to reflect your real values in your budget.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
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Ruth Liebel

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Boise, Idaho, United States
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Ruth Liebel Financial Coaching
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I help individuals and couples get the tools needed to make money decisions that build their best life. With a focus on relationships with and around money, my clients walk away with an abundance in money AND life. I love helping people get clarity and confidence with money!

Focus Areas
Couples
Small Business Owners
College Grads
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Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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Eileen Brumitt

She/Her/Hers
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St. Petersburg, Florida, Pinellas
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My YNAB Coach
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As a long-time YNABer, I am thrilled to be a certified YNAB coach. I love working with couples, LGBTQ+ clients, higher ed and non-profit workers, and entrepreneurs to help them learn YNAB and gain confidence with their financial lives.

Focus Areas
Couples
Retirees
Variable Income
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Sareeta Lopez

She/Her
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Vancouver, British Columbia, Canada
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Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Shannon Wilkinson

She/Her
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Portland, Oregon, United States
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As a YNAB, money & life coach, I can help you get your finances under control once and for all. Whether you need to get (re)started, fine-tune your YNAB skills, let go of limiting beliefs, or create new habits, you can build a financial foundation that truly supports you.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jacqueline Keeley

she/her/hers
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New York City, New York, United States
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The Wealthy Artist Collective
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ASL
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Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Margo Nelson

She/Her
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Tucson, Arizona, United States
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Margo Blackstone Coaching
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Helping world-changing women get right with money. Margo blends YNAB coaching with emotional and spiritual work (using a variety of modalities but primarily IFS) and approaches budgeting as a mindfulness practice.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Whitney Farmer

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Alexandria, Virginia, United States
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I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Meagan Rathman

She/Her
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Florida, United States
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Cat mom, wife, and YNAB obsessed human- ready to help anyone work towards their money goals- big or small, just starting out or "seasoned" budgeter. I'm standing by to help change your mindset to change your money!

Focus Areas
Couples
Life Transitions
Variable Income
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Christine Langley

She/Her/Hers
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Las Vegas, Nevada, USA
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Christine Langley, Financial Coaching
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I help women, couples, and entrepreneurs gain clarity, confidence, and control through financial coaching rooted in real-life cash flow. With YNAB as our tool, I support clients navigating life or business transitions—guiding them to intentional spending, aligned goals, and lasting financial freedom. No shame or blame—just strategy, support, and transformation.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Jack Brady

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MILFORD
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Budget for Life
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Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
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Sarah Elledge

She/Her
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Mineral Wells, Texas, United States
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Every Penny Accounts
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My passion is to help people live wealthier and feel better about their finances every single day. I do this by helping you recognize your obstacles, discover your goals, and ensure you’re having fun along the way!

Focus Areas
Variable Income
Small Business Owners
College Grads
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Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
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Abigail Dankwa

She/Her/Hers
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London, United Kingdom
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The Mindset Exchange
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I am a TV Director who has used YNAB for over 10 years, after graduating film school and becoming a self-employed freelancer, earning a (very!) variable income. YNAB helped me even out the high-earning months to balance the non-existent ones, and I couldn't be more grateful.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Kacy Smith

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San Diego, California, United States
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Kacy Smith Corp.
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Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
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Heather Emerick

She/Her
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Vienna, Virginia, United States
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DiploBudgets
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Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Chelsea Hester

She/Her
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New York, New York, United States
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Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
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Darío Martínez

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Santo Domingo, Dominican Republic
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Sal de la Olla
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Spanish, English
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¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
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Mika Marcondes de Freitas

He/Him/His
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Campinas, Brazil
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Not Mad Yet
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English, Portuguese
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I'm an ordinary person. I attribute my successes to simply taking my dreams seriously and intentionally pursuing them, along with excellent tools like YNAB, which have helped me align my actions with my goals. I've learned how to access and use these tools, and now I can teach you, too.

Focus Areas
Couples
Variable Income
Life Transitions
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Nick Kaylor

He/Him
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McKinney, Texas, United States
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Budget Better LLC
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
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Krish Anders

She/Her
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Fort Collins, Colorado, USA
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Pen Your Path
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I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
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Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Julie Dunscomb

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Portland, Oregon, United States
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New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
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Rasheeda Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I help women—especially overextended Superwomen—ditch money stress and build budgeting systems rooted in real life. Whether you need a YNAB setup, ongoing YNAB bookkeeping, or some help navigating YNAB, I’ve got you. My approach is simple, judgment-free, and built to support freedom, not perfection.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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Ashley Wong

She/Her/Hers
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Kingston, Washington, USA
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Madrona Money
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I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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Michael Collison

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Charlotte, North Carolina, United States
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Your Fire Journey
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If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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I want to help you promote financial wellness. Using YNAB as a tool, we'll help you find ways to alleviate money anxiety, develop financial habits that bring you joy, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Chelse Hounshell

She/Her
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Lagrange, Kentucky, United States
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Joyful Money Spend
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My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
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