Debt keeps you shackled to decisions you made in the past. Escape by building awareness around the true cost of borrowing money.
You owe it to yourself
Whether it's a credit card that went from shiny to slimy or an out-of-control car payment, it's very easy to get into debt—and not so easy to get out. But have no fear, you are not a loan. We're here to help you pay down debt, make better borrowing decisions, and manage money in a way that makes unnecessary debt, well, unnecessary!
Are You Riding the Credit Card Float?
Are you riding the credit card float? Here's a quick test: can you pay off your current bill AND meet your current obligations?
How to Turn Student Loan Nightmares Into Sweet Dreams
Pay off daunting debt and face the return of student loans without fear using the YNAB Method.
How to Pay Off Debt Fast: 12 Ideas
Wondering how to pay off debt fast with a honey badger-level intensity? Defeat debt in record time. We've got a few ideas to get you started.
How to Pay Off Student Loans Fast
Are you ready to pay off student loans fast? Read more about the karate-chop strategy Ernie used to defeat his student loan balances!
Student Loan Debt and Starting a Family: How to Afford Both
Feeling the weight of student loan debt and starting a family? Do your loans make it feel like the rest of your life is on hold?
Can I Use Student Loans for Living Expenses?
You might be wondering "Can I use my student loans for living expenses?" The short answer is yes. But here's why you shouldn't.
7 Common Student Loan Mistakes
Student loans are a fact of life for many college grads these days and student loan mistakes are oh-so-easy to make. Learn how to avoid them!
Using YNAB as a Student Loan Planner
Defeat student loan debt by setting up your budget so that it doubles as a student loan planner with this step-by-step guide.
Is All Debt Bad Debt?
Debt isn't that bad, right? Wrong. It's not about the math, it's about the actual cost of debt and how it robs you of opportunity.
Should I Consolidate My Debt?
If you're asking yourself, "Should I consolidate my debt?" we've got answers, including the requirements that make you a good candidate.
How to Deal with Debt Stress
Dealing with debt stress? It's a heavy emotional burden. See how debt stress manifests itself in daily life and what to do about it.
How to Pay Off 100k+ in Student Loans
Mitchel had over 100K in student loans and it made him sick to his stomach. After a very brief moment of wallowing, he got to work.
5 Best Apps to Help Pay off Debt
Looking for the best apps to help pay off debt? We've got five great options for accelerated debt reduction. Find one that works for you!
Which Comes First: Emergency Fund or Pay Off Debt?
Wondering if you should build your emergency fund or pay off debt first? Learn the best method for prioritizing competing financial goals.
The Most Honest Account of $80K in Student Loan Debt You'll Hear
Well after 20 years, I paid off all my student loans. It wasn’t easy, but I made every payment on time. I couldn't have done it without YNAB.
I’ve Saved $18,000 Cash in Less Than a Year
Krys is working to pay off $20,000 of debt. In September of 2020, she realizes her net worth has grown drastically even during the craziness.
Why I’m Thankful For My Credit Card Debt
You might think having credit card debt is all bad, but for me: there turned out to be a valuable silver lining.
I'm Pausing My Debt Payoff
Krys is working to pay off $20,000 of debt. After months of progress, in June 2020 she craves financial security above all else.
How I Built a Financial Safety Net
Krys is working to pay off $20,000 of debt and then the global pandemic hit. She paused debt payoff and focused on her financial safety net.
One Credit Card Down, Three to Go!
Krys is working to pay off $20,000 of debt. She's four months into budgeting and celebrates paying off one of her credit cards this month.
We’ve Saved $4K and Paid Off $3K in Three Months
Krys is working to pay off $20,000 of debt. After just three months, she's already paid off over $3,000 and saved $4,000 so far.
I’ve Paid Off Over $3K in Two Months
Krys is working to pay off $20,000 of debt. After two months, she's already paid off over $3,000 and is already a month ahead with her money.
Coming Face-to-Face with $200K of Student Loans
Vanessa had $200,000 in student loan debt. While the number was discouraging, she made a plan to pay it off while still living her life.