YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!
YOUR YNAB spending personality quiz RESULTS

You are a Guardian

“Financial security lays the foundation for my peace of mind.”

Here are your results

Hey, Guardian!

Hear ye, hear ye, wise Guardian! You're the rock in the ever-changing sea of finances. For you, money is a tool for building a secure and stable future. You tread lightly when considering any money moves, approaching finances with a careful and practical mindset. With every paycheck, you carefully consider your wellbeing, both present and future. You get a little rush from reviewing your investment account balances, sometimes even on a Saturday. Reliable and disciplined, you might sometimes sidestep life's little indulgences, but your expertise in planning and risk management makes you an invaluable financial partner. You're the calm in the economic storm, always ready with a plan B, C—ok, maybe even Z.

Tip #1: Communicating with your Partner

Spending Synergy Tips

As a Guardian, you often start the conversation about safety nets and wise choices. It’s what makes you a rock-solid financial partner! When discussing your 5-year plan, or even weekend plans, remember to appreciate your partner’s need for excitement and spontaneity.

Especially with free-spirited Joy-Seekers or big-dreaming Visionaries, balancing your love for stability with their appetite for adventure can lead to a fulfilling future that satisfies you both.

Tip #2: Grow in your role
Supercharge Your Synergy
Your security-first approach is admirable, but don't forget to sprinkle in some spontaneity for life's simple pleasures (and little treats!).
Large decorative opening quotation marks
Money Mantra
“Financial security lays the foundation for my peace of mind.”

Famous Guardians

Warren Buffet
Iconic for his careful investment strategies and frugality
Amal Clooney
Marries high-profile work with cautious personal finance
A blue microphone
Trevor Noah
Known for his down-to-earth lifestyle despite his success as a comedian and host
Serena Williams
Athlete and businesswoman known for her work ethic, endorsements, and business ventures

Tip #3: Your Natural Money Role

The Reliable Safeguard

Whether duo or solo, you're the one ensuring all safety nets are firmly in place. Your cautious eye is key in spotting potential risks and keeping your joint financial ship steady. Your prudent planning complements your partner's spending style, creating a balanced and secure financial plan

Tip #4: Your recommended YNAB template

A Safe Pace

You already know slow and steady wins the race. Apply that rock-solid wisdom to spending and saving by setting aside small, manageable amounts to cover big, irregular costs. Our template for non-monthly expenses makes everything in life a little easier!

On a mobile device? Get this template in the YNAB web app.

Come back to this link on desktop and you’ll be able to automatically import this template into YNAB.

Copy Template Link
https://www.ynab.com/templates/non-monthly-expenses

Spending personality quiz

Are you on the same financial frequency as your partner?

Now that you’ve seen your partner’s results, take the quiz yourself to create spending synergy, a new way to combine your powers and begin to build the future you want together.