Debt

Debt keeps you shackled to decisions you made in the past. Escape by building awareness around the true cost of borrowing money.

Everything you need to know about debt

Are You Riding the Credit Card Float?

Are you riding the credit card float? Here's a quick test: can you pay off your current bill AND meet your current obligations?

4 Lessons From My Zero Percent Nightmare

I thought I was entirely in control of my credit card spending, but it is a serious head game and no one is immune.

Should I Pay Off My Credit Cards or Max Out My 401k?

In the unending “pay off debt first or start investing” debate, I’ve learned about a small wrinkle: If your employer matches your 401k contributions, you earn an instant 100% bonus on every one of those dollars. In the worst of scenarios, your credit card company is charging you interest in the high 20s.

Why I’m Thankful For My Credit Card Debt

Erin Lowell

November 25, 2020

You might think having credit card debt is all bad, but for me: there turned out to be a valuable silver lining.

I’m Pausing My Debt Payoff

Krys

November 20, 2020

Krys is working to pay off $20,000 of debt. After months of progress, in June 2020 she craves financial security above all else.

One Credit Card Down, Three to Go!

Krys

October 23, 2020

Krys is working to pay off $20,000 of debt. She's four months into budgeting and celebrates paying off one of her credit cards this month.

We’ve Saved $4K and Paid Off $3K in Three Months

Krys

October 16, 2020

Krys is working to pay off $20,000 of debt. After just three months, she's already paid off over $3,000 and saved $4,000 so far.

I’ve Paid Off Over $3K in Two Months

Krys

October 9, 2020

Krys is working to pay off $20,000 of debt. After two months, she's already paid off over $3,000 and is already a month ahead with her money.

Coming Face-to-Face with $200K of Student Loans

Rachel Wong

October 7, 2020

Vanessa had $200,000 in student loan debt. While the number was discouraging, she made a plan to pay it off while still living her life.

I Paid Off $1,500 After One Month Using YNAB

Krys

October 2, 2020

Krys is working to pay off $20,000 of debt. After just one month, she's paid off $1500 and is documenting her experience.

Are Your Student Loans Getting in the Way of Your Dating Life?

Rachel Wong

August 21, 2020

According to a recent study of more than 2,000 Millennials, student loan debt was an elephant in the room when it came to dating prospects.

We’ve Paid Off $500,000 of Medical Debt

A YNABer Somewhere

July 16, 2020

YNAB Money Snapshots: see the budget of a family with grown kids making $124,000/year and living in Florida focused on aggressive debt payoff.

How to Get Out and Stay Out Of Debt (Forever!)

Erin Lowell

March 18, 2020

Stuck in the debt cycle? Let me guess, you're throwing everything at your debt payoff? Stop. Here’s how to stay out of debt forever.

Pay Off Debt Fast With These 5 Tips

Ben Barlowe

March 18, 2020

Here's how to pay off debt fast (and stay out of debt for good). We've got five tips (tip number one is the secret sauce) to supercharge your debt paydown.

We Paid Off $180K in 5 Years

Rachel Wong

March 11, 2020

You can run your business without debt and Liz explains how she made the switch. See how this decision led to more freedom.

Watch: This Couple Paid Off $266K of Debt in 33 Months

Rachel Wong

February 14, 2020

The Mochizukis had $266,000 of debt (credit cards, car loans, and a mortgage) when they decided to get serious about being debt-free.

Learn How to Stay Out of Debt

Jesse Mecham

January 24, 2020

Want to stay out of debt? Treat zero like it's not an option. When you're serious about saying no, your brain starts working out another way.

I Hate Debt, But the Reasons Why Might Surprise You

Jesse Mecham

January 22, 2020

I hate debt, and the reasons might surprise you. Learn how debt restricts financial freedom through the lens of the YNAB Method.

5 Tips For Paying Down Debt

Janelle Whitaker

January 20, 2020

If you're trying to pay down debt, here are five tips from people who have been there. Plus, find out where to get support on your journey!

One Couple Paid Off $120,000 of Debt in 10 Years

Rachel Wong

January 16, 2020

How does a normal person pay off $120K in debt? Here's a story of a couple that did just that, despite job losses and a growing family.

4 Lessons From My Zero Percent Nightmare

Lindsey Burgess

November 11, 2019

I thought I was entirely in control of my credit card spending, but it is a serious head game and no one is immune.

How a T-Shirt Can Help You Pay Off Debt Faster

Rachel Wong

October 8, 2019

Staying focused on debt goals is a slog. Pay off debt faster with these four strategies to help you keep the finish line in sight.

How to Pay Off $52,000 in Student Loans in Just 21 Months

Ben Barlowe

April 5, 2019

Jonathan and Miranda were young, in love, and had $52k in student loans. Here's how they paid off their student loans in just 21 months.

How Two New Parents Paid off $31,000 in 12 Months

Shannon Marie

March 15, 2019

Tune in to this episode of Debt Stories to hear how their money transformation really clicked when Tanya uttered the four magic words ...

Against Difficult Odds, This Couple Overcame Five-Figure Debt

Shannon Marie

March 1, 2019

It takes time and effort and some sacrifice, but we still managed to keep our cable and have a nice meal out because we budgeted.

Single Mom Pays off $46,000 in Debt in Just over a Year

Shannon Marie

February 22, 2019

Siobhan is a single mom living in Jacksonville, Florida, who wants financial peace. Find out how she's tackling $76,000+ in debt to get there.

Erin Realized That Retirement Was a Possibility

Shannon Marie

February 8, 2019

Even with a second job, Erin found herself in $35,000 of debt, not including her mortgage. Tune in to find out how she turned things around ...

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Debt

Debt keeps you shackled to decisions you made in the past. Escape by building awareness around the true cost of borrowing money.

Debt keeps you shackled to decisions you made in the past. Escape by building awareness around the true cost of borrowing money.

Everything you need to know about debt

Are You Riding the Credit Card Float?

4 Lessons From My Zero Percent Nightmare

Should I Pay Off My Credit Cards or Max Out My 401k?

Other resources…

Debt Stories

Debt Stories

How to Use the Avalanche Method to Pay Off Debt

How to Use the Avalanche Method to Pay Off Debt

How I'm Handling $200k of Student Debt

How I'm Handling $200k of Student Debt

How to Get Out (and Stay Out) of Debt

All

Debt

Articles

Why I’m Thankful For My Credit Card Debt

I’m Pausing My Debt Payoff

One Credit Card Down, Three to Go!

We’ve Saved $4K and Paid Off $3K in Three Months

I’ve Paid Off Over $3K in Two Months

Coming Face-to-Face with $200K of Student Loans

I Paid Off $1,500 After One Month Using YNAB

Are Your Student Loans Getting in the Way of Your Dating Life?

We’ve Paid Off $500,000 of Medical Debt

How to Get Out and Stay Out Of Debt (Forever!)

Pay Off Debt Fast With These 5 Tips

We Paid Off $180K in 5 Years

Watch: This Couple Paid Off $266K of Debt in 33 Months

Learn How to Stay Out of Debt

I Hate Debt, But the Reasons Why Might Surprise You

5 Tips For Paying Down Debt

One Couple Paid Off $120,000 of Debt in 10 Years

4 Lessons From My Zero Percent Nightmare

How a T-Shirt Can Help You Pay Off Debt Faster

How to Pay Off $52,000 in Student Loans in Just 21 Months

How Two New Parents Paid off $31,000 in 12 Months

Against Difficult Odds, This Couple Overcame Five-Figure Debt

Single Mom Pays off $46,000 in Debt in Just over a Year

Erin Realized That Retirement Was a Possibility

No articles found