Real YNAB Examples

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

7 Habits That (Quickly!) Changed Our Money Forever

Ernie Reppe

October 16, 2025

There's a reason it went viral on YouTube! These seven habits Ben and Ernie swear by will transform how you handle money. Try one, feel the difference, then stack the rest when you’re ready.

How We Built a More Spendful Life

Rachel Wong

February 20, 2025

Behind the chaos was years of quiet, intentional choices that made Rachel's dream a reality. Here’s how she built her spendful life—and how you can too.

“I Treated My Sister to a Bucket-List Trip” and Other Big Wins with YNAB

Emily Hudson

June 11, 2024

Use YNAB as a blueprint for the life you want! Learn how to make space for big life goals in your spending plan.

Pets Are People Too: How to Prioritize Animal Care with YNAB

Emily Hudson

April 28, 2024

Celebrate pet parenthood with YNAB! Learn how to build a spending plan that reflects things you care about the most, Fido included.

See My Income and Expenses: I’m Living Full-Time in an RV

A YNABer Somewhere

October 1, 2021

Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer is making it work and thriving.

Free Small Business Budget Example

A YNABer Somewhere

September 22, 2021

Working on your small business budget but not sure where to start? See a real-life example to help you create your budget.

See My Money Plan: I Take Home $3,700/Month

A YNABer Somewhere

February 10, 2021

YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.

See My Budget: A Family of Five on $12K/Month in Seattle

A YNABer Somewhere

January 6, 2021

We live in Seattle and our take-home pay is ~$12,000/month with a family of five. See my budget for 2020 in this YNAB Money Snapshot!

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Real YNAB Examples

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

Show me the numbers

See My Money Plan: I Take Home $3,700/Month

See My Income and Expenses: I’m Living Full-Time in an RV

Other resources…

13 Expenses You're Forgetting to Budget For

The Budget Nerds Podcast