Talking about money is taboo? Not here. Read real stories from real people. You’ll laugh, you’ll cry, and most of all—you’ll feel understood.
Welcome to financial therapy
We all have our own private relationship with money, and sometimes we like to keep that under wraps. But sitting in silence with money stuff can lead to guilt, shame, embarrassment, or uncertainty. Sharing is caring! That’s why we’ve collected the following stories about money matters. Your situation, regardless of what that may be, probably isn’t as unusual as you think.
How Two People Fell in Love Thanks to Budgeting
This couple met in the unlikeliest of ways: through You Need a Budget, a budgeting app. See how two budgeters manage finances together.
One Couple Paid Off $120,000 of Debt in 10 Years
How does a normal person pay off $120K in debt? Here's a story of a couple that did just that, despite job losses and a growing family.
“I Was That Girl”—The Turnaround Story of Dana Kay
One woman's random act of kindness made her realize how far she had come in finally breaking the paycheck to paycheck cycle.
I Changed My Wedding Plans After a Surprise $40K Hospital Bill
Molly had just paid off her student loans and was about to get married. Then she had a surgery that resulted in a sky-high medical bill.
How Budgeting Was the Secret to Finally Quit Smoking
Melissa Schultz has smoked for as long as she can remember. Believe it or not, budgeting is what finally helped. Find out how.
How Kate Overcame Budgeting Guilt and Found Peace
Kate is no stranger to budgeting. After all, her mother is one of YNAB’s workshop teachers. But that doesn’t mean budgeting came easily.
How to Pay Off $52,000 in Student Loans in Just 21 Months
Jonathan and Miranda were young, in love, and had $52k in student loans. Here's how they paid off their student loans in just 21 months.
How Two New Parents Paid off $31,000 in 12 Months
Tune in to this episode of Debt Stories to hear how their money transformation really clicked when Tanya uttered the four magic words ...
Against Difficult Odds, This Couple Overcame Five-Figure Debt
It takes time and effort and some sacrifice, but we still managed to keep our cable and have a nice meal out because we budgeted.
Single Mom Pays off $46,000 in Debt in Just over a Year
Siobhan is a single mom living in Jacksonville, Florida, who wants financial peace. Find out how she's tackling $76,000+ in debt to get there.
Erin Realized That Retirement Was a Possibility
Even with a second job, Erin found herself in $35,000 of debt, not including her mortgage. Tune in to find out how she turned things around ...
Ben Paid off $57k & Bought His First Home
Thanks to YNAB, I’m finally able to financially prioritize my wants and needs, as I see fit. And I was able to pay off my debt and buy a home!
How Esteban Increased His Cash Flow by 55 Percent
“Having an affinity for tracking my expenses, I had no second thought about signing up. I just knew that it was what I needed and wanted."
Aloha, Debt. And, aloha, Debt!
Chelsea and her husband were newly wed and $215,000 in debt. Find out how they teamed up to fix their finances ...
Laura Found Love & Paid Cash for a Tesla
For nine years, Laura tried budgeting—with Quicken, Excel and Mint—and it just didn’t stick. But, with YNAB, it's her favorite hobby ...
“I Was Such a Forecasting/Spreadsheet Guy.”
"I realized that, not only did I not need to forecast, it might actually be hurting my efforts to establish good budgeting habits."
The Sweet Sound of YNAB Working
"After using YNAB, I went from being in debt to buying something I wanted to have for years—a vintage baritone sax for my jazz, plus all the paraphernalia."
From Hopeless to Zero Credit Card Debt
I was ashamed, sad, and I felt like an idiot. YNAB helped me carefully assign my money to the right categories and set me free.
From a Net Worth of -$40k to Homeownership
Jennifer, a 20-something IT analyst, used to buy every gadget that crossed her path. Now, her cousin calls her “The Queen of Cheap.”
Sydney’s Family Paid off $15k of Debt in Six Months
When Sydney and her husband faced a year and a half without income, they did what they had to do to support their family -- and succeeded!
Dealing with $263k in Debt, Job Loss & the Unknown
Brittany and Keith live in Marietta, Georgia, and they’d racked up $263,000 of debt—a number that used to keep Brittany awake at night.
They Paid off $30,000 in 3 Years on a $60k Salary
It's not about finding 1 place to save $100. You try to find a 100 places to save $1. If you cut back, you can move yourself ahead in life…”
How One Couple Paid off $30k in Just 15 Months
Andy is a pastor. His wife, Melissa, is a stay-at-home mom. When their debt reached $30,000, again, they knew they needed a new plan.