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Money Stories

Money Stories

Talking about money is taboo? Not here. Read real stories from real people. You’ll laugh, you’ll cry, and most of all—you’ll feel understood.

Talking about money is taboo? Not here. Read real stories from real people. You’ll laugh, you’ll cry, and most of all—you’ll feel understood.

Read real life money stories

She WAMed Her Way to the Grammys: A Swiftie’s Financial Fairytale With YNAB

Discover how a die-hard Swiftie won GRAMMY tickets and financed her dream trip with YNAB. Spoiler: she gets seated just one table away from Taylor Swift herself!

How Brian and Leann Got Maui’d: A Second Chance at YNAB

Brian and Leann used YNAB to save for an amazing wedding and honeymoon, but the real win was the way the experience brought them closer together.

Financial Freedom, Generosity, and the Power of YNAB: Eric’s Story

This is the story of how Eric A. used YNAB to donate a staggering 60% of their income in the first half of 2023 and found lasting peace and contentment along the way.

“I Hate to Budget but LOVE Budgeting With YNAB.”

Shannon Marie
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November 3, 2017

Even with a steady job of 23 years, at Northern Arizona University, Erin still felt “broke.” But late one night, everything changed.

How One Ordinary Guy Increased His Net Worth 6,661.8% in 2 Years

Shannon Marie
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October 13, 2017

Dillon was awakened by the sound of bank notifications on his phone—his bank balance was in the red. It was time for action.

Can Talking About Budgeting Make You A Better Budgeter?

YNAB
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August 25, 2017

A success story that reinforces what we already knew—sharing YNAB helps others, and helps you become a better budgeter.

One Modest Income, Four Big Wins

Shannon Marie
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August 18, 2017

Slow and steady is a far-cry from click-bait, but it’s where many of us can find success. And, if you let it, it feels pretty great to ...

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Love the One You’re With

Shannon Marie
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July 20, 2017

I had exactly what I needed (even if it wasn’t exactly what I wanted at the time). Priorities are an important part of budgeting.

Debt-Free at Twenty-Three

Shannon Marie
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July 8, 2017

Emma Vonder Haar is 23 and debt-free: “I sound like a walking commercial for YNAB but, really, this program has straight-up changed my life.”

Home Ownership in The Big Apple on $72k Per Year

Shannon Marie
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June 9, 2017

Tiina Treasure, 32, lives in Brooklyn, New York, with her husband Danny. In spite of her awesome last name, she does not, in fact, have a chest stuffed full of gold medallions and precious gems. No, Tiina is a social worker. Danny is a teacher.

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With YNAB, Their Budgeting Game Went from Good to Great

Shannon Marie
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May 25, 2017

Budgeting works. You don’t have to be perfect from day one and it is a step-by-step process—but you can do it!

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A Late Bloomer's Crash Course In Budgeting

YNAB
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May 23, 2017

We had no idea how to manage our money, much less get out of debt and grow our savings. But it's never too late...

What Budgeting Success Feels Like

Lindsey Burgess
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December 19, 2016

Carrie feels one hundred percent in control of her finances and—like never before—her future. And she continues to gain momentum...

If You Are Drowning, Your Budgeting Spreadsheet Can't Help You

Lindsey Burgess
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October 7, 2016

It may look like there is no way that your money situation is going to get better, but YNAB works. It is the best thing you can do right now.

Budgeting Led To Better Health & Career Growth

Lindsey Burgess
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September 2, 2016

"It sounds a bit extreme, but YNAB truly is life-changing. Now that I am debt-free, I am far better equipped to take on the rest of my life."

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This Couple Went to One Income & Saved More

Lindsey Burgess
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July 15, 2016

They underestimated their ability to adjust their spending to one salary. Then, they found YNAB and they now save more than ever.

$300k+ In Student Loans: One Couple's Approach

Lindsey Burgess
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June 27, 2016

We hear many woeful tales of student loan debt, but not very many of them are $350k worth of misery.

This Family Paid Off $50k & Saved $25k

Lindsey Burgess
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June 23, 2016

Not that many years ago, if Chris had money at the end of the month to cover his bills he considered it a win. Then he broke the cycle.

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The Most Boring, Perfect, Real-Life Success Story Ever

Lindsey Burgess
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June 2, 2016

Financial awakenings come in all shapes and sizes. For Melissa Wiley, a 29-year-old federal employee, living in Washington, D.C., it was a broken A/C unit. On the surface, Melissa had it all together. She owned her own place. She always checked her bank balance before purchasing anything.

From Bankruptcy to $50k in Savings as a Single Mom

Lindsey Burgess
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March 28, 2016

If you’ve followed the YNAB blog for a few years, then you’ve already met me—and you can read about my personal armageddon here.

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Diary of a Budgeting Success Story: Part Five

Lindsey Burgess
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February 9, 2016

For the last year, we've been checking in with Carrie Hart, a 44-year-old mother of two. Read more about her budgeting success story.

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Tackling Big Debts on a Small Salary

Lindsey Burgess
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January 14, 2016

Editor's Note: We recently posted a success story about a young guy who paid off more than $100k of student debt in less than five years. We thought it was a great story, but we got some pushback, because not everyone felt they could relate to the specifics of his story.

They Paid Off $50k in Debt & Saved $25k

Lindsey Burgess
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October 22, 2015

Determined to start their life together debt-free, they paid off their consumer debt before their wedding and to pay cash for their big day.

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Life After Foreclosure & Bankruptcy

Jesse Mecham
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April 7, 2014

Foreclosure. The first time I heard the word from my credit counsellor’s mouth, I cried. It felt like the ultimate failure.

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Mike Paid Off $38,204 of Debt in 18 Months

Jesse Mecham
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August 26, 2013

Mike had no idea that it was possible to pay off $38,204 in debt in 18 months. Deciding to aggressively tackle his debt was life-changing.

See My Six Financial Goals

Guest Author
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July 30, 2013

One of the biggest benefits of using a budget is how it helps you set and accelerate the achievement of goals.

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