Realize Your Homeowner Dreams
You want a house, but that seemingly impossible pile of cash you need for a downpayment is standing in your way. The good news? A budget can help.
How Do You Save for a Down Payment?
While you’re eagerly devouring every new home alert from Zillow, there’s just one minor question: how do you actually make it happen?
There’s the seemingly insurmountable down payment, but then there’s closing costs, moving boxes, and what if you need to replace a roof? You just want a place to call your own, but you don’t know if you’ll ever be able to save enough.
We Thought Home Ownership Would Never Happen
A year prior, Jacob and his partner had nothing saved for a home, and now they have $30K. They make good money, but it never seemed to accumulate into a pile big enough for a down payment. Then with a simple three-step plan, it all changed.
We Saved $30k in One Year
Homeownership feels more within reach than ever. The best part? We didn’t do anything particularly special.”
—Jacob and Conner
—Jacob and Conner
Our Top Articles on Buying a Home
How to Save for a Down Payment
You’ve poured over Zillow. You’ve cruised through every street of your favorite neighborhood and know the houses by memory. There’s just one problem standing between you and your greige-walled homeowner dreams…how can you save enough money to cover a down payment?
How Much House Can I Afford?
Mortgage calculators might spit out what seem to be concrete numbers, but they can’t account for all those squishier factors: can you still reach all your financial goals with this new mortgage payment you’re thinking about? We’ll walk you through it.
How to Budget for Buying a House
Make your home ownership dreams come true and turbocharge your savings with the help of a humble budget. See how a budget can help you lay out your spending priorities and build up your down payment in record time.
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23 Tips for First-Time Home Buyers
Buying a home for the first time is nothing short of an emotional roller coaster. One minute you’re elated, thinking about how you’ll decorate the kitchen and how much fun it’ll be to play with your kids in your new backyard. The next minute you’re on the verge of a panic attack at the thought …
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From a Net Worth of -$40k to Homeownership
Jennifer, a 20-something IT analyst, used to buy every gadget that crossed her path. Now, her cousin calls her “The Queen of Cheap.” Tune into this episode of Debt Stories to find out how she learned to enjoy life even more by curtailing her spending. Spoiler alert: her satisfaction has a lot to do with …
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15- vs. 30-Year Mortgage: Which is Better?
I’m going to attempt to answer the age-old question: 15 vs 30 year mortgage: which is better? And I hate to break this to you, but it all depends (and I’m not even going to mention taxes here). I want to start off with a table (it’s the accountant in me) outlining some basic assumptions …
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How to Do Your Mortgage in YNAB
Hi. My name is Erin, and I hate my mortgage. I hate it. It is my last debt. I’ve paid off student loans, personal loans, credit cards, HELOCs, and car payments. Now I’m down to the mortgage. And I want that sucker gone as soon as humanly possible. I bought this house in June of …
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Should I Refinance My Mortgage?
Wondering if you should refinance your mortgage right now? Well, turns out if you’re in a solid financial position and you plan to live in your house for awhile: the answer might be a resounding yes. A combination of low interest rates, low interest rates, and really really low interest rates (ok, so it’s really …
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Stop Treading Water on Savings
Start building momentum and finally get the house you’ve been dreaming of. Saving for a house is easier with YNAB. Try it free today—no credit card required!
