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YOUR YNAB spending personality quiz RESULTS

You are a Joy-Seeker

“Life’s greatest joys are found off the beaten path.”

Hey, Joy-Seeker!

Equal parts joy-seeker and joy-giver, you're a bright light in the gray world of finance. You view money as a vessel for excitement, experiences, and sheer enjoyment. Spontaneous and full of life-giving zest, your spending choices are often guided by the thrill of the moment. While your impulsive nature brings a unique energy to financial decisions (yep: occasional buyer’s remorse), balancing it with a bit of planning can turn those fleeting joys into lasting happiness. You infuse life's financial journey with fun and unpredictability, often reminding others of the joy found in life's unexpected turns.

Tip #1: Communicating with your Partner

Spending Synergy Tips

Your financial talks are a celebration of life's spontaneous moments. When discussing money matters with more methodical types like Visionaries or Guardians, share your enthusiasm for the here-and-now while being open to their insights on long-term planning and security. It’s about merging your love for adventure with their roadmap to a secure future.

Tip #2: Grow in your role
Supercharge Your Synergy
Your spontaneity is infectious, but adding a dash of planning can turn those impromptu splurges into confident spending decisions.
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Money Mantra
“Life’s greatest joys are found off the beaten path.”

Famous Joy-Seekers

Kevin Hart
Brings joy and spontaneity both in his comedy and his lively personal endeavors
Blake Lively
Known for her roles in fun, lively films and a fashion sense that makes her a mainstay on best-dressed lists
Ellen DeGeneres
Renowned for her playful spirit and love for surprises
Jack Black
Lives a life filled with laughter and spontaneity, both on and off screen

TIP #3: YOUR Natural Money Role

The Spontaneity Catalyst

In your dynamic duo, you’re the spark of spontaneity in money management. Thriving on life's unplanned pleasures, you can find a happy medium by weaving in some structured saving. This balance is key—while you light up the room with your excitement for the here-and-now, keep an open mind to the Guardian's prudence or the Visionary's forward-thinking. Your role is to sprinkle excitement and joy into financial decisions, reminding your partner or yourself that surprise and delight are valuable components of a vibrant financial life.

Tip #4: YNAB Category Inspiration

Align your spending and priorities

  • Sunday Funday: For those impromptu outings, hobbies, or 'just because' moments.
  • Adventure Awaits: Set aside funds for travel, new experiences, and spontaneous explorations.
  • Surprise Savings: A little stash for those last-minute, can’t-miss opportunities.

Ready to do a deep dive exploration into your finances and feelings?

Check out our Change Your Money Mindset workbook and email series to organize your finances, clarify your goals and priorities, and explore the “why” behind your spending.

Spending personality quiz

Are you on the same financial frequency as your partner?

Take the quiz yourself to create spending synergy, a new way to combine your powers, and begin to build the future you want together.