Credit Cards
Credit cards—shiny, but sometimes slimy. In the best of times they mean free airline tickets. The worst of times? Hello, pain and turmoil.
You can avoid credit card pitfalls.
Let’s face it—despite the many advantages of credit cards (convenience! building credit! points and perks!), actually using them can be tricky. It’s so much easier to overspend when you’re reaching for plasic instead of cash—or worse, to spend money you just don’t have.
So how to protect yourself? Or if you’re already struggling with credit card debt, how do you go about paying that debt down?
We’ve compiled some of our best info on the topic. Read on to discover some powerful tips and tricks for handling credit cards.
Powerful Tips and Tricks for Handling Credit Cards
More on Credit Cards…
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How I Went from Paycheck to Paycheck to Near Perfect Credit
We were a family of six barely surviving from paycheck to paycheck. It seemed emergencies were always popping up—a car that needed new brakes, a roof that needed repairing. We were in a desperate position of choosing between how to pay for the unexpected expense and still put food on the table. At the time, …
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Why I'm Thankful For My Credit Card Debt
Sometimes the best lessons in life come to you the hardest way. That’s how it was for me with budgeting, and in particular—budgeting with YNAB. I found YNAB in the summer of 2006, back when it was an elaborate version of a spreadsheet. Yep. I’m old school YNAB. I’ve been around for a long time. …
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How To Improve Your Credit Score
There is no shortage of blogs, and lists, and quick tips from every corner of the Internet shouting about how to improve your credit score. This isn’t one of those articles. Yes, of course, there are things you can do to raise your score like make all your payments on time and avoid maxing out …
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3 Ways to Curb Your Spending Problem
Nobody likes to talk about it, but a lot of people struggle with a spending problem. Excess spending can happen almost on accident: a few purchases here, a late-night online shopping session there, and all of a sudden your bank account is a source of anxiety. These spending habits can put us further and further …
Read Blog Located in: Learn to Budget / Blog
You can do this! Today! Right now! For free.
Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?