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Real YNAB Examples

Real YNAB Examples

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

Ever wonder how someone else organizes their categories? Take a look at these real YNAB setups out in the wild.

Show me the numbers

See My Money Plan: I Take Home $3,700/Month

YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.

See My Income and Expenses: I’m Living Full-Time in an RV

Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer is making it work and thriving.

How Much Does It Cost to Have a Baby? See My Budget

How much should you expect to spend while expecting? Aside from just delivery costs, having a baby is full of expenses.

Other resources…

13 Expenses You're Forgetting to Budget For

Heard it from Hannah Video

The Budget Nerds Podcast

No items found.

7 Habits That (Quickly!) Changed Our Money Forever

Ernie Reppe

|

October 16, 2025

There's a reason it went viral on YouTube! These seven habits Ben and Ernie swear by will transform how you handle money. Try one, feel the difference, then stack the rest when you’re ready.

How We Built a More Spendful Life

Rachel Wong

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February 20, 2025

Behind the chaos was years of quiet, intentional choices that made Rachel's dream a reality. Here’s how she built her spendful life—and how you can too.

“I Treated My Sister to a Bucket-List Trip” and Other Big Wins with YNAB

Emily Hudson

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June 11, 2024

Use YNAB as a blueprint for the life you want! Learn how to make space for big life goals in your spending plan.

Pets Are People Too: How to Prioritize Animal Care with YNAB

Emily Hudson

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April 28, 2024

Celebrate pet parenthood with YNAB! Learn how to build a spending plan that reflects things you care about the most, Fido included.

See My Income and Expenses: I’m Living Full-Time in an RV

A YNABer Somewhere

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October 1, 2021

Want to dive into full-time RV living but wondering the details of the financials? See how a full-time RVer is making it work and thriving.

See My Budget: I’m a Student

A YNABer Somewhere

|

August 11, 2021

See how this soon-to-be college student plans out college expenses to stay financially stable. See a real budget!

See My Money Plan: I Take Home $3,700/Month

A YNABer Somewhere

|

February 10, 2021

YNAB Money Snapshots: see the spending plan of a 28-year-old single guy living in Kentucky and how he's getting his finances in order.

See My Budget: A Family of Five on $12K/Month in Seattle

A YNABer Somewhere

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January 6, 2021

We live in Seattle and our take-home pay is ~$12,000/month with a family of five. See my budget for 2020 in this YNAB Money Snapshot!

We Make $67,000/Year and I’m Paying Off My Last Credit Card

A YNABer Somewhere

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November 11, 2020

YNAB Money Snapshots: See the budget of Kentucky family who are saving for retirement, paying off debt, and saving for college.

See Our Budget: $40K/Year

A YNABer Somewhere

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November 4, 2020

Despite a variable income, see how this family makes it work on a $40K/Year salary. They share their real life budget.

We Live in North Carolina and Make $219K/Year

A YNABer Somewhere

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October 28, 2020

YNAB Money Snapshots: See how a family of four in North Carolina spends their $215,000/year salary and budget for groceries weekly.

We’re a Family of Four and We Make $42K/Year

A YNABer Somewhere

|

October 21, 2020

YNAB Money Snapshots: See the budget of a family with two young kids as they budget on $42,000 a year and someday hope to travel full time.

We’re DINKs Making $133K/Year and Saving for a House

A YNABer Somewhere

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September 23, 2020

After living paycheck to paycheck for years, we started a budget to gain total control of our money, and now we're saving for a house.

I’m a Single Parent with Four Kids: See My Budget

A YNABer Somewhere

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September 16, 2020

YNAB Money Snapshots: see the budget of a single mom raising four boys and starting fresh after a separation with her ex.

We Make $56,000/Year and We’re Paying Our House Off Early

A YNABer Somewhere

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September 9, 2020

YNAB Money Snapshots: see how a stay-at-home parent and administrative assistance are thriving on $56,000/year.

I’m a Barista at Starbucks and Make $23,400 CAD/Year

A YNABer Somewhere

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September 2, 2020

YNAB Money Snapshots: See how a Starbucks barista making $23,400/year spends her salary and works toward her goals.

We’re Paying Off $200K of Debt and Saving for a House

A YNABer Somewhere

|

August 26, 2020

See the income and expenses of DINKs as they're aggressively paying down debt (by living with the in-laws) and saving for a house.

We Make $37,500 and Are Trying to Get Through Law School Debt-Free

A YNABer Somewhere

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August 12, 2020

YNAB Money Snapshots: see the budget of a couple living in Missouri and making $37.5K/year as they try to pay cash for law school.

We Live in British Columbia with 2 Kids and Make $48k CAD

A YNABer Somewhere

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August 5, 2020

YNAB Money Snapshots: see the budget of a family of 4 living in B.C. and making $48K/Year (CAD) where one parent stays home with the kids.

How Much Does It Cost to Have a Baby? See My Budget

Laura Thornock

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July 29, 2020

How much should you expect to spend while expecting? Aside from just delivery costs, having a baby is full of expenses.

$170K Household Income: See Our Budget

A YNABer Somewhere

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July 22, 2020

A $170k household income in the United State will put you in the top 20% of earners. But where does all that money go? See a real budget...

I’m Planning a Wedding and I Make $65,340/Year

A YNABer Somewhere

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July 17, 2020

YNAB Money Snapshots: see the budget of a recently engaged supply chain manager in Missouri making $65,340 a year and paying for her wedding in cash.

We’ve Paid Off $500,000 of Medical Debt

A YNABer Somewhere

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July 16, 2020

YNAB Money Snapshots: see the budget of a family with grown kids making $124,000/year and living in Florida focused on aggressive debt payoff.

I’m 24, Live with a Roommate, and I Make $62K/year

A YNABer Somewhere

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July 15, 2020

YNAB Money Snapshots: See the income and expenses of a 24-year-old analyst making $62,000 per year and paying off student loans.

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