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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Emily Blain

She/Her
Minnesota, United States
Dream Big Financial Coaching
Remote
Meetings

Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Nick Smith

He/Him
Alexandria, Virginia, United States
Personal Wealth Adventures, LLC
Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Terri Hughes

She/Her
Norfolk, Virginia, United States
Budget Harmony
Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Maggie Weinreb

She/Her
Tarrytown, New York, United States
Technically Maggie
Remote
Meetings

Maggie is an advocate for mental health and a former math teacher. She has a goal to support people's mental health by helping create systems, such as a solid budget! Most importantly, Maggie's life revolves around her dog, Zoey.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jan Tell

She/Her
Grand Island, Nebraska, United States
Remote & In-Person
Meetings

Jan Tell is a retired Integration Specialist, with an interest in innovative educational opportunities. Discovering the creative company of YNAB in 2017, she joined the beta group of coaching in 2021 which made her a certified YNAB coach.

Focus Areas
Couples
Retirees
College Grads
YNAB Certified Coach badge

David Haila

Ames, Iowa, United States
Remote & In-Person
Meetings

Using YNAB since 2020, I help families, college students and small business owners build a plan they trust and a weekly habit they keep. I run two budgets myself, business and household, so I know both sides. Evening and weekend video sessions. Free intro call: ynab.coach

Focus Areas
Small Business Owners
Couples
College Grads
YNAB Certified Coach badge

Anita O’Neal

Dallas, Texas, United States
Powerful People Plan
Remote
Meetings

As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Corbin Walls

He/Him/His
Washington, DC
Walls Coaching
Remote
Meetings

I help students, early-career professionals, and young couples build calm, confident money habits using the YNAB method. My coaching focuses on clear structure, accountability, and sustainable budgeting practices—without shame or judgment—so clients can reduce stress, gain control, and feel confident navigating financial transitions.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Brandi Jo Delony

Willis, Texas, United States
Sparrow Financial Solutions LLC
Remote & In-Person
Meetings

I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
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Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
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Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Joe Ahrens

Snellville, Georgia, United States
Joe Ahrens Consulting LLC
Remote & In-Person
Meetings

Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Kacy Smith

San Diego, California, United States
Kacy Smith Corp.
Remote
Meetings

Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Kathryn Hanna

she/her
Chandler, Arizona, United States
Making Your Money Matter
Remote & In-Person
Meetings

My passion is helping young professionals align their money with what matters most (10 years of using YNAB has shown me the impact this can have!). As a CPA and CFP®, I help people gain confidence and control over their cash flow, plan for taxes, and spend on what brings them joy, without guilt.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Matt Renwick

He/Him
Mineral Point, Wisconsin, United States
Budget Coaching for Educators
Remote & In-Person
Meetings

I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Denver, Colorado, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Dawn Koplitz

She/Her
Chippewa Falls, Wisconsin, United States
Sign of Money
English, ASL
Remote & In-Person
Meetings

I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Marian Carroll

Morris County, New Jersey, United States
The Budget Workshop
Remote & In-Person
Meetings

I am a certified budgeting and wellness coach assisting clients in achieving their financial objectives through budgeting and goal-setting. Serving all income and age levels, and specializing in retirement planning, for those who are near or new in retirement.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nika Anwell

she/they
United States
Of Iron & Willow Coaching
Remote
Meetings

As a coach with backgrounds in counseling, evaluation, education, and financial coaching, Nika helps clients uncover the patterns behind their challenges and build systems and a budget that support the life they want.

Focus Areas
Small Business Owners
Retirees
Couples
YNAB Certified Coach badge

Nick Kaylor

He/Him
McKinney, Texas, United States
Budget Better LLC
Remote & In-Person
Meetings

Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
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Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money, but it still disappears fast. With 10+ years of YNAB for my home, business, and rentals, I help individuals and small business owners (even with variable income!) break the paycheck-to-paycheck cycle, judgment-free. Stuck on one thing? Try a 15-minute, $49 Quick Fix.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Tara Whitaker

she/her
Illinois, United States
Tara Whitaker, Inc.
Remote
Meetings

As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Emily Meoz

She/Her/Hers
Portland, Oregon, United States
You Need A Family Budget Coach
Remote
Meetings

Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
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Amanda Perez

Corona, California, United States
Amplified Budget
Remote
Meetings

I enjoy helping clients define their budget and know where their money goes. Over 12 years ago, YNAB helped my family get out of debt, pay for university without student loans, and buy our first house. It also helped us raise financially mature young adults. Let’s chat…

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Krish Anders

She/Her
Fort Collins, Colorado, USA
Pen Your Path
Remote & In-Person
Meetings

I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Lauren Mitchell

She/Her/Hers
San Francisco, California, United States
Budget With Lauren
Remote
Meetings

Together we’ll build a budgeting system that fits your actual life, unpack the habits and patterns shaping your spending, and create a plan that feels sustainable instead of restrictive. Whether you’re brand new to YNAB or feeling stuck, I offer a judgment free space with structure and accountability.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Robertson

She/Her/Hers
Boston, Massachusetts, United States
Studio Robertson
Remote
Meetings

I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

AJ Frenzel

St. Paul, Minnesota, United States
MoneyDoula Coaching
Remote
Meetings

Coach, hand holder, real human person.

Focus Areas
No items found.
YNAB Certified Coach badge

Kristine Du

she/her
Cranford, New Jersey, United States
Brightrise Coaching
Remote
Meetings

Big life changes — first job, new home, growing family — deserve a money plan that grows with you. I help people build a YNAB plan that covers the essentials, funds the goals, and still leaves room to enjoy what you’ve earned, guilt-free. Let’s explore what your money can do.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Yordano Lopez

he/his
Sacramento, California, United States
Viewpoint Budget
English, Spanish
Remote & In-Person
Meetings

Growing up as a first-generation immigrant, I watched my family struggle without a financial roadmap. That stayed with me. When my son was born, I needed money to work in real life, not just in theory. YNAB gave me a framework to take control and stop wondering where it went.

Focus Areas
Life Transitions
Couples
College Grads
YNAB Certified Coach badge

Lenna Titizian

She/They
Kitchener, Ontario, Canada
Money Roots: Branches in Balance
Remote & In-Person
Meetings

From surviving on debt, to getting to a stress-free financial situation, I've been a YNAB user since 2013! An AuDHD, trauma-informed coach, I offer a wide range of services that combine my lived experience with compassionate, practical "how-to" steps, so you can setup, maintain, refresh, or deep-dive your YNAB experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amy Aston

She/Her
Franklin, Tennessee, United States
Budgets by Design
Remote & In-Person
Meetings

Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Melinda Schuster

She | Her
Stillwater, Oklahoma, United States
Practice Clarity Co.
Remote
Meetings

YNAB coaching for individuals and households, with a focus in therapists in private practice. I help clients build a budget they use, plan for irregular income and taxes, and give every dollar a job. For practice owners, that includes separating business and personal money and owner pay.

Focus Areas
Small Business Owners
Variable Income
Life Transitions
YNAB Certified Coach badge

Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Gowen

she/her
Vermont, USA
PDX Money Coaching
Remote
Meetings

Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Dustyn Roberts

she/her
Philadelphia, PA, United States
Fiscal Therapy
Remote
Meetings

By day, I teach students about mechanical engineering at the University of Pennsylvania in Philadelphia, where I live with my partner, two kids, and two cats. On the side, I teach people about money.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Josh Collier

He/Him
Tacoma, Washington, United States
Gig Harbor Financial Services
Remote & In-Person
Meetings

I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income

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