Dan Cayer

After receiving a glossy sales package from a financial advisor, the author realizes that the discomfort wasn’t about life insurance, but about not being in touch with their money. Avoiding day-to-day financial awareness undermines your confidence and causes you to miss the small, meaningful opportunities to move forward.

Worried about a big life decision—and feeling stuck? You’re not alone. Dan’s story shows how getting clear on your priorities can turn financial fear into a path forward.

You don’t need market gurus to manage your money—you just need to know how much you have and decide what you want it to do. Dan shows you how to navigate trade-offs and build a life that reflects your priorities.

Your spending has the power to create the life you want—but only if it’s running efficiently. This post shows how YNAB helps turn every paycheck into fuel for what truly matters, instead of smoke and stress.

What if being “bad with money” just meant nobody ever taught you how? Dan explores how financial worry isn’t a moral failure—it’s a missing skill set you can absolutely learn.

Don Draper had everything money could buy—but never asked what his money was for. Learn how answering that question can change not just your finances, but the way you live your life.

What if changing your money habits felt less like punishment and more like liberation? This Loose Change remix shows how even a grumpy old Scrooge can rediscover clarity, confidence, and a surprisingly joyful way to stop worrying about money.

PSA: Money worry doesn't have to be part of married life. Learn how to combine finances after marriage, get good with money together, and build a spending plan together using YNAB.

The best gifts make life a little easier. Give three months of YNAB and help someone you care about feel calm, confident, and stress-free with their money.

From rent and groceries to tennis matches and future dreams, every dollar has a job. Dan’s reflection invites you to pause and ask: why do you earn—and how do you really want to spend your money?

Tired of waiting for a worry-free financial future? Dan shares how to ditch the “just earn more” mindset. Find peace now by embracing what you have and making intentional choices—no raise required.

What does mindfulness have to do with money? Dan found the answer lying down in a meditation hall—and it changed how he spends, plans, and lives.