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Dan Cayer

Content Marketing Writer at YNAB

Dan Cayer is the writer and voice behind YNAB’s newsletters, Loose Change, Round Up, and You Need an Update. He’s also a regular contributor on the blog, where he’s written about how financial trauma from generations ago can still affect partners. For years, Dan toggled between trying to ignore money and freaking out about it. Through YNAB, he’s come to see that how we spend our money is not simply an accounting question. All the effort and time we put into earning or saving, how do we want to spend it? 

He’s on a mission to help people feel less ashamed about money; life’s too short. Off-screen, Dan can be found tinkering with his slow cooker, bicycling in the Hudson Valley, and wrestling with his two daughters.

All articles by


How Not to Lose Your Mind Over a Single Purchase

Understanding the trade-offs of any decision will make you wiser (especially if you happen to get obsessed with buying a backpack).

Checked Out at Work

When over half of financially stressed employees distracted at work, it's time for a lasting change. Introducing Financial Wellness by YNAB!

Struggling with Money? Don’t Isolate.

You are not alone! Learn how to navigate financial challenges with transparency and community.

How to Understand “Irrational” Spending Decisions

Ever wonder why we make those baffling, wallet-opening decisions? Dive into a captivating story that makes sense of surprise purchases.

Deciding What’s Financially Fair With Your Partner

"Fair" is in the eye of the beholder. Learn how to transform messy money talks into collaborative conversations with YNAB.

How to Raise Your Teenager's Money IQ

Teach your teen to make it rain (responsibly) with these YNAB team tips.

Why Is Personal Financial Advice So Mean?

Why is it acceptable to get your money advice delivered with an insult or an eye roll? My car mechanic and my doctor don’t talk to me that way. My lawn guy isn’t performatively banging his head into a microphone when I tell him my grass is underwatered.

A Decade Into YNAB: Here’s Why My Wife and I Are Still Thankful

How to Manage Money Wisely

Knowing how to manage money wisely is a skill, but it's not as difficult (or as stressful) to learn as you might think.

How Family Histories Strained Our Finances

The relationship your parents (and their parents before them) had with money affects yours. Overcome your family's history with finances.

Short-Term Financial Goals: 4 Steps to Get What You Want

Short-term financial goals help you learn to love how you spend and build momentum toward changing your financial situation for the better.

Introducing YNAB Together for Your Shared Financial Journey

Welcome to YNAB Together, our solution for groups of people who want to manage money and goals together—all for the price of a single subscription!